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Listen To What The Baby Has To Say

I am a complete marketing junkie, so I have to give props to financial companies that take risks to launch edgy marketing campaigns.  Historically, investment companies are boring advertisers showing couples taking a bicycle ride, smelling the roses on their front porch, or some actor looking all serious on camera about the ‘serious’ investment company.   I was a bit melancholy this year to see the last installments of the E*Trade baby commercials which completed a tremendous six year run of ad spots. For a marketing campaign to be successful, it has to leave a mark etched in our mind that will last for many years to come.  Think about slogans like Nike’s Just Do It or Wendy’s Where’s The Beef that you can remember just like it was yesterday.   When the E*Trade baby aired during the Super Bowl in 2008, the commercial made us all laugh while at the same time beginning the drip the ideas of what we could ...

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Your Earnings Power Is All About Supply And Demand

Really? Doesn’t my formal college education matter?  Or whether or not I have an MBA?   Could the simple economic principle of supply and demand really dictate how income is earned in America?   Let’s take a look inside at what you desperately need to know if you want to earn more money in your career. I’ve been practicing financial advising for over 23 years and the people who truly build up extremely high level of incomes typically fall into three categories: Business Owners Sales People who rise in companies for staying in the same place more than 10 years What does this have to do with earning income? Well, there are certain skills in business that are trainable and certain skills in business that are learnable.  Gaining a keen understanding about which ones can make you money and why will dictate whether you too are successful in making lots of money. THOSE EARNING UNDER $100,000 The lowest general form of earners ...

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Social Media May Be Your Best Freshman Class

It’s likely that students starting college in September have spent the past four years of their lives become experts at social media mediums including Instagram, Facebook, and Tumblr. Without ever taking a class on social media, these platforms are indelibly integrated in the way an 18 year old communicates with their friends and family. In 1987, I didn’t even have a computer to bring to Boston College with me. Rather than give advice on student loans, budgeting, and other financial topics, I’d like to encourage the upcoming freshmen going to college to expand their social media networks and learn how to use these platforms to build their future. You see, it’s simple that life teaches you it’s not what you know but who you know that will ultimately get you further in life. This doesn’t mean you shouldn’t strive to become an excellent student, but rather leverage your expertise and begin to build your networks out today so when you ...

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Five Ways Social Media Can Make You Money

There are still some people who are avoiding the whole game of social media.   They don’t quite get Twitter or have no interest in Facebook.  In fact, even if they are in the business community they haven’t added their entire professional summary to LinkedIn.  If the whole idea of social media hasn’t garnered your attention, perhaps the notion of putting some dollars in your pocket would be more intriguing.  Here are my five smart money moves on how social media can help you make some cash. Coupons and Deals- If you “follow” the financial people who are ‘frugal’ or cheap on social media websites like Twitter, you can get great advice on coupons, deals, and savings ideas.   Getting these deals just in time can even give you ideas on weekend events where you can receive discounts to places like fairs and festivals. Job Opportunities- Being in relevant groups and paying attention to discussions may help you land your next greatest ...

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