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	<title>Your Smart Money Moves</title>
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	<link>http://www.yoursmartmoneymoves.com</link>
	<description>Your Smart Money Moves - The BEST Personal Finance Blog sponsored by oXYGen Financial</description>
	<lastBuildDate>Wed, 01 Sep 2010 16:58:11 +0000</lastBuildDate>
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		<item>
		<title>Should You Take A Low Ball Salary Offer?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/09/01/should-you-take-a-low-ball-salary-offer/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/09/01/should-you-take-a-low-ball-salary-offer/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 16:58:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Basic Economics]]></category>
		<category><![CDATA[Collecting Unemployment]]></category>
		<category><![CDATA[Consistent Income]]></category>
		<category><![CDATA[Consistent Revenue]]></category>
		<category><![CDATA[Economic Package]]></category>
		<category><![CDATA[Emotional Choices]]></category>
		<category><![CDATA[Estate Deals]]></category>
		<category><![CDATA[how salary affects a household]]></category>
		<category><![CDATA[I Need A Cash Advance]]></category>
		<category><![CDATA[Job Offer]]></category>
		<category><![CDATA[Job Salary]]></category>
		<category><![CDATA[Law Of Supply And Demand]]></category>
		<category><![CDATA[Long Haul]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Personal Finances]]></category>
		<category><![CDATA[Piece Of The Puzzle]]></category>
		<category><![CDATA[Private CFO®]]></category>
		<category><![CDATA[Restricted Stock]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Revenue Sources]]></category>
		<category><![CDATA[Severance]]></category>
		<category><![CDATA[Stock Options]]></category>
		<category><![CDATA[successful in growing your income]]></category>
		<category><![CDATA[Take A Low Ball Salary Offer]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the cost of benefits]]></category>
		<category><![CDATA[the length of time you are unemployed]]></category>
		<category><![CDATA[the Total Economic Package]]></category>
		<category><![CDATA[Unemployment Extension: F.A.Q.’]]></category>
		<category><![CDATA[unemployment still higher than normal]]></category>
		<category><![CDATA[Wage Earners]]></category>
		<category><![CDATA[your retirement plan]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1582</guid>
		<description><![CDATA[In basic economics, we all  learned about the law of supply and demand.   We have seen how powerful this can be over the past several years in the  real estate market as ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/09/01/should-you-take-a-low-ball-salary-offer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Disaster Financial Moves</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/30/5-disaster-financial-moves/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/30/5-disaster-financial-moves/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 14:23:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[5 Disaster Financial Moves]]></category>
		<category><![CDATA[Bad Decision]]></category>
		<category><![CDATA[budget takes a huge hit with one less income]]></category>
		<category><![CDATA[Buying More Home Than You Can Afford]]></category>
		<category><![CDATA[Carrying Credit Card Debt]]></category>
		<category><![CDATA[Conjunction]]></category>
		<category><![CDATA[cost of furnishing the house]]></category>
		<category><![CDATA[Expenditures]]></category>
		<category><![CDATA[Financial Disaster]]></category>
		<category><![CDATA[Financial Moves]]></category>
		<category><![CDATA[Financial Ratio]]></category>
		<category><![CDATA[FREE personal financial advice]]></category>
		<category><![CDATA[Getting tracked down by a loan shark]]></category>
		<category><![CDATA[Good Chance]]></category>
		<category><![CDATA[Home Value]]></category>
		<category><![CDATA[Incomes]]></category>
		<category><![CDATA[interest rate with the credit card company]]></category>
		<category><![CDATA[live within your means vs. spending your raises and bonuses]]></category>
		<category><![CDATA[long term financial plan]]></category>
		<category><![CDATA[Married Couple]]></category>
		<category><![CDATA[Mortgage Payment]]></category>
		<category><![CDATA[New Automobiles are a BAD Money Choise]]></category>
		<category><![CDATA[New Kid]]></category>
		<category><![CDATA[Not Saving Enough Money]]></category>
		<category><![CDATA[ongoing credit card debt]]></category>
		<category><![CDATA[oXYGen Financial INC]]></category>
		<category><![CDATA[Personal Financial Advice]]></category>
		<category><![CDATA[Private Equity Investments]]></category>
		<category><![CDATA[Private Equity Investments With Friends]]></category>
		<category><![CDATA[saving 33% of every raise you get]]></category>
		<category><![CDATA[spend more money than you make]]></category>
		<category><![CDATA[Statistic]]></category>
		<category><![CDATA[Technology Company]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Purchase]]></category>
		<category><![CDATA[Track 1]]></category>
		<category><![CDATA[trading in an older car for a new car]]></category>
		<category><![CDATA[Upkeep]]></category>
		<category><![CDATA[Water Heater]]></category>
		<category><![CDATA[your debt will double almost every 4 years]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1574</guid>
		<description><![CDATA[After almost 20 years of giving personal financial advice,  I thought I would share the secrets I know about becoming financially  successful.If you avoid these 5  disaster financial moves, you should have ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/08/30/5-disaster-financial-moves/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Estate Tax To Return In 2011</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/26/estate-tax-to-return-in-2011/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/26/estate-tax-to-return-in-2011/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 14:11:30 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[1 Million Dollars]]></category>
		<category><![CDATA[2011 Estate Tax Laws]]></category>
		<category><![CDATA[401(k)’s]]></category>
		<category><![CDATA[55% of your estate to the Government]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[calculating your gross estate]]></category>
		<category><![CDATA[Concerned Citizens]]></category>
		<category><![CDATA[Csi Episode]]></category>
		<category><![CDATA[Death Benefit]]></category>
		<category><![CDATA[Dollar Level]]></category>
		<category><![CDATA[Estate Tax Exemptions]]></category>
		<category><![CDATA[estate taxation laws]]></category>
		<category><![CDATA[family estate taxes]]></category>
		<category><![CDATA[FREE Tax consultation]]></category>
		<category><![CDATA[George Steinbrenner]]></category>
		<category><![CDATA[Gps System]]></category>
		<category><![CDATA[Gridlock]]></category>
		<category><![CDATA[Gross Estate]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[life insurance death benefit value]]></category>
		<category><![CDATA[Massive Tax]]></category>
		<category><![CDATA[massive tax hike 2011]]></category>
		<category><![CDATA[new estate tax exemptions]]></category>
		<category><![CDATA[New Legislation]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[pass income tax free to your heirs]]></category>
		<category><![CDATA[personal estate taxes]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[S Real Estate]]></category>
		<category><![CDATA[Something In The World]]></category>
		<category><![CDATA[Tax Advice and Tips]]></category>
		<category><![CDATA[Tax Hike]]></category>
		<category><![CDATA[Tax Percentage]]></category>
		<category><![CDATA[Taxation Levels]]></category>
		<category><![CDATA[Ted Jenkin co-CEO and Founder of oXYGen Financial]]></category>
		<category><![CDATA[the mid-term elections on Taxes]]></category>
		<category><![CDATA[Untimely Deaths]]></category>
		<category><![CDATA[What is the Estate Tax Rate]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1570</guid>
		<description><![CDATA[All I hear these days from concerned citizens is that  the Government is doing nothing.  Well,  if we continue down this path that nothing is going to be something in the world of ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/08/26/estate-tax-to-return-in-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time to Fix Your Natural Gas Rate?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/23/time-to-fix-your-natural-gas-rate/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/23/time-to-fix-your-natural-gas-rate/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 13:42:38 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Air Conditioners]]></category>
		<category><![CDATA[Alpharetta]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[Coal]]></category>
		<category><![CDATA[Decline]]></category>
		<category><![CDATA[Energy Commodities]]></category>
		<category><![CDATA[Fix Your Natural Gas Rate]]></category>
		<category><![CDATA[fixed natural gas rates in Georgia]]></category>
		<category><![CDATA[fixed or variable rates for natural gas]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[gas prices have started to decline]]></category>
		<category><![CDATA[Gas South Coupon]]></category>
		<category><![CDATA[Gas South Promotion]]></category>
		<category><![CDATA[Good Time]]></category>
		<category><![CDATA[Greiner]]></category>
		<category><![CDATA[Hurricane Season]]></category>
		<category><![CDATA[Kevin Greiner]]></category>
		<category><![CDATA[locking in a fixed rate with Gas South]]></category>
		<category><![CDATA[Long Hot Summer]]></category>
		<category><![CDATA[Natural Gas Prices]]></category>
		<category><![CDATA[Natural Gas Production]]></category>
		<category><![CDATA[Natural Gas Rates]]></category>
		<category><![CDATA[Natural Gas Service]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Oxygen Financial customers]]></category>
		<category><![CDATA[Power Bills]]></category>
		<category><![CDATA[Power Generation]]></category>
		<category><![CDATA[Power Plants]]></category>
		<category><![CDATA[Promotion Code : “oxygen”]]></category>
		<category><![CDATA[reason to consider fixing your natural gas rate soon]]></category>
		<category><![CDATA[Service Source]]></category>
		<category><![CDATA[Shale Formations]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the lowest natural gas rates we’ve ever offered at Gas South]]></category>
		<category><![CDATA[two-cent per therm discount]]></category>
		<category><![CDATA[Variable Rate]]></category>
		<category><![CDATA[Variable Rates]]></category>
		<category><![CDATA[when should I lock in Natural Gas Rates]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1559</guid>
		<description><![CDATA[Natural Gas Rates are at their lowest levels in years, and locking in a  fixed rate for winter can save you money.
After this long hot summer, it’s hard to remember what cool  temperatures ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/08/23/time-to-fix-your-natural-gas-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin Radio Show with Jay DiCicco &#8211; Owner of DiCicco &amp; Associates Real Estate Appraisals</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/20/40-year-old-business-virgin-radio-show-with-jay-dicicco-owner-of-dicicco-associates-real-estate-appraisals/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/20/40-year-old-business-virgin-radio-show-with-jay-dicicco-owner-of-dicicco-associates-real-estate-appraisals/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 14:05:21 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Accurate Appraisals]]></category>
		<category><![CDATA[Atlanta Area CEOs]]></category>
		<category><![CDATA[Cooks Pond]]></category>
		<category><![CDATA[Dicicco]]></category>
		<category><![CDATA[Divorce Settlements]]></category>
		<category><![CDATA[Employee Relocations]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[http://www.diciccoassociates.com/]]></category>
		<category><![CDATA[Jay DiCicco]]></category>
		<category><![CDATA[Legal matters such as divorce settlements]]></category>
		<category><![CDATA[Lending Institutions]]></category>
		<category><![CDATA[Metro Atlanta]]></category>
		<category><![CDATA[Metro Atlanta Real Estate Appraisals]]></category>
		<category><![CDATA[Mortgage Appraisals]]></category>
		<category><![CDATA[Mortgage Transactions]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pond Drive]]></category>
		<category><![CDATA[Powder Springs Ga]]></category>
		<category><![CDATA[Private Mortgage Insurance]]></category>
		<category><![CDATA[Real Estate Appraisal]]></category>
		<category><![CDATA[Real Estate Appraisal Company]]></category>
		<category><![CDATA[Real Estate Appraisals]]></category>
		<category><![CDATA[Removing PMI (Private Mortgage Insurance)]]></category>
		<category><![CDATA[Residential Appraisals]]></category>
		<category><![CDATA[self employment]]></category>
		<category><![CDATA[Setting a home’s sales price]]></category>
		<category><![CDATA[Show Tune]]></category>
		<category><![CDATA[Tax Assessments (reducing your property taxes)]]></category>
		<category><![CDATA[Ted Jenkin and Kile Lewis Radio Hosts]]></category>
		<category><![CDATA[The BEST Business Owner Radio Show]]></category>
		<category><![CDATA[Value Assessment]]></category>
		<category><![CDATA[Virgin Radio]]></category>
		<category><![CDATA[Western Massachusetts]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1551</guid>
		<description><![CDATA[The BEST Business Owner Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday at 12pm as they interview ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/08/20/40-year-old-business-virgin-radio-show-with-jay-dicicco-owner-of-dicicco-associates-real-estate-appraisals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay Off Credit Cards Or Save For Retirement?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/19/pay-off-credit-cards-or-save-for-retirement/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/19/pay-off-credit-cards-or-save-for-retirement/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 14:45:27 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Being financially successful]]></category>
		<category><![CDATA[Believer]]></category>
		<category><![CDATA[companies offering offer a discounted stock purchase plan]]></category>
		<category><![CDATA[consider your overall debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Card Loans]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Debt Loans]]></category>
		<category><![CDATA[FREE Debt Consultation]]></category>
		<category><![CDATA[growing your assets while reducing your debt]]></category>
		<category><![CDATA[Highest Interest Rate]]></category>
		<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[How to pay off Credit Cards Quickly]]></category>
		<category><![CDATA[if you save a lot for retirement]]></category>
		<category><![CDATA[Interest Rate Card]]></category>
		<category><![CDATA[Nickel]]></category>
		<category><![CDATA[non-deductible debt]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pay Off Credit Cards]]></category>
		<category><![CDATA[Pay Off Credit Cards Or Save For Retirement?]]></category>
		<category><![CDATA[Paying Off Student Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Personal Situation]]></category>
		<category><![CDATA[put away 6% of your salary]]></category>
		<category><![CDATA[Retirement Savings]]></category>
		<category><![CDATA[Salary]]></category>
		<category><![CDATA[Save For Retirement]]></category>
		<category><![CDATA[Stock Purchase Plan]]></category>
		<category><![CDATA[Tax Advantage]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Dave Ramsey Way]]></category>
		<category><![CDATA[Time Value Of Money]]></category>
		<category><![CDATA[Value Of Money]]></category>
		<category><![CDATA[Zero Balance]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1547</guid>
		<description><![CDATA[You just turned 30 years  old, and are still have credit card debt hanging over your head.   While you were out partying and paying off  student loans during your 20’s, you realize that ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should I Make A 13 Year Old Get A Job?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/17/should-i-make-13-year-old-get-a-job/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/17/should-i-make-13-year-old-get-a-job/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 16:02:50 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[20 Bucks]]></category>
		<category><![CDATA[an my child handle all of the stress of these challenging times]]></category>
		<category><![CDATA[and walked the neighbor’s dogs]]></category>
		<category><![CDATA[Atari System]]></category>
		<category><![CDATA[babysat]]></category>
		<category><![CDATA[Babysitting]]></category>
		<category><![CDATA[Baseball Cards]]></category>
		<category><![CDATA[Challenging Times]]></category>
		<category><![CDATA[Child paying cell phone bill]]></category>
		<category><![CDATA[children working]]></category>
		<category><![CDATA[Clay Pottery]]></category>
		<category><![CDATA[Culture Kids]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Extracurricular Activities]]></category>
		<category><![CDATA[Failure Success]]></category>
		<category><![CDATA[Gaming System]]></category>
		<category><![CDATA[great jobs for children]]></category>
		<category><![CDATA[how to teach kids the value of a dollar]]></category>
		<category><![CDATA[I Pod]]></category>
		<category><![CDATA[it is only work if it feels like job]]></category>
		<category><![CDATA[kids love making money]]></category>
		<category><![CDATA[money and personal finances]]></category>
		<category><![CDATA[Ping Pong Table]]></category>
		<category><![CDATA[raked lawns]]></category>
		<category><![CDATA[Raking Leaves]]></category>
		<category><![CDATA[Schools Of Thought]]></category>
		<category><![CDATA[Schoolwork]]></category>
		<category><![CDATA[should children have jobs]]></category>
		<category><![CDATA[shoveled snow]]></category>
		<category><![CDATA[Unrealistic Expectations]]></category>
		<category><![CDATA[Value Of A Dollar]]></category>
		<category><![CDATA[Waiting Tables]]></category>
		<category><![CDATA[Wii]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1539</guid>
		<description><![CDATA[My oldest daughter is just about to turn 13, and I  can’t believe she is a teenager already.    As I always have money and personal finances on my mind, I kept thinking  ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin Radio Show with Tim McLellan, CPA Partner B2B CFO®</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/13/40-year-old-business-virgin-radio-show-with-tim-mclellan-cpa-partner-b2b-cfo%c2%ae/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/13/40-year-old-business-virgin-radio-show-with-tim-mclellan-cpa-partner-b2b-cfo%c2%ae/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 13:41:36 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[40 Year Old Business Virgin Business Radio]]></category>
		<category><![CDATA[Atlanta Radio Show Hosts]]></category>
		<category><![CDATA[Big 4 Public Accounting Firms]]></category>
		<category><![CDATA[Business Radio]]></category>
		<category><![CDATA[Cfo Services]]></category>
		<category><![CDATA[Commercial Flooring]]></category>
		<category><![CDATA[Corporate Controller]]></category>
		<category><![CDATA[Ernst And Young]]></category>
		<category><![CDATA[Flooring Dealers]]></category>
		<category><![CDATA[Flooring Manufacturer]]></category>
		<category><![CDATA[Fortune 500 Companies]]></category>
		<category><![CDATA[growing a business easily]]></category>
		<category><![CDATA[How to run a business]]></category>
		<category><![CDATA[Internal Auditor]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Last Assignment]]></category>
		<category><![CDATA[Live Today]]></category>
		<category><![CDATA[monitor the financial and operational performance]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1533</guid>
		<description><![CDATA[The BEST Business Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday at 12pm as they interview local ...]]></description>
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		<title>Consequences of Unfiled Taxes and What to Do Now</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/12/consequences-of-unfiled-taxes-and-what-to-do-now/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/12/consequences-of-unfiled-taxes-and-what-to-do-now/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 15:00:05 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1523</guid>
		<description><![CDATA[Despite common belief, filing unfiled tax returns regardless of how many years have passed is not as scary as it may sound. Do not be deterred from doing so even if you do not currently ...]]></description>
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		<title>The 5 Must Haves when buying extended warranty coverage for your car</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/10/the-5-must-haves-when-buying-extended-warranty-coverage-for-your-car/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/10/the-5-must-haves-when-buying-extended-warranty-coverage-for-your-car/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 12:29:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1516</guid>
		<description><![CDATA[Saving your family money has become both an art form and a  science.  For many of us, it is full time job, often on top of several  other jobs.
That brand new SUV that ...]]></description>
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		<title>Join Ted Jenkin &amp; Kile Lewis on the Ilyce Glink show Sunday!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/07/join-ted-jenkin-kle-lewis-on-the-ilyce-glink-show-sunday/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/07/join-ted-jenkin-kle-lewis-on-the-ilyce-glink-show-sunday/#comments</comments>
		<pubDate>Sun, 08 Aug 2010 00:01:09 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1508</guid>
		<description><![CDATA[Join Ted Jenkin &#38; Kile Lewis of oXYGen Financial on the Ilyce Glink show Sunday from 11 a.m. to 1 p.m. on WSB 750 AM and we are slated to be on at 12 p.m. ...]]></description>
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		<title>40 Year Old Business Virgin Radio Show with Brad Shepard  Co-Founder of Innovar Partners</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/06/40-year-old-business-virgin-radio-show-with-brad-shepard-co-founder-of-innovar-partners/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/06/40-year-old-business-virgin-radio-show-with-brad-shepard-co-founder-of-innovar-partners/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 13:07:38 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1503</guid>
		<description><![CDATA[40 Year Old Business Virgin – The BEST Business Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday ...]]></description>
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		<item>
		<title>Join the mob?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/05/join-the-mob/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/05/join-the-mob/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 12:48:03 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1495</guid>
		<description><![CDATA[Is the mob coming to a town  near you?  If Al Capone was in the  business of giving out coupons, he surely would want to add www.scoutmob.com to his gang.
Scoutmob is a really ...]]></description>
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		<title>Screwing Off This Weekend</title>
		<link>http://www.yoursmartmoneymoves.com/2010/08/02/screwing-off-this-weekend/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/08/02/screwing-off-this-weekend/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 22:34:06 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1487</guid>
		<description><![CDATA[I hope you enjoyed this sultry July weekend screwing as much as I did.  It sure was lots of fun.  No need for the traditional “corkscrew” to open that chilled sauvignon blanc or aromatic pinot ...]]></description>
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		<title>40 Year Old Business Virgin Radio Show with Don Rountree, President of Rountree Group Communications Management</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/30/40-year-old-business-virgin-radio-show-with-don-rountree-president-of-rountree-group-communications-management/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/30/40-year-old-business-virgin-radio-show-with-don-rountree-president-of-rountree-group-communications-management/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 12:45:21 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1481</guid>
		<description><![CDATA[40 Year Old Business Virgin – The BEST Business Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday ...]]></description>
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		<title>oXYGen Financial Partners with PGA TOUR Rookie Brent DelaHoussaye to Help Him &#8220;Breathe Easier®&#8221;</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/27/oxygen-financial-partners-with-pga-tour-rookie-brent-delahoussaye-to-help-him-breathe-easier%c2%ae/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/27/oxygen-financial-partners-with-pga-tour-rookie-brent-delahoussaye-to-help-him-breathe-easier%c2%ae/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 13:09:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1476</guid>
		<description><![CDATA[(ATLANTA,GA) – June 26, 2010 &#8211; oXYGen Financial, Inc. announced  the signing of PGA TOUR rookie, Brent DelaHoussaye of Greenville, SC, to a multi-year endorsement agreement. Brent will wear the oXYGen Financial logo on his ...]]></description>
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		</item>
		<item>
		<title>CONGRATS to Brent Delahoussaye of Team oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/23/congrats-to-brent-delahoussaye-of-team-oxygen-financial/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/23/congrats-to-brent-delahoussaye-of-team-oxygen-financial/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 19:46:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Brent Delahoussaye ties Canadian Open record with a score of 62]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1464</guid>
		<description><![CDATA[Brent Delahoussaye ties Canadian Open record with a score of 62
Congratulations Brent!
Here&#8217;s to your continued success! oXYGen Financial is proud to sponsor  Brent Delahoussaye, we hope we can help him can &#8220;Breathe Easier&#8221; in all ...]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>40 Year Old Business Virgin Radio Show with Gary Marshall &#8211; Write Here Right Now, Inc.</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/23/40-year-old-business-virgin-radio-show-with-gary-marshall/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/23/40-year-old-business-virgin-radio-show-with-gary-marshall/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 15:17:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1457</guid>
		<description><![CDATA[40 Year Old Business Virgin – Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday at 12pm as ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Cleveland: Your Biggest Business Mistake Ever</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/20/cleveland-your-biggest-business-mistake-ever/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/20/cleveland-your-biggest-business-mistake-ever/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 21:13:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1447</guid>
		<description><![CDATA[There are no leaderless societies, and generally leaders of failing societies have a difficult time accepting the responsibility for the actions they take to create the outcomes they have received.   This is squarely where the ...]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>40 Year Old Business Virgin Radio Show with Marc Borrelli &#8211; Corporate Finance Associates</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/16/40-year-old-business-virgin-radio-show-with-marc-borrelli-corporate-finance-associates/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/16/40-year-old-business-virgin-radio-show-with-marc-borrelli-corporate-finance-associates/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 14:14:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1440</guid>
		<description><![CDATA[40 Year Old Business Virgin – Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday at 12pm as ...]]></description>
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		<item>
		<title>Lock Stamp Prices In ‘Forever’</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/15/lock-stamp-prices-in-%e2%80%98forever%e2%80%99/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/15/lock-stamp-prices-in-%e2%80%98forever%e2%80%99/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 13:49:29 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1434</guid>
		<description><![CDATA[With any overall financial plan, the one silent killer  people often leave out is inflation.      Especially when it comes to the actual cost of buying your basic staples  like groceries, gas, and ...]]></description>
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		<title>Hot Summertime Deals</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/13/hot-summertime-deals/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/13/hot-summertime-deals/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 13:51:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1429</guid>
		<description><![CDATA[Everyone is interesting saving money, and in the shopping  market timing is everything.   For many  years, I have shared with clients that the best deals generally come in the off  season if ...]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Atlantic Capital Bank!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/09/40-year-old-business-virgin-with-atlantic-capital-bank/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/09/40-year-old-business-virgin-with-atlantic-capital-bank/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 13:57:15 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1420</guid>
		<description><![CDATA[40 Year Old Business Virgin – Radio Show

