fbpx

10 Ways To Cut Your Food Bill

Is your family what I call an equal opportunity grocery shopper?   When you look at your debit or credit card statement, do you wonder the reasons why Kroger, Publix, Trader Joe’s, and Whole Foods all show up as a line item?  For individuals and families alike, the ‘food’ bill has become one of the largest line items in the household budget.   Food can include groceries, dining out, and even meals on vacation.   Here are my ten your smart money moves tips on how to trim the ‘fat’ from your food bill this year. Make A List– I picked up a cool list pad from Urban Outfitters.   You can snag a list by searching for grocery list under images in Google if you want one for free. Sunday Night Grilling– It’s hard to prepare all of your meals for the week.  Consider grilling up a bunch of chicken or steak in bulk on a Sunday night and keeping it to add ...

Read More →

Why Don’t YOU Donate The Dollar!!

A little over a year ago, Your Smart Money Moves brought to you the initial story over now what is a phenomenon that has struck department stores, grocery stores, and even mom and pop retailers. Let me paint a picture for you. The executives of Whole Foods looked excitedly at the growth of their profit and their stock price and thought maybe it was time for them to become a good Samaritan. Aren’t we just lucky enough that we get to buy extremely overpriced food items from them every week? Some Whole Foods corporate department conjured up the notion that one way to become a better corporate citizen would be to ask us each and every time we grocery shop if we want to make a donation to their favorite charity. In fact, almost all retailers are doing this today. Being the smarmy sarcastic business guy I can be from time to time, I had another idea up my sleeve ...

Read More →

The Food In The Middle Sucks!!

With the explosion of large scale stores like Whole Foods and Farmer’s Markets in just about every different neighborhood, it is clear that the movement to eating more healthy food is becoming important to people in America. The new buzz word all around is “organic” food, mostly from the way it’s grown and produced. It’s clear that most households want to watch their health and wallets, but are more than willing to pay premium money today for food that they think is better for them. Restaurants have almost overused the term farm-to-table, giving us the indelibly etched picture in our minds that what’s on our plate got here from something directly down the street or in the backyard of the restaurant. Recently, I had a chance to interview one of the owner of the restaurant Bocado in West Midtown, Brian Lewis, and he made a very interesting comment to me during our lunch. He said, “Ted, the food in the ...

Read More →

How To Save Money On Groceries

Sometimes it can feel like your family is an equal opportunity shopper when it comes to your grocery bill.  When you look back at the debit card or credit card at the end of the month, you can see charges from Publix, Kroger, Trader’s Joes, and Whole Foods.   You begin to ask yourself between the groceries you purchased during the month and the charges you had for eating out, it is possible that you really ate that much food and yet there is still nothing in the pantry?   If your family grocery bill is exceeding your monthly expectations and hitting that $1,000 a month mark, here are four smart money move tips on how to cut down on your grocery bill. Look For A Local Produce Program– Recently, my wife found a local program where we live in Milton that allows you to get a box of ‘produce’ every week based upon the number of people in your family.  What’s ...

Read More →

My Year End AMEX Statement Begins The Budgeting Process

Most people think that they will make their New Year’s resolution on January 1st by starting a new spending plan or budget in their household.   The amount of money you spent in 2012 won’t really sink in until you begin to look at your year-end credit card statements.     Today, I got my 2012 American Express end-of-year statement.     For most of us, this is when we get into a small state of disbelief around all of the places we’ve spent money unless you look at your budget on a monthly basis.    Since people rarely do anything more today than pay the bills that appear in their online bill pay, the year-end statement can be the perfect opportunity to have a family discussion about where the cash has gone out the door.   Here are four areas to analyze on your end of year credit card statement: Groceries:   I discovered this year that we are an equal opportunity grocery store shopping family.     The ...

Read More →

VIDEO | Grocery Shopping with Peter Lynch

Published on Nov 29, 2012 For the past three years, I have been an avid personal finance blogger discussing everything from managing your wealth to mitigating your tax liability. No matter how substantive the topics I wrote about in the personal finance sector, the big question was whether someone would actually read my content. As bloggers, we often believe that our most recent post will change the lives of millions, but in reality only a handful of people may click through your e-mailed link to read your weekly blog post. The art of creating effective titles is incredibly important because if your title and opening paragraph are catchy and interesting, your readers are more inclined to check out the rest of the article. Take the title I opened up with in this article. Did it make you at least a little bit curious about what happened when Peter Lynch went grocery shopping with me at Whole Foods the other day? Or ...

Read More →

5 Frugal Ideas To ‘Paint’ Your Wallet Green On St. Patty’s Day

St. Patrick’s Day is a holiday that is often filled with green beer, green bagels, and spending a little bit o’ green on having a good time.   The fact that it falls on a Saturday this year could spell a huge windfall for the local Irish pubs right around the corner from your home.   With unemployment still at 8% plus percent and people still tight at the wallet, I thought I would share a few frugal your smart money moves you take to go ‘green’ on St. Patty’s Day to help put a few bucks in your wallet. 1.) Skip The Bottled Water – Bottled water is not only very expensive, but it also generates a huge amount of container waste.    You can easily install a filter through the tap at home or talk to your employer about installing a filter at work.   If you grab a reusable aluminum water bottle, this will give you a chance to get clean ...

Read More →