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Remember When You Could Leave Your Door Unlocked

Since it is political season and most of my articles tend to focus on the money side of politics, I thought I would give you some food for thought about the way it is now and the way it was when most of you were growing up as a child.   It’s imperative being in the money business that I stress to people every day the importance of savings and how money can secure their future, but in some ways it worries me on how people may be accumulating money and the negative impact the pressure of having to earn more money is having on families across America. Can you remember when life seemed a lot simpler than it is today?  Is it that you have more responsibilities?  Is it that technology has made you more accessible?  Is it that now you have had a taste of the ‘good life’ that you don’t want to go back to just the status ...

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Why Do You Stick Your Tongue Down My Throat?

I recently attended a conference and was able to hear Josh Brogan speak about social media. The entire speech was entertaining, but one statement he made during the speech stuck out to me when he discussed the new world of Linked In. He shared a comment something to the effect of I accept you as a connection and you stick your tongue down my throat. I laughed at first, but then I thought to myself, “What in the world has happened with some basic etiquette?” Since I have roughly 5,000 followers myself, people ask to get connected to me all of the time. Here’s a recent scenario of what happened, and then I’ll share my three very simple tips for LinkedIn etiquette because apparently companies aren’t training their sales people anything except to be robots and just keep clicking the send button. An individual on LinkedIn asked to be connected with me.  I chose to accept the connection (as I’m ...

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7 Ways To Save Money On School Supplies

It’s school time again and the alarm clocks will begin to get set for early morning once again.   Traffic patterns to work will become heavier and the weekly routine will be in full swing.   Even though the summer days are fading, you’ll begin to get notices around what school supplies your child is required to bring.    This means it is time to be a smart shopper and make sure you save a few bucks when you get around to buying the student school supplies.  Here are seven quick ideas to stretch your dollar during the back to school season. Use Social Media– In this day and age all of the big stores from Office Depot, Staples, and Best Buy will have ads up on their Facebook business page.  You should check their Twitter feeds and most certainly at least Google the word ‘discount’ and the name of the store to see what coupons exist to trim down your back to ...

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Have You Done The Research?

Giving to a good cause can evoke some of the most wonderful emotions we feel. The problem is that many individuals give without always doing the proper research on the charities or what the charities do with the donated money. Most of you can remember the Seinfeld episodes where George gets people to donate lots of money to the human fund without anybody asking any real questions about the charity. When they did, George gave them a few concise answers and people just accepted it as fact. Nowadays, friends ask us all the time through social media to donate money to various causes by clicking a link and filling out a form. Companies ask us to round up while shopping on line or make a $1 donation at the cash register while checking out our groceries. If you have budgeted aside a percentage of your income or a dollar amount that you can afford to give away, I recommend that ...

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Heads Or Tails On The New “Coin” Card?

It’s truly amazing about how fast a new product, app, or service can go viral through social media.  If you haven’t seen the video for new ultimate single credit, debit, and rewards card called “COIN” then you should really check it out!  Here is a link to the main website: www.onlycoin.com.  With all of our wallets looking a little bit more like a George Constanza special, Only Coin attempts to use modern day technology to take multiple cards in your wallet and shrink it down into one singular swipe card.   Will the new “COIN” card come up heads or tails with consumers? Coin has a mobile app that will allow you to add, manage, and sync the cards that you use most in your life to your Coin card.   The process of adding card information to your mobile app is supposed to be very easy according to Coin.  However, as we all know, technology is never as simple at the ...

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