5 Frugal Ideas To ‘Paint’ Your Wallet Green On St. Patty’s Day

St. Patrick’s Day is a holiday that is often filled with green beer, green bagels, and spending a little bit o’ green on having a good time.   The fact that it falls on a Saturday this year could spell a huge windfall for the local Irish pubs right around the corner from your home.   With unemployment still at 8% plus percent and people still tight at the wallet, I thought I would share a few frugal your smart money moves you take to go ‘green’ on St. Patty’s Day to help put a few bucks in your wallet. 1.) Skip The Bottled Water – Bottled water is not only very expensive, but it also generates a huge amount of container waste.    You can easily install a filter through the tap at home or talk to your employer about installing a filter at work.   If you grab a reusable aluminum water bottle, this will give you a chance to get clean ...

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The New Rule: Field Goal Bill Paying

Nobody likes paying bills.   Not longer than a few years ago, most people met the end of the month with the dreaded feeling of writing out checks and licking the back of envelopes—UGH!.   Over the past five years, many people in the United States have transitioned their bills from the check stuffing days to now merely having to fill in an amount and simply point and click.   With some providers sending you an e-bill alert now, you may not even have to remember when to pay the bill. I’ve learned over the past couple of years that the next generation of bill payers (your Generation X and Generation Y crowd) uses something that I like to call the Field Goal Rule when it comes to deciding whether or not to click the ‘pay now’ button.   Here’s how the rule works.   When a particular bill comes such as cable television, cell phone, or local water bill comes, a bill payer has ...

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