TUNE IN LIVE – TODAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial  EVERY Friday at 12pm as ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Who pays the bills: MEN or WOMEN?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/08/who-pay-the-bills-men-or-women/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/08/who-pay-the-bills-men-or-women/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 14:43:18 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1413</guid>
		<description><![CDATA[The great debate has gone  on for years.   Who really handles the  money in the home.   Is it the man or the  woman in the home who ends up taking care of ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Do I Get A Good Home Inspection?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/06/how-do-i-get-a-good-home-inspection/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/06/how-do-i-get-a-good-home-inspection/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 14:47:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1407</guid>
		<description><![CDATA[Home  Inspection: What  is it?  Who needs one? What does a good home inspection include? How do I  choose a quality home inspector? Should I have a brand new home inspected?
These are ...]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin &#8211; Dave Savage, President of the Inventors Association of GA</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/02/40-year-old-business-virgin-dave-savage-president-of-the-inventors-association-of-ga/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/02/40-year-old-business-virgin-dave-savage-president-of-the-inventors-association-of-ga/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 13:44:56 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1403</guid>
		<description><![CDATA[40 Year Old Business Virgin – Radio Show

TUNE IN LIVE – EVERY FRIDAY at Noon!!!! LISTEN ONLINE-Click Here
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hey Middle Class &#8211; It’s $369,000 A Kid!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/30/hey-middle-class-it%e2%80%99s-369000-a-kid/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/30/hey-middle-class-it%e2%80%99s-369000-a-kid/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 14:10:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1397</guid>
		<description><![CDATA[So what does it take to  raise a child?  They used to say it took  a village to raise a child.   Today it  can be more challenging than ever with the influence ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Summer Time Wines</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/28/summer-time-wines/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/28/summer-time-wines/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 14:04:14 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1389</guid>
		<description><![CDATA[Summer Time and the sippin is  easy!  During the long summer days and  nights several wines become instant hits because they are crisp, refreshing,  low in alcohol and seriously delicious.   In ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Today’s 40 Year Old Business Virgin Radio Show – Michael Burrell – Telemundo Atlanta</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/25/today%e2%80%99s-40-year-old-business-virgin-radio-show-%e2%80%93-michael-burrell-%e2%80%93-telemundo-atlanta/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/25/today%e2%80%99s-40-year-old-business-virgin-radio-show-%e2%80%93-michael-burrell-%e2%80%93-telemundo-atlanta/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 14:12:39 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1383</guid>
		<description><![CDATA[40 Year Old Business Virgin – Radio Show
 
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Top 10 Questions to ask your Accountant</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/24/top-10-top-10-questions-to-ask-your-accountant/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/24/top-10-top-10-questions-to-ask-your-accountant/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 14:53:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1371</guid>
		<description><![CDATA[
How long  have you been in practice?  Are you a  CPA?
Will you or  someone else in your firm be working on my situation?
Do you have  a specialty?
Are you  licensed to ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Can A Business Owner Save Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/22/how-can-a-business-owner-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/22/how-can-a-business-owner-save-money/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 12:17:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1366</guid>
		<description><![CDATA[Through  the creation of a captive insurance company, businesses can cut their taxes and  increase the value of their estate.
A business creates a captive insurance company to insure  its risk; the captive ...]]></description>
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		</item>
		<item>
		<title>40 Year Old Business Virgin Radio Show &#8211; Our Guest Dr. J. Hannis Mize</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/18/40-year-old-business-virgin-radio-show-our-guest-dr-j-hannis-mize/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/18/40-year-old-business-virgin-radio-show-our-guest-dr-j-hannis-mize/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 14:30:44 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1357</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
 
