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VIDEO | Santa Claus at Five Below – Charity Donations

Published on Nov 28, 2012 The holiday season is rapidly approaching as you can see retailers across the country lining their aisles with Christmas items and the Starbuck’s of the world changing their cups over to the traditional holiday décor. FULL ARTICLE – http://bit.ly/Tuoyy8 When I lived in the New York City area, I can vividly remember during the holiday season the legions of Salvation Army Santa Clauses outside of the department stores ringing their bells for donations from your pocketful of change. It’s nice to donate during the holiday season to give to the less fortunate, but what I have seen retailers doing around the country in the past year or two has officially gotten under my skin as they now want us to do double duty as their customers.   ...

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Do I Need A Store Credit Card?

If you have played a game of credit card poker with yourself it could surely be a sign that you have too many credit cards from too many places.    I am a big advocate of having fewer credit cards and establishing a longer credit history with those creditors by upping your credit lines over the years and showing your ability to pay them off regularly.   However, I often get asked about store credit cards from places like a Best Buy or a Target and whether it is a good idea to have one of these cards.  Do you need a store credit card? Most the store credit cards that get issued generally happen at the cash register.    The smiling face at the checkout counter tabs your bill up and then tells you that if you opened up a store card today that they will take 10%, 20%, or more off of your first purchase.     You quickly do the math in ...

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As Coffee Prices Go Up . . .

In the past year, the price of a pound of coffee beans has more than doubled on the commodities market in New York, to $2.23 a pound as of Thursday, May 24th of this year.  Roiled by everything from changes in the Brazilian crop to the cost of transportation from Africa to increasing demand from a growing middle class in China and India, the fuel of choice for many has become so precious there are reports of thieves stealing containers of beans at ports or even stripping trees in the fields. (source: m.knoxnews.com) What it has meant to most of us is that cups of coffee you get at Starbuck’s or Dunkin’ Donuts will be rising as well as the coffee you bring home in the supermarket. So what can you do to make a smart money moves during times when your favorite beverage of the day is soaring through the roof? Save last night’s coffee –  The apple must ...

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