Review Category : Holidays

Five Valentines Day Money Saving Ideas

Valentine’s Day is one of those special holidays that can put a real dent in our wallet. The average person in 2016 spend $147 according to the National Retail Federation. Here are five quick money ideas that you can use to still make a special Valentine’s Day while also being smart on how you spend your money. Become Your Own Private Chef – Have you ever tripped through one of those tasty.com videos on Facebook where you see recipes you always thought about making. This would be a great time to avoid the crowded restaurants and make a special meal for your significant other. Flowers At The Grocery Store – Skip the florist and discover that some of your best deals are located right at the local grocery store. Stop by at the end of the day on Tuesday and you’ll pick yourself up a great deal. Buy A Card At Trader Joe’s – You mean food, right Ted? Nope. ...

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Five Holiday Gifts To Help Your Friends And Family Build Wealth

There is no doubt that this entire month is going to be spent hanging out at holiday parties, shopping at the department stores, and thinking about how fast each goes by as you get older.   While we will see all sorts of gadgets, clothes, and toys that you can buy this holiday season, perhaps it might be a good idea to consider a gift that could help one of your friends or family members build some wealth.  Here are my five your smart money moves that can help the ones you love increase their bottom line. uniquestockgift.com – What better way to help someone build wealth than actually purchasing them ONE share of stock? With Unique Gift Stock, you literally have hundreds of companies to choose from to buy one share of stock in a company and then give it away as a gift.   You can present the stock in a beautiful frame with a personalized plaque note.   From that ...

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Helping You Not Have A Holiday Financial Hangover

How to Get Rich w/ oXYGen Financial – Ted Jenkin | Atlanta Money Guy Topic: Ted Jenkin stops by the studio to help you not suffer a major financial holiday hangover! Taped 11/29/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Sign Up For His Fun & Casual Financial Newsletter: http://eepurl.com/eBqro Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

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Helping You Shop on Black Friday

How to Get Rich w/ oXYGen Financial – Ted Jenkin | Atlanta Money Guy Topic: The best Black Friday shopping tips from Oxygen Financial! Taped 11/22/16 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Rock 100.5 Morning Show and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. Sign Up For His Fun & Casual Financial Newsletter: http://eepurl.com/eBqro Breathe Easier with oXYGen Financial: http://www.oxygenfinancial.net ...

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Top Gifts For Your Pet

In a majority of households, those shiny presents under the Christmas tree or Hanukkah bush, are meant for the family pets. The holiday season is one we traditionally dedicate to giving, and it turns out the most Americans extend that spirit to our furry four legged family members. Christmas is, unsurprisingly, the most popular pet-giving holiday, ahead of their birthdays and Valentine’s Day according to Rover.com. I was in attendance at the American Pet Products Association (APPA), when CEO Bob Vetere announced that the overall spending in the pet industry for 2015 came in at a record $60.28 billion. “The pet humanization trend is alive and well and continues to drive growth at the premium end of the market,” said Vetere. “As millennials prepare to take the reins from the baby boomer generation as the primary demographic of pet owners, they stand to further develop this trend.” Spending on supplies such as beds, collars, leashes, toys, litter, bedding, food and water ...

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Six Smart Ways To Save Money On Thanksgiving Dinner

Forty-six million turkeys will be ready to go during Thanksgiving this year. The American Farm Bureau Federation says the cost of a Thanksgiving dinner for 10 people will average $49.04, a 44-cent decrease from last year’s average of $49.48. Supermarkets are charging $21.76 for a 16-pound turkey, which works out to $1.36 per pound (and three cents less than the per pound cost in 2012).   However, we are interested in saving money, so here are six ways to cut down on cost for Thanksgiving dinner if you are working on a budget. Go Generic – There may be a few brands that you cannot live without for Thanksgiving, consider items such as salt, spices, frozen vegetables, and other items that can save you money without giving up the taste.   Generic brands at many stores have come up in quality over the past five years and in some cases have the same exact ingredients as the big brands. Go pot luck with your ...