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Tax advice or Investment advice- Which will be more important?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/14/tax-advice-or-investment-advice-which-will-be-more-important/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/14/tax-advice-or-investment-advice-which-will-be-more-important/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 13:42:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1352</guid>
		<description><![CDATA[It doesn’t take a financial expert  to recognize The United States Government cannot keep spending money at the current  rate.  I don’t care whether you are a  Republican or Democrat, we have ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin – Diane Coleman &#8211; Director of New Business Development &#8211; oXYGen Financial, Inc.</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/11/40-year-old-business-virgin-%e2%80%93-diane-coleman-director-of-new-business-development-oxygen-financial-inc/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/11/40-year-old-business-virgin-%e2%80%93-diane-coleman-director-of-new-business-development-oxygen-financial-inc/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 15:02:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1340</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s and ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What If I Need A Cash Advance?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/09/what-if-i-need-a-cash-advance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/09/what-if-i-need-a-cash-advance/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 13:11:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1320</guid>
		<description><![CDATA[It  is never fun being behind on paying your bills.   With more and more people living paycheck to paycheck, we often get the  question, “what happens if I need money in a ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Problem – or a PROBLEM!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/08/problem-%e2%80%93-or-a-problem/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/08/problem-%e2%80%93-or-a-problem/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 13:37:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1332</guid>
		<description><![CDATA[As I sit this weekend and read more  about the oil spill in the Gulf, it becomes more and more apparent to me they  really don’t have a solution other than drilling a ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin &#8211; Jonathan Clues founder Realview TV</title>
		<link>http://www.yoursmartmoneymoves.com/2010/06/02/40-year-old-business-virgin-jonathan-clues-founder-realview-tv/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/06/02/40-year-old-business-virgin-jonathan-clues-founder-realview-tv/#comments</comments>
		<pubDate>Wed, 02 Jun 2010 15:20:45 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1326</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s and ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Today’s Radio Show – Tony Marzullo &#8211; President of Global Auto Solutions &#8211; 40 Year Old Business Virgin</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/28/today%e2%80%99s-radio-show-%e2%80%93-tony-marzullo-president-of-global-auto-solutions-40-year-old-business-virgin/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/28/today%e2%80%99s-radio-show-%e2%80%93-tony-marzullo-president-of-global-auto-solutions-40-year-old-business-virgin/#comments</comments>
		<pubDate>Fri, 28 May 2010 13:56:10 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1315</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s and ...]]></description>
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		<title>Reminiscing About The TV Dinner</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/25/reminiscing-about-the-tv-dinner/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/25/reminiscing-about-the-tv-dinner/#comments</comments>
		<pubDate>Tue, 25 May 2010 13:24:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1309</guid>
		<description><![CDATA[With  all of these reality TV shows pretty much filling up network and cable stations  alike, I was wondering if they would ever bring back really good cheesy TV that  I saw ...]]></description>
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		<title>Today&#8217;s Show &#8211; John A. Ernst Jr., Esq. &#8211; CEO of Ernst &amp; Partners &#8211;  40 Year Old Business Virgin Show</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/21/todays-show-john-a-ernst-jr-esq-ceo-of-ernst-partners-40-year-old-business-virgin-show/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/21/todays-show-john-a-ernst-jr-esq-ceo-of-ernst-partners-40-year-old-business-virgin-show/#comments</comments>
		<pubDate>Fri, 21 May 2010 12:48:57 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1305</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s and ...]]></description>
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		<title>Out Of Mind Out Of Sight</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/20/out-of-mind-out-of-sight/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/20/out-of-mind-out-of-sight/#comments</comments>
		<pubDate>Thu, 20 May 2010 13:30:42 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1300</guid>
		<description><![CDATA[What is the easiest way to build your personal wealth?   Get a systematic savings plan that is out of  mind out of sight.  In almost 20 years of  giving personal financial advice, I ...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Smart Financial Moves After A Divorce</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/17/smart-financial-moves-after-a-divorce/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/17/smart-financial-moves-after-a-divorce/#comments</comments>
		<pubDate>Mon, 17 May 2010 12:44:30 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1294</guid>
		<description><![CDATA[Divorce  is one of those life events that may be one of the most difficult transitions  any person has to make.  Some of the  divorces end up amicably, while others end up ...]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Ted Jenkin &amp; Kile Lewis “LIVE” with Don Turner &#8211; Managing Director of Transverse Ventures</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/13/ted-jenkin-kile-lewis-%e2%80%9clive%e2%80%9d-with-don-turner-managing-director-of-transverse-ventures/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/13/ted-jenkin-kile-lewis-%e2%80%9clive%e2%80%9d-with-don-turner-managing-director-of-transverse-ventures/#comments</comments>
		<pubDate>Thu, 13 May 2010 15:06:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1289</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the ...]]></description>
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		<title>The Stock Market Crash Of 2010</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/11/the-stock-market-crash-of-2010/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/11/the-stock-market-crash-of-2010/#comments</comments>
		<pubDate>Tue, 11 May 2010 13:55:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1280</guid>
		<description><![CDATA[I don’t buy it. I’m sorry, but I just don’t buy what I have been reading about this recent blip in the stock market that everyone has been talking about across the country. I believe that within ...]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Join Ted Jenkin &amp; Kile Lewis &#8220;LIVE&#8221; at Lunchtime with Eric Taub</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/07/join-ted-jenkin-kile-lewis-live-at-lunchtime-with-eric-taub/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/07/join-ted-jenkin-kile-lewis-live-at-lunchtime-with-eric-taub/#comments</comments>
		<pubDate>Fri, 07 May 2010 13:44:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1266</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the ...]]></description>
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		</item>
		<item>
		<title>You Don’t Need 3D TV</title>
		<link>http://www.yoursmartmoneymoves.com/2010/05/04/you-don%e2%80%99t-need-3d-tv/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/05/04/you-don%e2%80%99t-need-3d-tv/#comments</comments>
		<pubDate>Tue, 04 May 2010 14:01:49 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1253</guid>
		<description><![CDATA[I  have been seeing all of these commercials as of late on how you can have 3D TV  in your home.   Let me be the first to  tell you that you simply ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Sanjay Bhatia &#8211; the Founder of Izenda, L.L.C.</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/30/40-year-old-business-virgin-with-sanjay-bhatia-the-founder-of-izenda-l-l-c/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/30/40-year-old-business-virgin-with-sanjay-bhatia-the-founder-of-izenda-l-l-c/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 13:08:08 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1233</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Joe vs. The Volcano</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/29/joe-vs-the-volcano/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/29/joe-vs-the-volcano/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 13:48:47 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1236</guid>
		<description><![CDATA[For  those of you who have had friends, family members, or business colleagues held  up by the recent Icelandic volcano ash, you may wonder what the outcomes might  mean to your wallet.
Well, ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Major Tax Change To Life Insurance And Annuities</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/26/major-tax-change-to-life-insurance-and-annuities/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/26/major-tax-change-to-life-insurance-and-annuities/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 14:28:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Cash Values]]></category>
		<category><![CDATA[georgia]]></category>
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		<category><![CDATA[Jessie Stone]]></category>
		<category><![CDATA[Life Annuities]]></category>
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		<category><![CDATA[payments of tax-deferred gains]]></category>
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		<category><![CDATA[Tax Changes]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Term Care Insurance]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1227</guid>
		<description><![CDATA[As  people in their 40’s, 50’s, and 60’s, consider their overall retirement plan, a  recent tax change may affect the way they think about their retirement  strategy.   It may also affect other ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Ben Sabrin &#8211; founder and Chief Executive Officer of eHire LLC</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/23/40-year-old-business-virgin-with-ben-sabrin-founder-and-chief-executive-officer-of-ehire-llc/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/23/40-year-old-business-virgin-with-ben-sabrin-founder-and-chief-executive-officer-of-ehire-llc/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 12:25:56 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1223</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Mom knows Car Rentals!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/22/my-mom-knows-car-rentals/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/22/my-mom-knows-car-rentals/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:47:50 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1217</guid>
		<description><![CDATA[I  always wondered which parent I got my financial smarts from, and I now I know  that my Mom knows a thing or two about saving money.   If you follow her advice, she ...]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>True Latitudes</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/21/true-latitudes/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/21/true-latitudes/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 13:39:05 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1212</guid>
		<description><![CDATA[Have you ever dreamed of  having your own personal travel planner who could get you all of the access to  all of the cool things to see and do in the most exotic ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Andrew Saltzman &#8211; co-founder/owner of Big League Broadcasting</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/16/40-year-old-business-virgin-with-andrew-saltzman-co-founderowner-of-big-league-broadcasting/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/16/40-year-old-business-virgin-with-andrew-saltzman-co-founderowner-of-big-league-broadcasting/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 12:00:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[tremendous success in the Atlanta market]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1198</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join your hosts, Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY Friday at 12pm as they interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Financial Questions To Ask Yourself Right Now</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/14/5-financial-questions-to-ask-yourself-right-now/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/14/5-financial-questions-to-ask-yourself-right-now/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 12:33:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Are my beneficiary designations up to date]]></category>
		<category><![CDATA[Are my insurance coverage’s in place]]></category>
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		<category><![CDATA[beef up your cash reserve]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[building wealth during the next up economic cycle]]></category>
		<category><![CDATA[Company Stock]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Do I have a spending plan or budget in place]]></category>
		<category><![CDATA[Do I have enough of a cash reserve]]></category>
		<category><![CDATA[Economic Cycle]]></category>
		<category><![CDATA[Exit Strategy]]></category>
		<category><![CDATA[exit strategy with my investments]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1194</guid>
		<description><![CDATA[With a roller coaster economy, high job unemployment, and  increasing federal debt, this is the time to take stock and ask yourself some  important financial questions to make sure you keep your financial ...]]></description>
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		<slash:comments>8</slash:comments>
		</item>
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		<title>Health Care Reform Details</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/12/health-care-reform-details/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/12/health-care-reform-details/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 12:59:34 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1183</guid>
		<description><![CDATA[I  have been asked over the past few weeks on what the heath care reform will mean  to you over the next number of years.   Here is a great chart put together ...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>40 Year Old Business Virgin with Fred Miller CEO of Atlanta Restaurant Exchange</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/09/40-year-old-business-virgin-with-fred-miller-doug-marranci-co-ceo%e2%80%99s-of-atlanta-restaurant-exchange/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/09/40-year-old-business-virgin-with-fred-miller-doug-marranci-co-ceo%e2%80%99s-of-atlanta-restaurant-exchange/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 13:07:28 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1180</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they  interview local Atlanta Area CEOs to learn ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/04/09/40-year-old-business-virgin-with-fred-miller-doug-marranci-co-ceo%e2%80%99s-of-atlanta-restaurant-exchange/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>5 Last Minute Tax Ideas Before Filing</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/07/5-last-minute-tax-ideas-before-filing/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/07/5-last-minute-tax-ideas-before-filing/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 13:20:33 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1175</guid>
		<description><![CDATA[April  15th is right around the corner.   If you haven’t filed yet, there may be a few ideas left in the Easter  bunny basket to help you minimize your tax liability. According ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are business plans a waste of time?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/06/are-business-plans-a-waste-of-time/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/06/are-business-plans-a-waste-of-time/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 14:38:18 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1171</guid>
		<description><![CDATA[In  the past month of doing our radio program called The 40 Year Old Business  Virgin, we have met many different types of successful business owners.   One theme that seems to be arising ...]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with ANDREA ARENA – PRESIDENT / CEO 2 PLACES AT 1 TIME, INC</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/02/40-year-old-business-virgin-with-andrea-arena-%e2%80%93-president-ceo-2-places-at-1-time-inc/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/02/40-year-old-business-virgin-with-andrea-arena-%e2%80%93-president-ceo-2-places-at-1-time-inc/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 13:36:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1165</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join Ted Jenkin and Kile Lewis; CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they  interview local Atlanta Area CEOs to learn ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can you rollover your 401(k) account Before you leave your employer?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/04/01/can-you-rollover-your-401k-account-before-you-leave-your-employer/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/04/01/can-you-rollover-your-401k-account-before-you-leave-your-employer/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 14:03:47 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1161</guid>
		<description><![CDATA[In recent conversations I have had with some clients, the  question has come up as to whether you call rollover your 401(k) to a  Traditional IRA while you are still employed at your ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Did the health care bill just crush my taxes?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/30/did-the-health-care-bill-just-crush-my-taxes/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/30/did-the-health-care-bill-just-crush-my-taxes/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:49:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1154</guid>
		<description><![CDATA[Scotty, beam me up!   I say this because after reading through the  health care bill the taxes that are coming to pay for the plan will make you  feel like you are in ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Geoff Melkonian &amp; Katie Melkonian &#8211; Breadwinner Inc.</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/26/40-year-old-business-virgin-with-geoff-melkonian-katie-melkonian-breadwinner-inc/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/26/40-year-old-business-virgin-with-geoff-melkonian-katie-melkonian-breadwinner-inc/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 12:58:54 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1147</guid>
		<description><![CDATA[40 Year Old Business Virgin – Business Radio
Come join Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they  interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I like April 15th!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/25/i-like-april-15th/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/25/i-like-april-15th/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 12:56:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[April]]></category>
		<category><![CDATA[April 15th]]></category>
		<category><![CDATA[Atlanta Tax Advisor]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Dancing With The Starts]]></category>
		<category><![CDATA[Days Of The Year]]></category>
		<category><![CDATA[Employee Structure]]></category>
		<category><![CDATA[Financial Experts]]></category>
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		<category><![CDATA[Georgia Tax Consultants]]></category>
		<category><![CDATA[last day of tax season]]></category>
		<category><![CDATA[Little Time]]></category>
		<category><![CDATA[Long Term Capital]]></category>
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		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Park Your Car]]></category>
		<category><![CDATA[people who got the tax refunds]]></category>
		<category><![CDATA[Reality Show]]></category>
		<category><![CDATA[Roth Ira]]></category>
		<category><![CDATA[tax code]]></category>
		<category><![CDATA[Tax Deductions]]></category>
		<category><![CDATA[tax deductions you legitimately can take]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[U S Post Office]]></category>
		<category><![CDATA[Ways To Save Money]]></category>
		<category><![CDATA[Winners And Losers]]></category>
		<category><![CDATA[you should consider converting your IRA’s to Roth IRA]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1143</guid>
		<description><![CDATA[Within a few weeks, we will  be approaching one of my favorite days of the year April 15th.   This is the last day of the official tax  season unless you are filing an ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/03/25/i-like-april-15th/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is it smart to get tax refund?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/23/is-it-smart-to-get-tax-refund/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/23/is-it-smart-to-get-tax-refund/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 13:18:05 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[2010 Mileage Rates]]></category>
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		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Business Tax Deductions]]></category>
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		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[Crpc]]></category>
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		<category><![CDATA[Georgia Taxes]]></category>
		<category><![CDATA[Great Small Business Tax Deductions]]></category>
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		<category><![CDATA[Interest Free Loan]]></category>
		<category><![CDATA[Investment Vehicle]]></category>
		<category><![CDATA[Is it smart to get a tax refund]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Mileage Rates]]></category>
		<category><![CDATA[Most Overlooked Tax Deductions]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Paycheck]]></category>
		<category><![CDATA[Small Business Tax Deductions]]></category>
		<category><![CDATA[Tax Changes]]></category>
		<category><![CDATA[Tax Changes For 2010]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[Tax Refund]]></category>
		<category><![CDATA[Tax Time]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Top 10 Most Overlooked Tax Deductions]]></category>
		<category><![CDATA[withheld too much money out of your paycheck]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1133</guid>
		<description><![CDATA[Around tax time, we often  hear the question, “Is it smart to get a tax refund?”  The answer really falls into the ‘it depends’  category.
In general, I am not a big  fan ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/03/23/is-it-smart-to-get-tax-refund/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with Randy S. Gold, CPA</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/19/40-year-old-business-virgin-with-randy-s-gold-cpa/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/19/40-year-old-business-virgin-with-randy-s-gold-cpa/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 12:44:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[Accounting Firms]]></category>
		<category><![CDATA[Agh]]></category>
		<category><![CDATA[Atlanta Area]]></category>
		<category><![CDATA[Business Radio]]></category>
		<category><![CDATA[Client Communication]]></category>
		<category><![CDATA[Construction Practice]]></category>
		<category><![CDATA[Expert Team]]></category>
		<category><![CDATA[Habif]]></category>
		<category><![CDATA[Humanitarian Organizations]]></category>
		<category><![CDATA[Investment Groups]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[Long Term Vision]]></category>
		<category><![CDATA[Multifamily Real Estate]]></category>
		<category><![CDATA[Old Business]]></category>
		<category><![CDATA[Piedmont Road Suite]]></category>
		<category><![CDATA[Portfolio Assets]]></category>
		<category><![CDATA[Private Investment]]></category>
		<category><![CDATA[Real Estate Developers]]></category>
		<category><![CDATA[S Real Estate]]></category>
		<category><![CDATA[Strategy And Tactics]]></category>
		<category><![CDATA[True Passion]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1126</guid>
		<description><![CDATA[



