Everyone is interesting saving money, and in the shopping market timing is everything.   For many years, I have shared with clients that the best deals generally come in the off season if you know where to find them.  Here are five things you could look for in the month of July.

1) Summer Clothing-  As the dog days of summer are upon us and the return to school begins, many department stores will put their summer clothes, bathing suites, and shoes on sale.    Check out stores toward the end of this month and you will be sure to find a bargain or two from the large chain stores to your local boutique.

2) Grill and Outdoor Patio Furniture-   Especially in the areas where you have all four seasons, toward the end of July you will see fantastic deals on outdoor chairs, patio furniture, grills, and grill accessories.    Much of the higher end pricing leads up to the 4th of July, and even though you may only get a few months out of the purchase this year you can save hundreds of dollars by making those purchases now.

3) Gym Memberships –  With most New Year’s Resolutions gone out the window and many people spending their time outdoor, the summer is a great time to find a gym membership bargain.  The fact that gyms (and country clubs) are hurting in this economy will give you bargaining power to get a good deal.

4) Paint-  Not many people like painting in the 100 degree weather making it a great time to look at buying both Interior and Exterior paint.   Even though you may not paint the house or that guest room now, consider stocking up on paint during the summer.

5) Sports Equipment-   Looking for that new tennis racket, baseball glove, or croquet set.    At the end of this month check out the sales at major or local sporting good stores.  Just like clothing retail, new items come on the market each and every year and these stores want to sell their inventory.

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Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS®

Co-CEO and Founder oXYGen Financial, Inc.

Request a FREE consultation: www.oxygenfinancial.net

oXYGen Financial, Inc. co-CEO Ted Jenkin  is one of the foremost knowledgeable professionals in giving financial advice to the X and Y Generation.

TED JENKIN IS SECURITIES LICENSED THROUGH INVESTACORP, INC. A REGISTERED BROKER/DEALER MEMBER FINRA, SIPC.  ADVISORY SERVICES OFFERED THROUGH INVESTACORP ADVISORY SERVICES, INC. A SEC REGISTERED INVESTMENT ADVISORY FIRM. Linked sites are strictly provided as a courtesy. Investacorp, Inc., and its affiliates, do not guarantee, approve nor endorse the information or products available at these sites nor do links indicate any association with or endorsement of the linked sites by Investacorp, Inc. and its affiliates.