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5 Cheap Date Ideas For Valentine’s Day

According to the National Retail Federation’s 2016 Valentine’s Day consumer survey conducted by Prosper Insights and Analytics, 54.8 percent of consumers will celebrate Valentine’s Day.   If your family is running tight on a budget this year, how will you be able to take your date out and still make it a very special day?   Sometimes the word “cheap” means that it won’t necessarily be good.   However, with these smart money moves you’ll be sure to warm your partner’s heart. Sunday Brunch vs. Saturday Dinner- Technically, Valentine’s Day falls on a Sunday this year.  This gives you even more reason to do a special brunch instead of an expensive Saturday night dinner.  While Canoe is one of my favorite places for brunch in the city (I’ll be there on Valentine’s Day), there are so many hot and trendy spots in the city that you can try. Netflix Binging-  I suppose you could binge watch almost any program that you have stored ...

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Start The New Year Off With A Money Bang!

It’s that time of year again, and as 2016 kicks off you are likely considering your new year’s resolutions.   According to www.statisticbrain.com, the top three 2015 resolutions were as follows: Lose Weight Get Organized Spend Less, Save More Getting rid of debt, making a budget, and figuring how to save more are often financial New Year’s resolutions that individuals and families have to get financially healthy. Here are five of my ideas that can help you get on track in 2016: Do A Budget Cleanse- It takes twenty one days to develop a habit, so spend fifteen minutes every day working on one line item in your family budget to see if you can save money.  An easy one to take care of is to analyze your year-end credit card statements and cancel one recurring charge for a service you didn’t use in 2015. Pay Off At Least One Debt- Debt is just as emotionally traumatizing as the actual black ...

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Is There Really Value In Having A Holiday Party?

Over the past weekend, we had our annual holiday party at Top Golf.  If you haven’t been to one of the locations it is a ton of fun even if you aren’t good at golf.  As I talk with people from companies both large and small, many of them have ‘cut back’ and opted to either not have a holiday party or do something very informal at work.   After our annual holiday party, it reminded me that these gatherings are more than just a ‘party’, and that many companies underestimate how gatherings like these may positively affect the people within their organization. So, what is the value of having a holiday party? You need to recognize that the holiday party may not be a ‘relaxing’ night out on the town for some of the people who attend the event.  While forced social time with work colleagues is a fun thing for some people, for others it’s just another obligation so ...

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Four Money Moves To Make On Black Friday

Black Friday will be coming up right around the corner and the deals will be hitting your e-mail like a hailstorm over the next few days.   While Black Friday deals are always tempting, there are certainly money traps that can actually make you spend more than you should on this shopaholic day.   Here are my four smart money moves to make on Black Friday. Don’t Be An Impulse Buyer– Remember that there is a difference between Black Friday “deals” and Black Friday “sales”.   The language can be very confusing, so if you are planning on going shopping in a particular store make sure you know what deal items you are going to buy.   Once you are in the store, you’ll be tempted to just get it done while you are there which can be a big mistake because you’ll be buying merchandise that is not the best price. Get Social– It pays to be a ‘fan’ on social media pages ...

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Six Smart Ways To Save Money On Thanksgiving Dinner

Who thought the flu could affect Thanksgiving?   According to the Department of Agriculture, the price of turkey will increase as much as 19%, or up to a $1.36 per pound, thanks to the avian flu that’s impacted poultry prices all year. According to a report from the American Farm Bureau Federation, you’ll spend 10% more on Thanksgiving groceries than you did in 2014. The report also mentions how the average cost for a Thanksgiving dinner to feed 10 people in 2014 was $49.41. With the rising costs of milk, turkey, and other consumer staples, you are likely to pay more this year if you are hosting Thanksgiving Dinner.   Here are a few tips that might save you some bucks and still allow you to pull off a nice meal. Go Generic– There may be a few brands that you cannot live without for Thanksgiving, but consider items such as salt, spices, frozen vegetables, and other items that can save you ...