40 Year Old Business Virgin – Business Radio
Come join Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they  interview local Atlanta Area CEOs to learn the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Your Restaurant Menu Won’t Tell You</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/17/what-your-restaurant-menu-won%e2%80%99t-tell-you/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/17/what-your-restaurant-menu-won%e2%80%99t-tell-you/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 12:41:44 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Appetizer]]></category>
		<category><![CDATA[Back to the Brown Paper Bag]]></category>
		<category><![CDATA[Bold Face Type]]></category>
		<category><![CDATA[Bold Type]]></category>
		<category><![CDATA[Clever Strategies]]></category>
		<category><![CDATA[Different Things]]></category>
		<category><![CDATA[Dish]]></category>
		<category><![CDATA[Dishes]]></category>
		<category><![CDATA[Extra Money]]></category>
		<category><![CDATA[How to save money eating out]]></category>
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		<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Left Hand Side]]></category>
		<category><![CDATA[Lobster]]></category>
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		<category><![CDATA[Money Signs]]></category>
		<category><![CDATA[My 15 Year Anniversary]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Restaurants]]></category>
		<category><![CDATA[Staggered Prices on Dining Menu]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the greatest markup can happen in a restaurant]]></category>
		<category><![CDATA[TOP 10 Atlanta LATE NIGHT Restaurants]]></category>
		<category><![CDATA[Top Ten Late Night Cheap Eats]]></category>
		<category><![CDATA[why dining out costs so much]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1121</guid>
		<description><![CDATA[Think twice as you read your next menu.  Unbeknownst to you, the menu just might be  designed to get you to spend more money through some pretty clever  strategies.  Also, you should keep ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Ways To Tighten Up Expenses For Business Owners</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/15/top-10-ways-to-tighten-up-expenses-for-business-owners/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/15/top-10-ways-to-tighten-up-expenses-for-business-owners/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 12:08:28 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Bankrate]]></category>
		<category><![CDATA[Buie]]></category>
		<category><![CDATA[build strong relationships]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[Business Tax]]></category>
		<category><![CDATA[Business Trips]]></category>
		<category><![CDATA[Cindy Buie]]></category>
		<category><![CDATA[Company Hundreds]]></category>
		<category><![CDATA[Corporate Credit Cards]]></category>
		<category><![CDATA[Discount Airlines]]></category>
		<category><![CDATA[Excess Waste]]></category>
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		<category><![CDATA[Financial Landscape]]></category>
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		<category><![CDATA[Jetblue]]></category>
		<category><![CDATA[Manage Corporate Credit Cards]]></category>
		<category><![CDATA[Medical Insurance]]></category>
		<category><![CDATA[Plenty Of Time]]></category>
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		<category><![CDATA[Review your insurance]]></category>
		<category><![CDATA[Save money on ink and toner]]></category>
		<category><![CDATA[Smart Travel]]></category>
		<category><![CDATA[Star Hotel]]></category>
		<category><![CDATA[Subletting Office Space]]></category>
		<category><![CDATA[Tax Deductions]]></category>
		<category><![CDATA[Top 10 Ways To Tighten Up Expenses]]></category>
		<category><![CDATA[Umbrella Policies]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1113</guid>
		<description><![CDATA[Top 10 Ways To Tighten Up Expenses For Business Owners
By: Cindy  Buie
Sometimes thinking small is the best way to achieve big results. Such is  the case for closely-held businesses looking for unique ways ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>40 Year Old Business Virgin with TheTeamDoctors.com</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/12/40-year-old-business-virgin-with-theteamdoctors-com/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/12/40-year-old-business-virgin-with-theteamdoctors-com/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 16:20:01 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[40 Year Old Business Virgin]]></category>
		<category><![CDATA[Atlanta Business Radio]]></category>
		<category><![CDATA[Baltimore Stallions]]></category>
		<category><![CDATA[Business Radio]]></category>
		<category><![CDATA[Canadian Football League]]></category>
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		<category><![CDATA[Color Analyst]]></category>
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		<category><![CDATA[Eric Gadlage]]></category>
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		<category><![CDATA[Kile Lewis]]></category>
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		<category><![CDATA[Preferred Access to Elite Physicians]]></category>
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		<category><![CDATA[San Diego Chargers]]></category>
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		<category><![CDATA[Team Doctors]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
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		<category><![CDATA[Winnip]]></category>
		<category><![CDATA[Winnipeg Bluebombers]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1078</guid>
		<description><![CDATA[40 Year Old Business Virgin &#8211; Business Radio
Come join Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great Small Business Tax Deductions</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/10/great-small-business-tax-deductions/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/10/great-small-business-tax-deductions/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 14:53:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[2010 Mileage Rates]]></category>
		<category><![CDATA[a first-year bonus depreciation deduction]]></category>
		<category><![CDATA[Accelerated Depreciation]]></category>
		<category><![CDATA[Auto Expenses]]></category>
		<category><![CDATA[Business Activity]]></category>
		<category><![CDATA[Business And Pleasure]]></category>
		<category><![CDATA[Business Deductions]]></category>
		<category><![CDATA[Business Portion]]></category>
		<category><![CDATA[Business Source]]></category>
		<category><![CDATA[Business Tax Deductions]]></category>
		<category><![CDATA[Car Expense]]></category>
		<category><![CDATA[Careful Attention]]></category>
		<category><![CDATA[Code Provisions]]></category>
		<category><![CDATA[common business deductions]]></category>
		<category><![CDATA[Depreciation Deductions]]></category>
		<category><![CDATA[Easily Overlooked Business Expenses]]></category>
		<category><![CDATA[Expense Deductions]]></category>
		<category><![CDATA[Expense Method]]></category>
		<category><![CDATA[Irs Rules]]></category>
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		<category><![CDATA[Section 179 Deduction]]></category>
		<category><![CDATA[Small Business Tax Deductions]]></category>
		<category><![CDATA[Standard Mileage Rate]]></category>
		<category><![CDATA[Tax Changes For 2010]]></category>
		<category><![CDATA[Tax Time]]></category>
		<category><![CDATA[Taxable Profit]]></category>
		<category><![CDATA[the tax code for small business]]></category>
		<category><![CDATA[The Top 10 Most Overlooked Tax Deductions]]></category>
		<category><![CDATA[What Tax Deductions Could Go Away In The Future?]]></category>
		<category><![CDATA[your business's expenses deductions]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1071</guid>
		<description><![CDATA[Don&#8217;t miss these fourteen tax deductions for your small  business.
It&#8217;s simple: The more tax deductions your business can  legitimately take, the lower its taxable profit will be. Also, in addition to  putting ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Physician Shortage Now and Ahead</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/08/physician-shortage-now-and-ahead/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/08/physician-shortage-now-and-ahead/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 13:46:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aamc]]></category>
		<category><![CDATA[Concierge Medicine]]></category>
		<category><![CDATA[Daily Basis]]></category>
		<category><![CDATA[Eric Gadlage]]></category>
		<category><![CDATA[Family Medicine]]></category>
		<category><![CDATA[Health Care Insurance]]></category>
		<category><![CDATA[Health Insurance Premiums]]></category>
		<category><![CDATA[Healthcare Coverage]]></category>
		<category><![CDATA[Human Resources Manager]]></category>
		<category><![CDATA[Individual Health Care]]></category>
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		<category><![CDATA[Insurance Representative]]></category>
		<category><![CDATA[Medicine Physicians]]></category>
		<category><![CDATA[Pharmaceutical Representative]]></category>
		<category><![CDATA[Physician Shortage]]></category>
		<category><![CDATA[Population Age]]></category>
		<category><![CDATA[Reimbursement Rates]]></category>
		<category><![CDATA[Same Time Period]]></category>
		<category><![CDATA[Substantial Decrease]]></category>
		<category><![CDATA[Team Doctors Preferred Access]]></category>
		<category><![CDATA[Universal Healthcare]]></category>
		<category><![CDATA[www.theteamdoctors.com]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1067</guid>
		<description><![CDATA[Physician  Shortage Now and Ahead
by Eric  Gadlage
Physician Shortage Gives Rise to Preferred Access  Solutions
According to the AAMC, the United States is expected  to face a shortage of 124,000-159,000 physicians by 2025. ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/03/08/physician-shortage-now-and-ahead/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Introducing &#8211; The 40 Year Old Business Virgin</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/05/introducing-the-40-year-old-business-virgin/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/05/introducing-the-40-year-old-business-virgin/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 14:49:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[640 Wgst]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Atlanta Business Radio Shows]]></category>
		<category><![CDATA[Business Age]]></category>
		<category><![CDATA[Business Radio]]></category>
		<category><![CDATA[Business Radio Show]]></category>
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		<category><![CDATA[Charity Auctions]]></category>
		<category><![CDATA[Dealer Member]]></category>
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		<category><![CDATA[Frank Duffy]]></category>
		<category><![CDATA[Georgia 6]]></category>
		<category><![CDATA[growing a new business in today’s economy]]></category>
		<category><![CDATA[Home Stager]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Master Coach]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[Old Business]]></category>
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		<category><![CDATA[Rhonda Duffy]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Texas Tech University]]></category>
		<category><![CDATA[The 40 Year Old Business Virgin]]></category>
		<category><![CDATA[Virgin Radio]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1047</guid>
		<description><![CDATA[40 Year Old Business Virgin &#8211; Business Radio
Come join Ted Jenkin and Kile Lewis;
CEOs of oXYGen Financial
 This and EVERY  Friday at 12pm as they interview local Atlanta Area CEOs to learn the do’s ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance For My Children?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/03/01/life-insurance-for-my-children/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/03/01/life-insurance-for-my-children/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:20:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1042</guid>
		<description><![CDATA[Someone asked me the other day, “Ted, is it morbid to ask  you whether I should buy life insurance on my children?”   It was an interesting question, and one we  often get from ...]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Do you need disability insurance?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/25/do-you-need-disability-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/25/do-you-need-disability-insurance/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 14:51:40 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Taxable Income]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Limit]]></category>
		<category><![CDATA[Top 5 Insurance Policies To Avoid]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1037</guid>
		<description><![CDATA[
There are many types of insurance  programs to manage these days.  Yet, one of the programs most  misunderstood by employees of companies and small business owners is  the need for disability ...]]></description>
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		<title>10 Most Overrated Players In The NBA</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/22/10-most-overrated-players-in-the-nba/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/22/10-most-overrated-players-in-the-nba/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 14:01:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1031</guid>
		<description><![CDATA[There is a big free agency year coming  up in the NBA for the summer of 2010.   While I don’t often comment  on sports, I thought I would give you my ...]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Text HELP! For Detroit</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/19/text-help-for-detroit/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/19/text-help-for-detroit/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 14:07:49 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Earthquake]]></category>
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		<category><![CDATA[Hurricane Katrina Efforts]]></category>
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		<category><![CDATA[unemployment rate last year in Detroit]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1025</guid>
		<description><![CDATA[There isn’t a day that passes by now  where I don’t see a continued commercial for raising money to save  Haiti. I feel awful for the people of Haiti over this terrible  ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Small Business Owners &#8211; Want to Retire?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/17/small-business-owners-want-to-retire/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/17/small-business-owners-want-to-retire/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 14:19:27 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[how to set up a SEP retirement plan account]]></category>
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		<category><![CDATA[Independent Contractor]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1014</guid>
		<description><![CDATA[Can  you still set up a retirement plan for 2009 if you are a small  business owner?
If you own a small business or are just  an independent contractor, there may still be ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Top 5 Insurance Policies To Avoid</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/15/top-5-insurance-policies-to-avoid/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/15/top-5-insurance-policies-to-avoid/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 14:21:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1006</guid>
		<description><![CDATA[Doesn’t it seem like there is always  an insurance decision to make?   Whether it is from a new purchase  you make, a decision at work, or someone calling you to buy ...]]></description>
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		<title>What Tax Deductions Could Go Away In The Future?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/11/what-tax-deductions-could-go-away-in-the-future/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/11/what-tax-deductions-could-go-away-in-the-future/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 14:32:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=999</guid>
		<description><![CDATA[All of us know that the United States  is in a massive federal deficit.  Most pundits on television are  letting us know that taxes in some way, shape, or form will have ...]]></description>
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		<title>Ten Things To Include In Your Will</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/09/ten-things-to-include-in-your-will/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/09/ten-things-to-include-in-your-will/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 13:14:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Barbara Kate Repa]]></category>
		<category><![CDATA[Beneficiaries]]></category>
		<category><![CDATA[Bequests]]></category>
		<category><![CDATA[Business Associates]]></category>
		<category><![CDATA[Children Charities]]></category>
		<category><![CDATA[directions for allocating business assets]]></category>
		<category><![CDATA[dividing personal assets]]></category>
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		<category><![CDATA[Ten Things To Include In Your Will]]></category>
		<category><![CDATA[Wills]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=995</guid>
		<description><![CDATA[Ten  Things To Include In Your Will
Here is a great article By Barbara  Kate Repa,
Caring.com Senior Editor that I came  across on www.caring.com
1. Name a  personal representative or executor.
In an individual ...]]></description>
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		<slash:comments>2</slash:comments>
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		<title>How do your next door neighbors spend their money?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/04/how-does-your-next-door-neighbors-spend-their-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/04/how-does-your-next-door-neighbors-spend-their-money/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 14:56:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=992</guid>
		<description><![CDATA[Didn’t  you always wonder what your next door neighbor spends on their money  on every year?  Or maybe you were curious on whether you spend more  or less than you should ...]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Health Savings Account Limits For 2010</title>
		<link>http://www.yoursmartmoneymoves.com/2010/02/01/health-savings-account-limits-for-2010/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/02/01/health-savings-account-limits-for-2010/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 15:30:54 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=971</guid>
		<description><![CDATA[Health  Savings Account Limits For 2010
Many Americans  have switched over to a Health Savings Account.   This would be a  great time of the year to assess what you actually spent ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should I keep my old car or buy a new one?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/29/should-i-keep-my-old-car-or-buy-a-new-one/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/29/should-i-keep-my-old-car-or-buy-a-new-one/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 15:05:37 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[9 financial tips for Generation Y]]></category>
		<category><![CDATA[Alpha]]></category>
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		<category><![CDATA[before you buy a new car]]></category>
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		<category><![CDATA[Bruises]]></category>
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		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[Garmin]]></category>
		<category><![CDATA[Loan Interest Rate]]></category>
		<category><![CDATA[Mechanic]]></category>
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		<category><![CDATA[My Beautiful Car and Its Insurance]]></category>
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		<category><![CDATA[Outlay]]></category>
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		<category><![CDATA[Plunge]]></category>
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		<category><![CDATA[Side Air Bags]]></category>
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		<category><![CDATA[Tomtom]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=965</guid>
		<description><![CDATA[I get this question all the time, especially in Atlanta where people are car conscious.   The debate around how long to keep the old car you have been nursing the scratches and bruises ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 Mileage Rates!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/27/2010-mileage-rates/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/27/2010-mileage-rates/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 14:05:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[2010 Mileage Rates]]></category>
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		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Miles]]></category>
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		<category><![CDATA[charitable]]></category>
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		<category><![CDATA[standard mileage rates for the use of a car]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=957</guid>
		<description><![CDATA[As each year changes, so do the  deductions we can take every year as it relates to mileage with  business, charitable, and medical mileage.   I often find that people  I ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>TOP 10 Atlanta LATE NIGHT Restaurants</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/25/top-10-atlanta-late-night-restaurants/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/25/top-10-atlanta-late-night-restaurants/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 14:00:55 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
		<category><![CDATA[Chicken And Waffles]]></category>
		<category><![CDATA[French Cuisine]]></category>
		<category><![CDATA[Fri]]></category>
		<category><![CDATA[Gastro Pubs]]></category>
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		<category><![CDATA[Landmark Diner]]></category>
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		<category><![CDATA[The Top Ten Atlanta Restaurants]]></category>
		<category><![CDATA[TOP 10 Atlanta LATE NIGHT Restaurants]]></category>
		<category><![CDATA[Vegetarian Vegan]]></category>
		<category><![CDATA[Waffle House]]></category>
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		<category><![CDATA[Yelp]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=951</guid>
		<description><![CDATA[The Top Ten  Atlanta LATE NIGHT Restaurants:
1.)  Au Pied de Cochan
(404)  946-9070
Open  24 hours a day
Classification:  “French Cuisine that is located at the Intercontinental Hotel in  Buckhead”
3315  Peachtree Road ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>VHWYTKBC685C</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/25/vhwytkbc685c/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/25/vhwytkbc685c/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:29:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1140</guid>
		<description><![CDATA[VHWYTKBC685C
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Not To Go Broke with oXYGen Financial &#8211; 01/21/10</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/22/how-not-to-go-broke-with-oxygen-financial-012110/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/22/how-not-to-go-broke-with-oxygen-financial-012110/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 14:44:49 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
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		<category><![CDATA[Atlanta Financial Services]]></category>
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		<category><![CDATA[Credit Card Comparison]]></category>
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		<category><![CDATA[Jenkin]]></category>
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		<category><![CDATA[Related Articles]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=947</guid>
		<description><![CDATA[Enjoy this weeks show if you missed it on the Regular Guys on  100.5 FM 
&#8220;How Not To Go Broke with Kile Lewis and Ted Jenkin&#8221; of  oXYGen Financial &#8211; 01/21/10

