It’s not quite time for a five-alarm fire, but with the announcement last week that the Government will have to dip into the Social Security reserve fund for the first time since 1982.  That’s 36 years!  The trustees who oversee the Social Security Benefit Program said that Medicare’s hospital insurance fund will be depleted by 2026 and Social Security trust fund will dissipate by the year 2034.  So, what does that mean to us?  Does it mean, no Social Security?  Reduced Social Security? Pay more money into the system? Privatize the system? Extend the normal retirement age? All of these are potential outcomes, but just because the Social Security trust fund completely depletes it doesn’t mean Social Security won’t still be there.  It’s estimated that by 2034 if nothing is done to the system, the tax revenue collected will only be able to fund somewhere between 75% to 80% of today’s benefits.  This means, you can be sure changes are ...