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Making Realistic Financial Resolutions

WSJExperts – The Wall Street Journal Dec 16, 2013 3:00pm EST 3,998 Views Public THE JOURNAL REPORT: WEALTH MANAGEMENT MAKING REALISTIC FINANCIAL RESOLUTIONS (Recorded December 16, 2013 3:00pm) Ask a panel of financial experts your questions about making financial resolutions you can actually keep in this interactive video interview. THE PANELISTS INCLUDE Ted JenkinCFP, Co-CEO and Founder,oXYGen Financial Sheryl GarrettFounder,Garrett Planning Network Olivia MitchellProfessor of Business Economics and Public Policy,the Wharton School at the University of Pennsylvania Tune in to Spreecast.com for more opportunities to ask Ted the questions that can help you “Breathe Easier&#169”. ...

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Join Me on the Journal Report Spreecast: Retirement Planning for Millennials

Co-CEO and Founder of oXYGen Financial, Ted Jenkin, has been asked to be on select panel for the Wall Street Journal’s Retirement Planning live video interview. Please join us and show your support! You can RSVP for the live spreecast by clicking the link below. http://www.spreecast.com/events/retirement-planning-for-millennials. Thank you for your continued support! ...

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Black Friday, Cyber Monday, and Hangover January

It’s official.    Everyone in America has decided we should be just like the Federal Government.    Get up and keeping adding more zeros to your debt because it just doesn’t matter.   Remember that movie many years ago starring Bill Murray called Meatballs when he began the chant it just doesn’t matter . . . it just doesn’t matter . . . it just doesn’t matter?   Well, unfortunately for most of us we can’t get away with piling up debt like the Government does today.  It does matter.   Even though the media has tried to get us all excited that things are picking up from a record Black Friday and Cyber Monday, get ready for them to report in January about the lingering effects of people spending money that they didn’t have this Christmas because they were all just tired of feeling so beaten down from the past couple of years of tough times. Total spending over the four-day weekend following Thanksgiving ...

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Multiple Streams Of Income

People who own a business often understand the powerful concept of multiple streams of income. Given that any business can have economic, regulatory, or industry changes that can hurt the income stream of a business, most business owners develop multiple income sources within their business to protect the cash flows of the company. Sometimes these changes are in different lines of business, types of products, or services that complement each other. I think over the next decade, each household in America will need to consider having multiple streams of income with job and market uncertainty we will face in the years ahead of us. So, how can you create multiple streams of income? 1. Both partners in a household have a stream of income – In my opinion, letting your household rely on just one breadwinner that has a job as an employee with a company is an incredibly dangerous strategy. As large companies feel pressure to meet Wall Street ...

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Why Doesn’t The Government Understand The 80-20 Rule?

I spent many years of my life running and leading sales organizations. One of the principles I learned along the way is sometimes referred to as Pareto’s principle.  This principle is also known as the 80-20 rule, the law of the vital few, and the principle of factor scarcity.  It states, for many events, that 80% of the effects come from 20% of the causes. (source: Wikipedia). Italian economist Vilfredo Pareto observed in 1906 that 80% of the land in Italy was owned by 20% of the population, and developed the principle by studying that 20% of the pea pods in his garden contained 80% of the peas. In modern theory, many businesses will often share with their sales force that 80% of the sales come from 20% of the clients. In the past year, we have heard all sorts of ideas from politicians about how to fix the recession, restore jobs, and get the economy moving again in the ...

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