Related Articles &#8211; Top 10 ...]]></description>
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		</item>
		<item>
		<title>Do You Pay Your Taxes By Credit Card?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/21/do-you-pay-your-taxes-by-credit-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/21/do-you-pay-your-taxes-by-credit-card/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 13:39:47 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Jenkin]]></category>
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		<category><![CDATA[Tax Changes For 2010]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The Top 10 Most Overlooked Tax Deductions]]></category>
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		<category><![CDATA[Wag The Dog]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=941</guid>
		<description><![CDATA[Some business owners or people who pay  estimated tax payments end up paying their federal income taxes with  a credit card.
If you pay your income tax (including  estimated tax payments) by credit ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Top 10 Most Overlooked Tax Deductions</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/20/the-top-10-most-overlooked-tax-deductions/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/20/the-top-10-most-overlooked-tax-deductions/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 14:18:42 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[2010 Tax Deductions]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Business Owner Deductions]]></category>
		<category><![CDATA[Can I deduct State Sales Tax]]></category>
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		<category><![CDATA[Deducting my Refinance or mortgage]]></category>
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		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[How to make a tax deduction]]></category>
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		<category><![CDATA[investment and tax expenses]]></category>
		<category><![CDATA[Itemized Deduction]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Medical Business]]></category>
		<category><![CDATA[Missed Tax Deduction]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Private Loans]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Student Loan Interest]]></category>
		<category><![CDATA[Tax Management]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[unreimbursed employee expenses]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=932</guid>
		<description><![CDATA[Top  10 Most Overlooked Tax Deductions
Ted  Jenkin, CFP®,  AAMS®,  AWMA®,  CRPC®,  CMFC®,  CRPS®
Co-CEO  and Founder oXYGen Financial, Inc. Request  a FREE consultation: www.oxygenfinancial.net
Get the most out ...]]></description>
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		</item>
		<item>
		<title>Tax Changes For 2010</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/18/tax-changes-for-2010/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/18/tax-changes-for-2010/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 14:56:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Deduction for Property Taxes]]></category>
		<category><![CDATA[Donations of IRAs to Charity]]></category>
		<category><![CDATA[Educators' Tax Deductions]]></category>
		<category><![CDATA[Energy-Saving Home Improvements Credit]]></category>
		<category><![CDATA[Estate Tax Repealed]]></category>
		<category><![CDATA[Federal Estate Tax]]></category>
		<category><![CDATA[Income Taxes]]></category>
		<category><![CDATA[Ira Balance]]></category>
		<category><![CDATA[Ira Owners]]></category>
		<category><![CDATA[Local Sales]]></category>
		<category><![CDATA[Local Sales Tax Deduction]]></category>
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		<category><![CDATA[oXYGen Financial Services]]></category>
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		<category><![CDATA[Sales Tax Deduction]]></category>
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		<category><![CDATA[Standard Deduction]]></category>
		<category><![CDATA[State Sales Tax]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Traditional Ira]]></category>
		<category><![CDATA[Tuition / Fees Tax Deduction]]></category>
		<category><![CDATA[Tuition And Fees]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=926</guid>
		<description><![CDATA[With  2010 rapidly approaching, you should take some time to review your  tax management strategy and get your financial plan in place.  Here  is a list of some of the important ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Not To Go Broke with Kile Lewis &#8211; oXYGen Financial &#8211; 01/14/10</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/17/how-not-to-go-broke-with-kile-lewis-oxygen-financial-011410/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/17/how-not-to-go-broke-with-kile-lewis-oxygen-financial-011410/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 15:36:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Radio Show]]></category>
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		<category><![CDATA[Kile Lewis]]></category>
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		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Radio Show]]></category>
		<category><![CDATA[Regular Guys]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=922</guid>
		<description><![CDATA[How Not To Go Broke with Kile Lewis of oXYGen Financial – 01/14/10 radio show on The Regular Guys


11680 Great Oaks Way, Suite 175 &#124; Alpharetta, GA 30022
Phone 1.800.355.9318 or 770.777.0427
oXYGen Financial, Inc. co-CEO Kile ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Best Things To Buy In January</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/15/best-things-to-buy-in-january/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/15/best-things-to-buy-in-january/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 14:40:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
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		<category><![CDATA[Bedding]]></category>
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		<category><![CDATA[Saving Money]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=916</guid>
		<description><![CDATA[I am all about saving money, and here are some of the items I think you will be able to find deals on in the month of January:

Jewelry
Bedding
Furniture
Calendars
Toys

If you have more . . . leave ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Watch out Georgia speeders!</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/13/watch-out-georgia-speeders/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/13/watch-out-georgia-speeders/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 13:10:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=911</guid>
		<description><![CDATA[Attention  all speeders! Effective January 1st,  2010, the new Super Speeder Law takes effect in the State of Georgia.     This law on interstate highways could cost you as much ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Share A Taxi And Save Money</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/08/share-a-taxi-and-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/08/share-a-taxi-and-save-money/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 12:31:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=906</guid>
		<description><![CDATA[I  recently stumbled across a cool website call www.taxi.to.    Here is how it works.   You enter your travel information including  name, e-mail, flight number, date of travel, and ...]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/01/08/share-a-taxi-and-save-money/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Update Your Beneficiary Designations</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/06/update-your-beneficiary-designations/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/06/update-your-beneficiary-designations/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 15:08:15 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=902</guid>
		<description><![CDATA[Many  people today are experiencing significant and sometimes sweeping  changes in their family situations.   Perhaps a recent divorce,  separation, or marriage.   Or, your children have moved out on ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What did it cost a decade ago?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/01/04/what-did-it-cost-a-decade-ago/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/01/04/what-did-it-cost-a-decade-ago/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 14:49:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=892</guid>
		<description><![CDATA[All I need is a bottle of Martini &#38;  Rossi Spumante, a pack of batteries, and a can of coffee.   That  is what you may have heard if Steve Martin was doing ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top 5 Ways to Help Someone Who Is Unemployed</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/31/top-5-ways-to-help-someone-who-is-unemployed/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/31/top-5-ways-to-help-someone-who-is-unemployed/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 15:15:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=888</guid>
		<description><![CDATA[With the unemployment rate continue to hover above 10%, everyone is feeling a little pinch in the wallet.  If you know someone who is currently unemployed, here are some ideas on how you could ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Top 10 After Christmas Deal Websites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/28/top-10-after-christmas-deal-websites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/28/top-10-after-christmas-deal-websites/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 17:17:06 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=878</guid>
		<description><![CDATA[Top Ten After Christmas Shopping &#8211; Savings and Deal Websites


This  is not a be all end all list, but a few of my favorites:



www.overstock.com
www.amazon.com
www.walmart.com
www.slickdeals.net
www.dealio.com
www.become.com
www.barnesandnoble.com
www.dealhack.com
www.shoppingguru.com
www.dealnews.com

Ted  Jenkin, CFP®,  AAMS®,  AWMA®,  CRPC®,  ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Unemployment Extension: F.A.Q.’s</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/23/unemployment-extension-f-a-q-%e2%80%99s/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/23/unemployment-extension-f-a-q-%e2%80%99s/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 14:45:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[UNEMPLOYMENT CHECK RUNS OUT]]></category>
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		<category><![CDATA[Wealth Management]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=872</guid>
		<description><![CDATA[So here are answers to some of the most frequently asked questions about the Unemployment extension:
Q. Who’s eligible for extended unemployment benefits?
A. Unemployment benefits will be extended by 14 weeks to all people in all ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What If Tiger Woods Was A Stock?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/21/what-if-tiger-woods-was-a-stock/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/21/what-if-tiger-woods-was-a-stock/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 14:39:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[What If Tiger Woods Was A Stock]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=863</guid>
		<description><![CDATA[Have you ever asked yourself around a specific investment you have whether you should buy, sell, or hold the investment? If Tiger Woods was a stock in today’s marketplace, the big question you should be asking yourself is should I buy, sell, or hold Tiger Woods?

