5 Fees Eating Away At Your Wallet

Topic: 5 Fees Eating Away At Your Wallet Taped 10/6/15 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net ...

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How To Save Money On Shoes

Many women (and now men) have a decent shoe collection in their closet. As parents, we know that after spending lots of money on clothes for our kids, shoes can come in a close second for the family budget. Between growth spurts, general wear and tear, and special events, kids can change shoes faster than Vin Diesel drives in Fast 6! One of the smart money move habits we can all get into this year is thinking about using different strategies to reduce our shoe costs. Here are five of my tips on how to keep light on your feet while keeping your cash in the wallet. 1)   Buy Out Of Season– With most items we buy in life, buying during the peak season is primarily when you will pay the highest dollar amount for anything especially shoes. Most parents will begin the process of stocking up on school supplies and running their children over to the shoe store to ...

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How Much Do I Give For A Wedding Gift?

Your college roommate or long time childhood friend invites you to their wedding.   Or better yet, you’ve got a big family and your second cousin Joe is getting married and last time you saw him was two years ago at the family reunion.    Now you have got to spend money to get an airline ticket, book a hotel room, and possibly buy a new dress or suit for the upcoming wedding this summer.   It dawns on you that now you’ve got to figure out how much is the right amount to give for a wedding gift.   You are no Miss Manners by any stretch of the imagination, but you don’t want to walk away like some cheapskate that the wedding couple laughs at that evening when they open up their gifts.   So, how much should you give for a wedding gift? Everyone has different thoughts on this, but let’s talk first if you can’t attend the wedding.   By no means ...

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Resell Your Coupons?

Are you one of those people who bought a big entertainment book that sat in your glove compartment until the end of the year when you realized you used only three coupons?  Or worse yet, did you recently spend money on a Groupon that you swore you would use only to let the money dwindle down the drain?  Once you buy a super deal voucher whether it is from Groupon or another coupon site, what do you do with it if you simply aren’t going to use it?    I guess you could put it on eBay, Craigslist, or just write it off as a loss.   However, a whole number of coupon / deal reseller sites have cropped up today to allow you to sell your deal to another willing buyer. Deals Go Round (www.dealsgoround.com), is labeled as a site where daily deals get a 2nd chance.   This site allows you to set up a deal wallet to allow you to ...

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I Like My Wallet

Google announced Thursday of last week that they wanted their Google powered cell phone to be your new wallet.  They essentially announced that a new payment system will link your smartphone to your credit card or a reloadable prepaid credit card.  The new product is called Google Wallet, and it lets a shopper pay for purchases and access promotional offers right on his or her personal smartphone.   This type of technology is widely used in Asia and several other countries. (www.ajc.com) STOP!  Stop right there in your tracks!   I am here for the record to say that I truly like my Wallet.  Now, I don’t quite carry a George Constanza wallet on me, but there is a magical moment that happens when you get to take out your wallet, peek inside to see all of your cards and money, and then prominently display your payment method to the merchant of your choice.    As I mentioned in one of my recent ...

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10 Ways To Reduce Your Credit Card Debt

Those that end up being wealthy don’t make it a habit to revolve debt on their credit cards. If you have a goal this year to get rid of your credit card debt, here are 10 ideas to help you get rid of the plastic hangover. Pay The Credit Card With The Lowest Balance– Even though some credit cards may have a higher balance, putting a check mark in the win column by paying off just one credit card will get you fired up to pay off another. Pay Cash For Three Months– If you walk into a grocery store or a department store with cash, you can only get as far as your wallet will take you. By physically not using a credit card for three months, your habits and how you think about money will begin to change. Switch Your Credit Card Debt To A Lower Rate– If you can qualify for a zero balance credit card transfer ...

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Top 5 Ways to Help Someone Who Is Unemployed

With the unemployment rate continue to hover above 10%, everyone is feeling a little pinch in the wallet. If you know someone who is currently unemployed, here are some ideas on how you could help them with their bottom line. ...

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