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Five Tips For Ordering Wine When You Dine Out

We’ve all had that dinner where you go out with someone who is truly a wine snob.  Or so they think so.   There are few movie scenes better than watching Paul Giamatti in the movie Sideways as he sits alone in a fast food restaurant drinking his prized 1961 Chateau Cheval Blanc from a disposable coffee cup while he aggressively cuts away at his steak.   Going out to a fancy restaurant can be very intimidating when they wine list is present to you on your lap.   However, you shouldn’t get overly nervous because here are five smart money moves for ordering wine when you dine out. Avoid Ordering By The Glass– Restaurant owners generally try to make back the cost of a bottle of wine from the price of just one glass.  What sucks for you as well is that it’s likely the wine was opened already possibly even from the day before.   The bottom line is that you’ll get ...

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Eight Books To Read In 2014

With 2014 approaching us quickly, it is a good likelihood that you received an Amazon or Barnes & Noble Gift Certificate as a secret Santa gift, a stocking stuffer, or under the tree.   While reading has in a large part gone the way of You Tube and anything that will make us laugh in ninety seconds or less, engaging yourself in a really good book could help you personally, professionally, and even financially.   I have put together my short list which contains a virtual cornucopia of different types of reads.  Find one of these and put it on your to do list for 2014. Think Like A Freak, Stephen Levitt and Stephen Dubner– This book is one of the follow ups from Freakonomics and is scheduled to be released in the March to May time frame in 2014. Freakonomics is all about turning your brain inside out and being able to look at situations from an entirely different perspective.  There ...

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He who hestitates…SAVES! Why it’s always worth the wait.

By: Genna Jenkin The Your Smart Money Moves Mom Hello, my name is Genna and I am a sales-a-holic.  I am in recovery, but everyday is a struggle.  I believe my addiction is congenital as I come from a long line of bargain boasters and I am hoping it doesn’t present itself in any of my children.  You know the types, they share legendary tales of high-end purchases made for next to nothing, often on items they didn’t really need. Our current culture totally feeds into this type of mentality.  We are constantly bombarded by flash sales, daily deals and reality television showing us all of the ways we can beat the system and get what we want (and more) for a rock-bottom price.  This, combined with wanting to provide our kids with all the things we didn’t have can make for a financial nightmare. The operative word  here is “want”.   We have all heard the much debated argument of ...

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Are You Worried About A Stock Market Crash Again?

“Our imagination is the most important faculty we possess. It can be our greatest resource or our most formidable adversary. It is through our imagination that we discern possibilities and options. Yet imagination is no mere blank slate on which we simply inscribe our will. Rather, imagination is the deepest voice of the soul and can be heard clearly only through cultivation and careful attention”- Pat Allen (source: notable-quotes.com). Our brains are constantly being fed information about the stock market every day. The end is coming. The run will continue. Get in. Get out. For most of us, this noise can be information overload and send our brains into a virtual state of shock. With markets hitting all-time highs this year, many people have become concerned that we will see a repeat of dot-com bubble crash in 2000 and the recent 2008 market crash. So if you are worried about a 3rd Armageddon in the past 15 years, what smart ...

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5 Financial Questions To Ask Yourself Right Now

With a roller coaster economy, high job unemployment, and increasing federal debt, this is the time to take stock and ask yourself some important financial questions to make sure you keep your financial house in order.  Here are 5 important questions to ask yourself now? Do I have an exit strategy with my investments? If the stock market has another free fall or your company stock takes a dive, how will you put some sort of cushion to secure those assets which have grown over the past year?  You should be asking yourself questions such as how far your money may go down before you exit the stock market, or how much it needs to make before you might take some profit off the table.  Learn from the ups and downs you saw in the early 2000’s and in 2007/2008. Do I have enough of a cash reserve? With job market uncertainty, you want to make sure you beef up ...

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