The media currently has an insatiable appetite around the Tiger Woods scandal. In my opinion, this lesson around Tiger Woods could be one of the most important lessons around how investing should be viewed in the future, and most something certainly to consider around how you go about portfolio development for the future.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Not To Go Broke with oXYGen Financial &#8211; 12/17/09</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/20/how-not-to-go-broke-with-oxygen-financial-121709/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/20/how-not-to-go-broke-with-oxygen-financial-121709/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 14:17:42 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Videos]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=857</guid>
		<description><![CDATA[How Not To Go Broke with Kile Lewis of oXYGen Financial – 12/10/09 weekly radio show on The Regular Guys on 100.5 FM - Thursday mornings 8am.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Top 10 Travel Websites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/17/the-top-10-travel-websites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/17/the-top-10-travel-websites/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 15:07:35 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[First Time Home]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Top 10 Lists]]></category>
		<category><![CDATA[Top 10 Travel Websites]]></category>
		<category><![CDATA[Top Ten Reasons]]></category>
		<category><![CDATA[Top Websites]]></category>
		<category><![CDATA[Travel Deals]]></category>
		<category><![CDATA[Travel Money]]></category>
		<category><![CDATA[Travel Websites]]></category>
		<category><![CDATA[Traveling]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=832</guid>
		<description><![CDATA[Like Saving Money?
Are you traveling?
Looking for Travel Deals?
oXYGen Financial once again bringing you the resources to do so!
&#160;
&#160;
The Top 10 Travel Websites:

 www.orbitz.com 
www.kayak.com
www.priceline.com
www.expedia.com
www.tavelocity.com
www.tripadvisor.com
www.lastminutetravel.com
www.site59.com
www.hotels.com
 www.oyster.com

Check out other Top 10 Lists :
Compare Credit Card Websites , ...]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Could sitcoms help you get out of debt?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/15/could-sitcoms-help-you-get-out-of-debt/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/15/could-sitcoms-help-you-get-out-of-debt/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 13:55:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Boxing Match]]></category>
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		<category><![CDATA[Doug And Carrie]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[emergency fund jar]]></category>
		<category><![CDATA[fiscally frugal or free-spending]]></category>
		<category><![CDATA[Hearty Chuckle]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[King Of Queens]]></category>
		<category><![CDATA[Lattes]]></category>
		<category><![CDATA[lessons about managing money]]></category>
		<category><![CDATA[Line Delivery]]></category>
		<category><![CDATA[Lodging Costs]]></category>
		<category><![CDATA[Lovable Characters]]></category>
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		<category><![CDATA[protecting your credit]]></category>
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		<category><![CDATA[saving money on vacation]]></category>
		<category><![CDATA[Sitcoms]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Thrift Stores]]></category>
		<category><![CDATA[Track all purchases and expenses online]]></category>
		<category><![CDATA[Vacation Lodging]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=835</guid>
		<description><![CDATA[Pop culture is poised on the precipice of a mid-season replacement lineup as networks get ready to roll out their latest offerings, hoping millions will tune into their channels. Many will watch in the hopes of sharpening their punch line delivery skills or getting a hearty chuckle.

But few viewers realize that the laughable and lovable characters we welcome into our homes once a week can actually teach us some valuable lessons about managing money and protecting our credit.

Whether they're fiscally frugal or free-spending, here's some practical advice from a few classic characters.]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>How Not To Go Broke with Kile Lewis of oXYGen Financial &#8211; 12/10/09</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/11/how-not-to-go-broke-with-kile-lewis-of-oxygen-financial-121009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/11/how-not-to-go-broke-with-kile-lewis-of-oxygen-financial-121009/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 17:40:30 +0000</pubDate>
		<dc:creator>BHGDigital</dc:creator>
				<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[100.5 FM]]></category>
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		<category><![CDATA[The Regular Guys]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=829</guid>
		<description><![CDATA[How Not To Go Broke with Kile Lewis of oXYGen Financial - 12/10/09 radio show on The Regular Guys on 100.5 FM]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top 10 Credit Card Comparison Resource Sites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/08/top-10-credit-card-comparison-resource-sites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/08/top-10-credit-card-comparison-resource-sites/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 15:23:35 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Bankaholic]]></category>
		<category><![CDATA[Bankaholic.com]]></category>
		<category><![CDATA[BestMileageCards.com]]></category>
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		<category><![CDATA[Card Web]]></category>
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		<category><![CDATA[Credit Card Articles]]></category>
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		<category><![CDATA[Credit-Card-Surplus.com]]></category>
		<category><![CDATA[CreditCardGuide.com]]></category>
		<category><![CDATA[CreditCards.com]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=820</guid>
		<description><![CDATA[Top 10 Compare Credit Card Sites brought to you by oXYGen Financial INC. Ted Jenkin, CFP®, AAMS®, AWMA®, CRPC®, CMFC®, CRPS® Co-CEO and Founder oXYGen Financial, Inc.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Do Kids Need The Brand Names?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/04/do-kids-need-the-brand-name/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/04/do-kids-need-the-brand-name/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 14:45:57 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[achieve financial independence]]></category>
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		<category><![CDATA[Brand Jeans]]></category>
		<category><![CDATA[Brand Name]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=808</guid>
		<description><![CDATA[It seems like every mall or suburb strip outlet you go into today has virtually all the same stores.  What would a mall be without a GAP or an Abercrombie &#038; Fitch?   What amazes me the most is how we as parents can get caught up in making sure that our children have the very best in brand names without thinking about the price or whether it is affordable in our monthly budget.]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>How Not To Go Broke with oXYGen Financial &#8211; 12/03/09</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/03/how-not-to-go-broke-with-oxygen-financial-120309/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/03/how-not-to-go-broke-with-oxygen-financial-120309/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 13:48:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
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		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=853</guid>
		<description><![CDATA[How Not To Go Broke with  Kile Lewis of oXYGen Financial on the Regular Guys 100.5 fm - 12/03/09
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overdraft Changes On Your ATM Card</title>
		<link>http://www.yoursmartmoneymoves.com/2009/12/02/overdraft-changes-on-your-atm-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/12/02/overdraft-changes-on-your-atm-card/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 14:54:25 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Overdraft Charges]]></category>
		<category><![CDATA[Overdraft Fees]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=804</guid>
		<description><![CDATA[In a move to show the Federal Reserve is now here to protect consumers, the Federal Reserve banned ATM and debit card overdraft fees unless customers have opted to pay to ensure balance busting transactions don’t automatically go through. 

The new rules, which take effect July 1, 2010 mean that if you don’t have enough money in your account for the ATM withdrawal the transaction will be rejected.    With any level of human reasoning, this should have always been the case.  However, in the past, the bank would approve the transaction and tack on overdraft fees which can cost the average consumer hundreds of dollars per year.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Warren Buffett’s Secret Millionaire’s Club</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/30/warren-buffett%e2%80%99s-secret-millionaire%e2%80%99s-club/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/30/warren-buffett%e2%80%99s-secret-millionaire%e2%80%99s-club/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 14:51:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
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		<category><![CDATA[Baseball Memorabilia]]></category>
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		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Madagascar]]></category>
		<category><![CDATA[Nebraska Kids]]></category>
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		<category><![CDATA[sell baseball memorabilia on line]]></category>
		<category><![CDATA[Warren Buffett]]></category>
		<category><![CDATA[Web Series]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=800</guid>
		<description><![CDATA[It seems like cartoon movies are everywhere, with Hollywood celebrities cashing in doing animated sequels like Ice Age and Madagascar. I’ve got three kids, so I know what it costs to take a family of five to the movies for an evening showing. I also recently wrote an article about the upscale cost of the new theaters that are designed to show the 3-D movies.

Now, guess who is getting into the cartoon game? Yes, none other than Warren Buffett.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ideas Worth Spreading &#8211; TEDX Peachtree Convention</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/27/ideas-worth-spreading-tedx-peachtree-convention/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/27/ideas-worth-spreading-tedx-peachtree-convention/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 18:07:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[atlanta]]></category>
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		<category><![CDATA[Showcase]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=792</guid>
		<description><![CDATA[oXYGen Financial, Inc. is a proud to sponsor the TEDXPeachtree Conference and hopes you will be joining the event on Dec. 4th 2009! Ideas Worth Spreading - TEDxPeachtree

In the spirit of ideas worth spreading, TED has created a program called TEDx. TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. Our event is called TEDxPeachtree, where x=independently organized TED event. At our TEDxPeachtree event, TEDTalks videos and live speakers will combine to spark deep discussion and connection in a small group.
]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is Black Friday The Best Day To Buy A Car?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/24/is-black-friday-the-best-day-to-buy-a-car/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/24/is-black-friday-the-best-day-to-buy-a-car/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 14:10:06 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[100 money saving websites]]></category>
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		<category><![CDATA[Best Day To Buy A Car]]></category>
		<category><![CDATA[biggest savings of the year]]></category>
		<category><![CDATA[Black Friday Sales]]></category>
		<category><![CDATA[Black Friday Shopping]]></category>
		<category><![CDATA[Car Deals on Black Friday]]></category>
		<category><![CDATA[Car Discount]]></category>
		<category><![CDATA[Car Prices]]></category>
		<category><![CDATA[Car Pricing]]></category>
		<category><![CDATA[Car Shoppers]]></category>
		<category><![CDATA[Compact Car]]></category>
		<category><![CDATA[day after Thanksgiving]]></category>
		<category><![CDATA[discounts on Black Friday]]></category>
		<category><![CDATA[Flat Screen Tvs]]></category>
		<category><![CDATA[Ford F 150]]></category>
		<category><![CDATA[get great deals]]></category>
		<category><![CDATA[Holiday Shopping]]></category>
		<category><![CDATA[holiday shopping season]]></category>
		<category><![CDATA[Hyundai Sonata]]></category>
		<category><![CDATA[Jesse Toprak]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=785</guid>
		<description><![CDATA[Is Black Friday The Best Day To Buy A Car? Black Friday has always been know as the day to get deals on toys, appliances, electronics, and clothing items. Could 2009 be the year of the car? I have attached a great link to an article you should read if you are in the market for a new ride.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Black Friday Is Coming!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/23/black-friday-is-coming/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/23/black-friday-is-coming/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 14:59:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[100 money saving websites guide]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Bargains]]></category>
		<category><![CDATA[Black Friday]]></category>
		<category><![CDATA[Black Friday websites]]></category>
		<category><![CDATA[Blackfriday]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Crack]]></category>
		<category><![CDATA[Dawn]]></category>
		<category><![CDATA[Day Of The Year]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Favorite Stores]]></category>
		<category><![CDATA[Few Days]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Holdiday Shopping Deals]]></category>
		<category><![CDATA[Holiday Shopping]]></category>
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		<category><![CDATA[Save Money Shopping]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=780</guid>
		<description><![CDATA[Black Friday Is Coming - Some of love it. Some of us don’t. Black Friday is the one day of the year where you are supposed to get the deals of a lifetime. It is the ultimate early shopping day known as Black Friday which is the day after Thanksgiving. If you are ready to wake up at the crack of dawn, you may be able to go down to one of your favorite stores to find the lowest of bargains in the market place.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Top Ten Great Deal Websites</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/20/the-top-ten-great-deal-websites/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/20/the-top-ten-great-deal-websites/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 14:39:45 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[10 Money Saving Websites]]></category>
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		<category><![CDATA[Gottadeal]]></category>
		<category><![CDATA[Information Products]]></category>
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		<category><![CDATA[Jenkin]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Top Ten Great Deal Websites]]></category>
		<category><![CDATA[Top Ten Money Saving Websites]]></category>
		<category><![CDATA[Top Websites]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=768</guid>
		<description><![CDATA[The Top Ten Great Deal Websites - Breathe Easier® About Your Financial Future - oXYGen Financial]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2009/11/20/the-top-ten-great-deal-websites/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<item>
		<title>Analyze Your Cell Phone Bill</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/16/analyze-your-cell-phone-bill/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/16/analyze-your-cell-phone-bill/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:39:40 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Analyze Your Cell Phone Bill]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cell Phone Provider]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Cut down cell phone bills]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Expense Money]]></category>
		<category><![CDATA[Free Consultation]]></category>
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		<category><![CDATA[Save money on bills]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Voice Data]]></category>
		<category><![CDATA[Voice Data Plan]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=755</guid>
		<description><![CDATA[If you are concerned about your cell phone bill, it may be time to take a trip into your local vendor. I have been in the habit now of taking my phone (and family plan) into my cell phone provider quarterly to run a diagnostic on the bill. Some vendors will allow you to do this exercise on their website when you log in as a customer. If your vendor doesn’t offer that service, then take it in to the store. With plans changing all of the time between voice, data, and more, this could be an easy way to help you shave some expense money off of your monthly bills.]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2009/11/16/analyze-your-cell-phone-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Do we need this type of Health Care reform?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/13/do-we-need-this-type-of-health-care-reform/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/13/do-we-need-this-type-of-health-care-reform/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 13:32:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Free Market Capitalism]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[Health Option]]></category>
		<category><![CDATA[Hyped Up]]></category>
		<category><![CDATA[Income Earners]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[public health option]]></category>
		<category><![CDATA[purpose of free market capitalism]]></category>
		<category><![CDATA[Savings Accounts]]></category>
		<category><![CDATA[Tax Strategies]]></category>
		<category><![CDATA[trillion dollar health care]]></category>
		<category><![CDATA[Trillions]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=751</guid>
		<description><![CDATA[There has been much debate about the hyped up nearly trillion dollar health care reform that has been in the media every day.   Heck, I hope you like novels because the last full draft I read on the bill was over 1,000 pages.   I’m sure that you can get the condensed version on some news source which will tell you the 6 or 8 key bullet points that they think you need to know.   I wanted to let you know that I am not a huge fan of this and neither should you be when you think about the bill.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Be wary of “hypotheticals” in insurance policies!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/11/be-wary-of-%e2%80%9chypotheticals%e2%80%9d-in-insurance-policies/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/11/be-wary-of-%e2%80%9chypotheticals%e2%80%9d-in-insurance-policies/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 14:15:40 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[buying into permanent insurance policies]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Endorsement]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Hypotheticals]]></category>
		<category><![CDATA[Illustration]]></category>
		<category><![CDATA[Illustrations]]></category>
		<category><![CDATA[Insurance Agent]]></category>
		<category><![CDATA[Insurance Policies]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Permanent Insurance]]></category>
		<category><![CDATA[Rate Of Return]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=745</guid>
		<description><![CDATA[Many people consider buying into permanent insurance policies.   Almost always, I see an illustration when people bring it to me with a hypothetical illustration.   On some policies these projected illustrations carry a hypothetical rate of return of 10% to project where cash value accounts will be over the next 20 to 25 years.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>7 Money Tips for a New Marriage.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/09/7-money-tips-for-a-new-marriage/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/09/7-money-tips-for-a-new-marriage/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 14:17:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[7 Money Tips for a New Marriage]]></category>
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		<category><![CDATA[Create Separate Banking Accounts]]></category>
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		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Lack Of Trust]]></category>
		<category><![CDATA[Live Debt Free]]></category>
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		<category><![CDATA[Save 10% of Your Income]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Spender]]></category>
		<category><![CDATA[Spending Money]]></category>
		<category><![CDATA[Talking About Money]]></category>
		<category><![CDATA[Track How You Are Spending Money]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=739</guid>
		<description><![CDATA[You just got married, but you may not have realized that your money did as well. One of you is a spender and one is a saver! How in the world will you make it work. Here are 7 tips from about.com on money strategies for your new marriage.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Complete Stain Removal Guide</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/04/complete-stain-removal-guide/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/04/complete-stain-removal-guide/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 12:32:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Stain Removal Guide]]></category>
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		<category><![CDATA[Waistline]]></category>
		<category><![CDATA[wardrobe consultation]]></category>
		<category><![CDATA[Wet Side]]></category>
		<category><![CDATA[White Cloth]]></category>
		<category><![CDATA[wine]]></category>
		<category><![CDATA[wool]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=735</guid>
		<description><![CDATA[The Complete Stain Removal Guide. The Basics of Stain Removal...