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5 Father’s Day Gifts For Under $100

Father’s Day is right around corner and it’s always hard to figure out what to get for Dad’s. Skip the socks, ties, golf attire, and homemade gifts, and take a look a few ideas that I put together for under $100. Dad is sure to love these and remember to say you heard about it from Your Smart Money Moves. Chillsner ($19.99)– We all know how much Dad’s love an ice cold beer. Especially now that the craft beer revolution is happening. This is a great gift so dad can simply drop this in his favorite IPA and within just a few minutes have an ice cold one ready to go. Carnivore Cookbook ($27)– Do you know how many Dad’s have tried the Paleo Caveman diet? Remember, your dad probably isn’t hitting the latest recipes on Pinterest, so check out Michael Symon’s cookbook on meat eating meals you can make at home. Tarantino XX ($90)– Can you believe it has ...

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Have You Done The Research?

Giving to a good cause can evoke some of the most wonderful emotions we feel. The problem is that many individuals give without always doing the proper research on the charities or what the charities do with the donated money. Most of you can remember the Seinfeld episodes where George gets people to donate lots of money to the human fund without anybody asking any real questions about the charity. When they did, George gave them a few concise answers and people just accepted it as fact. Nowadays, friends ask us all the time through social media to donate money to various causes by clicking a link and filling out a form. Companies ask us to round up while shopping on line or make a $1 donation at the cash register while checking out our groceries. If you have budgeted aside a percentage of your income or a dollar amount that you can afford to give away, I recommend that ...

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Five Smart Money Moves To Make In 2015

Can anyone remember Y2K just like me and thinking I can’t believe it is the year 2000?  Well, before the blink of an eye we are now at 2015 and another new year to take stock of where you are financially and what moves you should make this year to improve your bottom line.   Since there are so many financial items to watch as the CEO of your family finances, here are my five items to put on your financial list as moves to consider in 2015. Shop Your Bills– January is one of the best months to get on the phone and shop each and every one of your bills.  One of the quickest ways to free up more disposable income to pay off debt or increase your savings is to gain back more cash flow in your family profit and loss statement.  Remember, companies like to know that they have booked their recurring business for the year in ...

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One Great Gift Idea For The College Football Playoff

With less than two weeks to go until Christmas, you might still be looking for a great stocking stuffer or gift especially for that avid college football fan.   This year will be the first National College Football Playoff with Alabama, Florida State, Oregon, and Ohio State, and there is sure to be much hoopla and hype coming up for New Year’s Day. Whether you use this as a holiday gift or just pick this up yourself for a New Year’s Day party, it is a must to check out FANPANS (www.fanpans.com). FANPANs came about after realizing no one was producing customized baking products for dedicated college football fans.   Started by Courtney Hoffman, she shared with me how the company got off to such great growth. “As a Tennessee grad, we started with a big power T cake.  We followed up with ice cube trays, then muffin pans, then the line was born.” FANPANS has some really cool products for the ...

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How To Avoid A Holiday Financial Hangover

Set yourself a budget. Most people overspend during the holidays because they don’t go in with a budget for each person they are going to buy presents. Typically, when you go on an impulse shopping spree, you often spend more than had originally planned for before the shopping excursion.  My recommendation is to set a clear budget with a fixed dollar amount per person, and then work yourself backwards.  Remember, it isn’t always the amount of gifts that somebody gets . . . it’s the thought of the gift that counts. If at all possible pay cash and stay away from the credit cards. Think about what you are going to give people who work for you, with you, or who help you. People such as the mail person, trash collectors, paper delivery people, etc. If you’ve got people that work in your house or do work for you in a regular basis, think about how much cash or what ...

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How Much Should I Give For A Bar Mitzvah Gift?

When a Jewish boy turns 13-years-old he has a “bar mitzvah”, whether or not the event is marked with a ceremony or celebration. According to Jewish custom this means that he is considered old enough to have certain rights and responsibilities or suit for the upcoming wedding this summer. (source: about.com).  I actually know quite a bit about bar mitzvahs.   When I turned the age of 13, my friends, family, and distant relatives I saw once upon a family reunion showed up to hear me belt out a poorly sung haftorah.  I can remember the long hours of practice and study it took to be able to read my portion of the Torah on that special day.   I also have vivid memories of the food, the dancing, and the gumball filled Pepsi bottles we gave to each of the kids.    With today’s Bar Mitzvahs reaching prices of epic proportions, people often wonder how much they should give when attending a ...

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