1. TAKE QUICK ACTION - The sooner a stain is treated the better. Time can “set” stains. Almost any stain can be removed if action is taken quickly enough, however almost any stain will become permanent if left untreated too long. Ideally, all stains should be treated within the first 24 hours.

2. BLOT &#038; SCRAPE – Whenever possible, immediately after the stain occurs, blot up any excess liquid with a paper towel or clean white cloth. Scrape solids from the fabric if the stain is dry.  Try to remove as much excess as possible before further stain treatment.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>You can’t retire by scanning Google.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/11/02/you-can%e2%80%99t-retire-by-scanning-google/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/11/02/you-can%e2%80%99t-retire-by-scanning-google/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 12:55:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
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		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[Usa Today]]></category>
		<category><![CDATA[Y Generation]]></category>
		<category><![CDATA[you can Google]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=728</guid>
		<description><![CDATA[Only recently have personal savings levels risen, where just a short while ago they were the lowest since the Great Depression when unemployment was more than 25%. (USA Today)  Why is this happening?

I have a theory, and it boils down to the fact that people in the X and Y generation just don’t read anymore.   Remember when you were a kid and had to take those tests where you read a short story, and then had to answer a bunch of multiple choice questions around the story?   I didn’t fare so well on those tests, but if people had to take them today based upon what they think they learned on the internet . . . surely we would be a failing class.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you lock in your natural gas rates?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/27/should-you-lock-in-your-natural-gas-rates/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/27/should-you-lock-in-your-natural-gas-rates/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 13:15:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Auto Pilot]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[Coupon Code]]></category>
		<category><![CDATA[coupon code "oxygen"]]></category>
		<category><![CDATA[Deregulation]]></category>
		<category><![CDATA[Gas Futures Prices]]></category>
		<category><![CDATA[Gas Marketer]]></category>
		<category><![CDATA[Gas Marketers]]></category>
		<category><![CDATA[Gas South discount]]></category>
		<category><![CDATA[Gas South Promo Coupon Code]]></category>
		<category><![CDATA[Georgia Natural Gas]]></category>
		<category><![CDATA[Household Budgets]]></category>
		<category><![CDATA[Money In Your Pocket]]></category>
		<category><![CDATA[Month Fixed Rate]]></category>
		<category><![CDATA[Natural Gas Bills]]></category>
		<category><![CDATA[Natural Gas Futures]]></category>
		<category><![CDATA[Natural Gas Futures Prices]]></category>
		<category><![CDATA[Natural Gas Promotion Code]]></category>
		<category><![CDATA[Natural Gas Rates]]></category>
		<category><![CDATA[Promotional Code]]></category>
		<category><![CDATA[Save money on natural gas rates]]></category>
		<category><![CDATA[State Of Georgia]]></category>
		<category><![CDATA[Usage Increases]]></category>
		<category><![CDATA[Variable Rate]]></category>
		<category><![CDATA[Variable Rates]]></category>
		<category><![CDATA[Winter Season]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=723</guid>
		<description><![CDATA[We have seen that natural gas rates are at an all time low.   Here are some points that I thought I would share with you for those in the state of Georgia around your natural gas bills, and the upcoming winter season ahead of us.

Point 1: With colder weather setting in, it's a good time to think about fixing your natural gas rate


Generally speaking, 6- and 12-month fixed rates are lower than variable rates right now. Based on natural gas futures prices, this is likely to remain the case through the winter when most customers' usage increases dramatically.  With rates now starting to rise, fixing your natural gas rate is an easy, effective measure that consumers can take to manage their household budgets this winter.  And that leaves more money in your pocket.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>5 Financial Secrets to Know When You Look For a New Job</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/23/5-financial-secrets-to-know-when-you-look-for-a-new-job/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/23/5-financial-secrets-to-know-when-you-look-for-a-new-job/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 13:59:16 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[5 Financial Secrets]]></category>
		<category><![CDATA[5 Financial Secrets to Know When You Look For a New Job]]></category>
		<category><![CDATA[Apples To Apples]]></category>
		<category><![CDATA[Dental Insurance]]></category>
		<category><![CDATA[Economic Package]]></category>
		<category><![CDATA[expenses covered by company]]></category>
		<category><![CDATA[Financial Expert]]></category>
		<category><![CDATA[Financial Secrets]]></category>
		<category><![CDATA[Flexible Savings Account]]></category>
		<category><![CDATA[Fringe Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Plan]]></category>
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		<category><![CDATA[HMO]]></category>
		<category><![CDATA[how the health insurance works]]></category>
		<category><![CDATA[HSA plan]]></category>
		<category><![CDATA[Insurance Life]]></category>
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		<category><![CDATA[New employees]]></category>
		<category><![CDATA[New Job]]></category>
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		<category><![CDATA[pension]]></category>
		<category><![CDATA[Personal Savings]]></category>
		<category><![CDATA[Pogo Stick]]></category>
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		<category><![CDATA[Price Tag]]></category>
		<category><![CDATA[Retirement Nest Egg]]></category>
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		<category><![CDATA[Roth 401 K]]></category>
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		<category><![CDATA[Social Security Pension]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Three Legged Stool]]></category>
		<category><![CDATA[total economic package]]></category>
		<category><![CDATA[Understand the 401(k) plan]]></category>
		<category><![CDATA[Understand your health insurance plan]]></category>
		<category><![CDATA[vacation and sick day rules]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=719</guid>
		<description><![CDATA[5 Financial Secrets to Know When You Look For a New Job - oXYGen Financial, Inc. co-CEO Ted Jenkin  is one of the foremost knowledgeable professionals in giving financial advice to the X and Y Generation.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>150 Free American Airlines Miles</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/22/150-free-american-airlines-miles/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/22/150-free-american-airlines-miles/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 12:43:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Aa]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[American Airlines]]></category>
		<category><![CDATA[American Airlines Miles]]></category>
		<category><![CDATA[Bose Headphones]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Endorsement]]></category>
		<category><![CDATA[Expiration Date]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[free airline miles]]></category>
		<category><![CDATA[Free Frequent Flier Miles]]></category>
		<category><![CDATA[Frequent Flier Miles]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
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		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tunes]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=714</guid>
		<description><![CDATA[You can get 150 free frequent flier miles - Click Here from American Airlines by watching a two-minute video for Bose headphones. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mr. Potato Head</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/20/mr-potato-head/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/20/mr-potato-head/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 13:52:50 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Dealer Member]]></category>
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		<category><![CDATA[Holiday Season]]></category>
		<category><![CDATA[holiday season coupons]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Kiddie]]></category>
		<category><![CDATA[kiddie gifts]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Little Ones]]></category>
		<category><![CDATA[Mr Potato Head]]></category>
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		<category><![CDATA[Sit N Spin]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Toddlers]]></category>
		<category><![CDATA[toy coupons]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=709</guid>
		<description><![CDATA[Attention all parents with little ones.  The holiday season is coming, and now could be the time to gear up on buying your stocking stuffers and kiddie gifts.   At www.playskool.com, you can find up to ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Procrastinators Beware! Listen Up!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/19/procrastinators-beware-abf-redline/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/19/procrastinators-beware-abf-redline/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 14:42:34 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[accomplishing your dreams]]></category>
		<category><![CDATA[believe something]]></category>
		<category><![CDATA[Brain]]></category>
		<category><![CDATA[Brain Works]]></category>
		<category><![CDATA[Cheri Augustine Flake]]></category>
		<category><![CDATA[Commitments]]></category>
		<category><![CDATA[Enabler]]></category>
		<category><![CDATA[Epitome]]></category>
		<category><![CDATA[Grass]]></category>
		<category><![CDATA[Habit]]></category>
		<category><![CDATA[habit of being kinder to others]]></category>
		<category><![CDATA[hopeless to change or downright depressed]]></category>
		<category><![CDATA[Image Problem]]></category>
		<category><![CDATA[Jerk]]></category>
		<category><![CDATA[Keep your promise to yourself]]></category>
		<category><![CDATA[LCSW]]></category>
		<category><![CDATA[Lunch]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Procrastination]]></category>
		<category><![CDATA[Redline]]></category>
		<category><![CDATA[Self Care]]></category>
		<category><![CDATA[Self Esteem]]></category>
		<category><![CDATA[Self Image]]></category>
		<category><![CDATA[Self Worth]]></category>
		<category><![CDATA[Southern Hospitality]]></category>
		<category><![CDATA[Southern Hospitality Syndrome]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Treat yourself just as you treat others]]></category>
		<category><![CDATA[www.thestresstherapist.com]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=703</guid>
		<description><![CDATA[Procrastinators:  Listen Up!
A big enabler of perpetual procrastination is what I like to call, “Southern Hospitality Syndrome.” Simply put, this is when you have a habit of being kinder to others than you care to ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My 15 Year Anniversary</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/16/my-15-year-anniversary/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/16/my-15-year-anniversary/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 12:52:06 +0000</pubDate>
		<dc:creator>BHGDigital</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[anniversary ideas]]></category>
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		<category><![CDATA[Art Museum]]></category>
		<category><![CDATA[Best Gifts]]></category>
		<category><![CDATA[Box Of Candy]]></category>
		<category><![CDATA[Cheese Omelet]]></category>
		<category><![CDATA[clothes]]></category>
		<category><![CDATA[Culture Scene]]></category>
		<category><![CDATA[Cup Of Coffee]]></category>
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		<category><![CDATA[Ditch]]></category>
		<category><![CDATA[Enjoyable Times]]></category>
		<category><![CDATA[Fifteen Years]]></category>
		<category><![CDATA[French Toast]]></category>
		<category><![CDATA[Fresh Flowers]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[Go see a matinee movie]]></category>
		<category><![CDATA[Go to a local museum or aquarium]]></category>
		<category><![CDATA[Homemade Breakfast]]></category>
		<category><![CDATA[jewelry]]></category>
		<category><![CDATA[Local Museum]]></category>
		<category><![CDATA[Low Budget]]></category>
		<category><![CDATA[low budget romantic idea]]></category>
		<category><![CDATA[Make breakfast at home]]></category>
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		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Sentiments]]></category>
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		<category><![CDATA[your smart money moves]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=699</guid>
		<description><![CDATA[On Friday, I celebrated my fifteen year anniversary with my wife.    I was reminded that will all of the gadgets, jewelry, clothes, and vacations you can buy with money, the best gifts in life are still free.    Although I did get something really nice for my wife, some of the most enjoyable times we have had together over our fifteen years didn’t cost a lot of money.   Here are five ideas that you can use if you are on a low budget, but you would like to do something special.]]></description>
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		</item>
		<item>
		<title>America’s Healthy Future Act</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/15/america%e2%80%99s-healthy-future-act/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/15/america%e2%80%99s-healthy-future-act/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 14:22:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[10 Percent Floor on Itemized Medical Deductions]]></category>
		<category><![CDATA[Adjusted Gross Income]]></category>
		<category><![CDATA[America's Healthy Future Act]]></category>
		<category><![CDATA[Caps on FSAs]]></category>
		<category><![CDATA[Consumer Price Index]]></category>
		<category><![CDATA[Cost Insurance]]></category>
		<category><![CDATA[Cpi]]></category>
		<category><![CDATA[Elimination of Medicare Part D Deduction]]></category>
		<category><![CDATA[Excise Tax]]></category>
		<category><![CDATA[Excise Tax on High-Cost Insurance Policies]]></category>
		<category><![CDATA[Federal Payments]]></category>
		<category><![CDATA[Finance Committee]]></category>
		<category><![CDATA[Hardship Waiver]]></category>
		<category><![CDATA[Health Insurance Executive Compensation]]></category>
		<category><![CDATA[Health Insurance Premiums]]></category>
		<category><![CDATA[High Risk]]></category>
		<category><![CDATA[Increased Penalty for Nonqualified Distributions]]></category>
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		<category><![CDATA[Maximum Penalty]]></category>
		<category><![CDATA[Medical Deductions]]></category>
		<category><![CDATA[Medical Expenses]]></category>
		<category><![CDATA[New Requirements for Nonprofit Hospitals]]></category>
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		<category><![CDATA[oXYGeFinancial]]></category>
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		<category><![CDATA[Penalties on Uninsured Individuals]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
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		<category><![CDATA[Urban Consumers]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=694</guid>
		<description><![CDATA[Major Provisions of Finance Committee&#8217;s America&#8217;s Healthy Future Act
(source: Taylor, English, Duma LLP)
Excise Tax on High-Cost Insurance Policies.  An excise tax of 40 percent would be imposed on insurance premiums in excess of $8,000 ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is It Time To Change Credit Cards?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/13/is-it-time-to-change-credit-cards/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/13/is-it-time-to-change-credit-cards/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 13:47:21 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Awma]]></category>
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		<category><![CDATA[credit card company]]></category>
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		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[earn interest in your savings account]]></category>
		<category><![CDATA[Endorsement]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[pay the lowest rate possible]]></category>
		<category><![CDATA[pay your bills off every month]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Time To Change Credit Cards]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=688</guid>
		<description><![CDATA[Here are three things to think about with your current credit card:
1)      If you pay your bills off every month, you need to find a card that will help you earn rewards or cash back.   ...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to Pick the Perfect Suit</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/12/how-to-pick-the-perfect-suit/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/12/how-to-pick-the-perfect-suit/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 14:44:29 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Audit Partner]]></category>
		<category><![CDATA[Best Suit]]></category>
		<category><![CDATA[Buy the Best Suit You Can Afford]]></category>
		<category><![CDATA[Clothing Companies]]></category>
		<category><![CDATA[Construction Options]]></category>
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		<category><![CDATA[Custom Suit]]></category>
		<category><![CDATA[double breasted jackets]]></category>
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		<category><![CDATA[Freedom Of Movement]]></category>
		<category><![CDATA[how many buttons for a suit jacket]]></category>
		<category><![CDATA[how to dress for success]]></category>
		<category><![CDATA[how to make more money]]></category>
		<category><![CDATA[How to Pick the Perfect Suit]]></category>
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		<category><![CDATA[notch or peak lapels]]></category>
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		<category><![CDATA[Peak lapels]]></category>
		<category><![CDATA[Pleats]]></category>
		<category><![CDATA[pleats or flat front trousers?]]></category>
		<category><![CDATA[Premium Price]]></category>
		<category><![CDATA[Proper Appearance]]></category>
		<category><![CDATA[right quality clothing]]></category>
		<category><![CDATA[Road Warrior]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[That Fits Your Needs]]></category>
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		<category><![CDATA[Waistbands]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=682</guid>
		<description><![CDATA[


Maximize your    clothing investment by following these 4 guidelines












 Buy      the Best Suit You Can Afford
Most professional clothiers will tell you it is better to own 1 ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What do you do when you lose a spouse?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/10/what-do-you-do-when-you-lose-a-spouse/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/10/what-do-you-do-when-you-lose-a-spouse/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 12:56:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Business End]]></category>
		<category><![CDATA[Card Insurance]]></category>
		<category><![CDATA[Certified Copies]]></category>
		<category><![CDATA[certified copies of the death certificate]]></category>
		<category><![CDATA[Chicago Tribune]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Death in the family]]></category>
		<category><![CDATA[Dominant Role]]></category>
		<category><![CDATA[Financial Documents]]></category>
		<category><![CDATA[handling the personal finances]]></category>
		<category><![CDATA[Insurance Policies]]></category>
		<category><![CDATA[Investment Account]]></category>
		<category><![CDATA[Investment Accounts]]></category>
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		<category><![CDATA[Marriage Certificate]]></category>
		<category><![CDATA[Military Discharge Papers]]></category>
		<category><![CDATA[Mind Organization]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Program 3]]></category>
		<category><![CDATA[Request your credit score]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[think about managing money]]></category>
		<category><![CDATA[Trust Documents]]></category>
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		<category><![CDATA[your spouse just passed away]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=676</guid>
		<description><![CDATA[In many households, there is still one spouse who takes the dominant role in handling the personal finances for the family.   Should that spouse pass away, it leaves the other spouse with often not knowing where all the important financial documents are located, and in some cases the investment accounts that were set up by the spouse.

Here are some tips to remember if this tragic events ever happens in your family:]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Social Security – Take it Now Or Later?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/09/social-security-%e2%80%93-take-it-now-or-later/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/09/social-security-%e2%80%93-take-it-now-or-later/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 12:24:08 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Benefit]]></category>
		<category><![CDATA[benefits from social security]]></category>
		<category><![CDATA[Breakeven Point]]></category>
		<category><![CDATA[Breathe Easier® About Your Financial Future]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[earn a decent living past the age of 62]]></category>
		<category><![CDATA[Family History]]></category>
		<category><![CDATA[Financial Future]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Longevity]]></category>
		<category><![CDATA[Married Couples]]></category>
		<category><![CDATA[Math Source]]></category>
		<category><![CDATA[Overall Strategy]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Personal Financial Situation]]></category>
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		<category><![CDATA[Social Security]]></category>
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		<category><![CDATA[Taking Social Security]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[When to Take Social Security]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=665</guid>
		<description><![CDATA[As many baby boomers reach or near retirement, one of the questions we are always asked about is what age should someone begin taking Social Security. The answer will truly lie in the details of your personal financial situation, but here are some key considerations to think about when making the decision.
First, you really want to consider whether or not you plan to work and earn a decent living past the age of 62.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The F.D.I.C Borrows Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/08/the-f-d-i-c-borrows-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/08/the-f-d-i-c-borrows-money/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 12:16:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Banking Act Of 1933]]></category>
		<category><![CDATA[banks to borrow money]]></category>
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		<category><![CDATA[Dealer Member]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=660</guid>
		<description><![CDATA[This past week, I was reading about the FDIC saying they needed to borrow money.   If that isn’t an oxymoron!   To boot, the FDIC was concerned that American would be worried if they started taking ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>So you wanted to have a child?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/07/so-you-wanted-to-have-a-child/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/07/so-you-wanted-to-have-a-child/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 13:39:23 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[American Dream]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[cost of day care]]></category>
		<category><![CDATA[Day Care]]></category>
		<category><![CDATA[expenses exceed your income]]></category>
		<category><![CDATA[Financial Bind]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Success]]></category>
		<category><![CDATA[Forethought]]></category>
		<category><![CDATA[Gen X]]></category>
		<category><![CDATA[grow your wealth]]></category>
		<category><![CDATA[Having A Baby]]></category>
		<category><![CDATA[Having A New Baby]]></category>
		<category><![CDATA[Home Cars]]></category>
		<category><![CDATA[Household Income]]></category>
		<category><![CDATA[Incomes]]></category>
		<category><![CDATA[Married Couples]]></category>
		<category><![CDATA[Nanny Services]]></category>
		<category><![CDATA[Ounce]]></category>
		<category><![CDATA[Realization]]></category>
		<category><![CDATA[the basics of financial planning]]></category>
		<category><![CDATA[Thinking About Having A Baby]]></category>
		<category><![CDATA[Time Schedule]]></category>
		<category><![CDATA[Workforce]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=655</guid>
		<description><![CDATA[Over the last few months, I have noticed an interesting pattern happening among newly married couples. These are the young early 30’s couples who spend their 20’s growing their incomes, dining and entertaining like it was going out of style, and most importantly getting the American Dream (at least in their head) of having a $500,000 home with all of the toppings. These couples seemingly had nothing that could stand in their way of financial success.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Roommate Issues &#8211; Just say Buxfer!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/06/roommate-issues-just-say-buxfer/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/06/roommate-issues-just-say-buxfer/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 14:29:45 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Basement Apartment]]></category>
		<category><![CDATA[Bedroom Apartment]]></category>
		<category><![CDATA[Buxfer]]></category>
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		<category><![CDATA[Expense Management]]></category>
		<category><![CDATA[free personal expense management site]]></category>
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		<category><![CDATA[Living Paycheck To Paycheck]]></category>
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		<category><![CDATA[Roomates and Money]]></category>
		<category><![CDATA[Roommate money Issues]]></category>
		<category><![CDATA[Roommate Situations]]></category>
		<category><![CDATA[Share Expenses]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Telephone Bill]]></category>
		<category><![CDATA[Track Expenses]]></category>
		<category><![CDATA[track expenses between multiple parties]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=609</guid>
		<description><![CDATA[With the economy tightening, and many people living paycheck to paycheck, we are seeing a return to more roommate situations to share expenses.   This can range from the traditional 2 bedroom apartment, to a single ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance- Where are we headed?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/05/health-insurance-where-are-we-headed/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/05/health-insurance-where-are-we-headed/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 13:36:14 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
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		<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[Capitalism]]></category>
		<category><![CDATA[Council Of Economic Advisors]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[Democrats verse Republicans]]></category>
		<category><![CDATA[Fruition]]></category>
		<category><![CDATA[Generation X]]></category>
		<category><![CDATA[give exemptions or tax credits to businesses]]></category>
		<category><![CDATA[Group Plan]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Insurance Companies]]></category>
		<category><![CDATA[Insurance Premiums]]></category>
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		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[Small Business Owner]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Small Group]]></category>
		<category><![CDATA[Stipends]]></category>
		<category><![CDATA[Tax Credits]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Washington D C]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=604</guid>
		<description><![CDATA[There has been a ton of press over the past few months regarding health insurance. Democrats slamming Republicans, and Republicans slamming back Democrats.

I too have a political party.  The party of the small business owner.   We take all of our cash, put a business plan together, and work 70 to 80 hours per week creating the dream of building something that will live beyond our lifetime.   However, with all that has gone on over the past year, where is the small business owner to turn when the policies from Washington, D.C. come to fruition.]]></description>
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		</item>
		<item>
		<title>Have you lost your baggage traveling? Unclaimed Baggage Center</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/02/have-you-lost-your-baggage-traveling-unclaimed-baggage-center/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/02/have-you-lost-your-baggage-traveling-unclaimed-baggage-center/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 14:23:59 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Unclaimed Baggage Center In Scottsboro]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=600</guid>
		<description><![CDATA[ You lost a piece of your luggage, and it could not be found.   You not only lost your luggage, but two of your favorite shirts and your best cologne/perfume.   What happened to all of your stuff?

It ends up in a warehouse called the Unclaimed Baggage Center in Scottsboro, Alabama.  This original concept began in 1970 when founder Doyle Owens had an innovative idea, 300 dollars, and a used pick up truck. Today, the store offers a unique shopping experience and the opportunity to discover lost treasures from around the world! The store occupies over 40,000 square feet, and stocks over 7,000 items.]]></description>
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		</item>
		<item>
		<title>Atlanta-based oXYGen Financial Featured on Rock 100.5 The Regular Guys</title>
		<link>http://www.yoursmartmoneymoves.com/2009/10/01/atlanta-based-oxygen-financial-featured-on-rock-100-5-the-regular-guys/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/10/01/atlanta-based-oxygen-financial-featured-on-rock-100-5-the-regular-guys/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 12:17:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Ted Jenkin co-CEO and Founder of oXYGen Financial]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=590</guid>
		<description><![CDATA[oXYGen Financial, the premier boutique financial services company for generation X and generation Y is now featured every Thursday morning at 8am on Atlanta&#8217;s Rock 100.5 The Regular Guys in a segment called &#8220;How NOT ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Windstorms, Hurricanes, and Tornadoes &#8211; Are You Covered?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/30/windstorms-hurricanes-and-tornadoes-are-you-covered/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/30/windstorms-hurricanes-and-tornadoes-are-you-covered/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 13:15:56 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
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		<category><![CDATA[buying separate flood insurance]]></category>
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		<category><![CDATA[Hail Damage]]></category>
		<category><![CDATA[Handful]]></category>
		<category><![CDATA[home covered for windstorm damage]]></category>
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		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Homeowners Policies]]></category>
		<category><![CDATA[Hurricane]]></category>
		<category><![CDATA[Hurricanes And Tornadoes]]></category>
		<category><![CDATA[Insurance Policies]]></category>
		<category><![CDATA[Insurer]]></category>
		<category><![CDATA[Limited]]></category>
		<category><![CDATA[Losses]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
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		<category><![CDATA[Perils]]></category>
		<category><![CDATA[Personal Belongings]]></category>
		<category><![CDATA[Personal Property]]></category>
		<category><![CDATA[Storms]]></category>
		<category><![CDATA[Tornado]]></category>
		<category><![CDATA[Tornadoes Hurricanes]]></category>
		<category><![CDATA[Windstorm coverage insurance doesn't cover flood damage]]></category>
		<category><![CDATA[Windstorm Damage]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=583</guid>
		<description><![CDATA[Windstorms, Hurricanes, and Tornadoes--Are You Covered?

Tornadoes, hurricanes, and other windstorms can cause lots of damage to your home and its contents. But will insurance cover your losses if one of these storms strikes your home? The answer is that it depends.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Long Term Care Insurance . . How Does It Work?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/29/long-term-care-insurance-how-does-it-work/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/29/long-term-care-insurance-how-does-it-work/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 12:35:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[adult day-care centers]]></category>
		<category><![CDATA[assisted-living facilities]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[basic activities of daily living]]></category>
		<category><![CDATA[Care Expenses]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Cognitive Disorder]]></category>
		<category><![CDATA[compare several insurance policies]]></category>
		<category><![CDATA[cost of assisted living]]></category>
		<category><![CDATA[cost of nursing homes]]></category>
		<category><![CDATA[costs of home care]]></category>
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		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Large Portion]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[Ltci]]></category>
		<category><![CDATA[Medicare]]></category>
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		<category><![CDATA[nursing homes]]></category>
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		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[People today are living longer]]></category>
		<category><![CDATA[private homes]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Term Care Insurance]]></category>
		<category><![CDATA[What is long-term care insurance]]></category>
		<category><![CDATA[What is the cost of long term care insurance]]></category>
		<category><![CDATA[Why you need long-term care insurance (LTCI)]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=575</guid>
		<description><![CDATA[Understanding Long-Term Care Insurance-
It's a fact: People today are living longer. Although that's good news, the odds of requiring some sort of long-term care increase as you get older. And as the costs of home care, nursing homes, and assisted living escalate, you probably wonder how you're ever going to be able to afford long-term care. One solution that is gaining in popularity is long-term care insurance (LTCI).]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Paying Too Much For Car Insurance?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/28/paying-too-much-for-car-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/28/paying-too-much-for-car-insurance/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 14:08:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Best Time]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Check out Insurance rates by location]]></category>
		<category><![CDATA[Chump Change]]></category>
		<category><![CDATA[Collision Coverage]]></category>
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		<category><![CDATA[Find the BEST insurance Rates]]></category>
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		<category><![CDATA[How to Save Money on Your Auto Insurance]]></category>
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		<category><![CDATA[Legwork]]></category>
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		<category><![CDATA[New Cars]]></category>
		<category><![CDATA[New Cars and Insurance]]></category>
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		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Paying Too Much For Car Insurance]]></category>
		<category><![CDATA[Raise your Insurance deductibles]]></category>
		<category><![CDATA[Rate Increases]]></category>
		<category><![CDATA[Simple Steps]]></category>
		<category><![CDATA[Simple Steps to Save Money]]></category>
		<category><![CDATA[Sports Cars and Insurance]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Top Of The Line Models]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=570</guid>
		<description><![CDATA[How to Save Money on Your Auto Insurance

You may have good reason to complain about the cost of your auto insurance, but have you tried to do anything about it? If you're resourceful and willing to do a little homework, there may be plenty of ways to lower your premium. And we're not necessarily talking chump change--a few simple steps can sometimes save you hundreds of dollars a year.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Getting Married?  So Is Your Money</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/25/getting-married-so-is-your-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/25/getting-married-so-is-your-money/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 12:47:10 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Alpharetta]]></category>
		<category><![CDATA[arguments about money]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[Credit Card Accounts]]></category>
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		<category><![CDATA[Financial Arrangement]]></category>
		<category><![CDATA[Financial Concerns]]></category>
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		<category><![CDATA[Financial Planning]]></category>
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		<category><![CDATA[Financial Tips for Unmarried Couples]]></category>
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		<category><![CDATA[GA 30022]]></category>
		<category><![CDATA[Household Expenses]]></category>
		<category><![CDATA[Increase your savings now]]></category>
		<category><![CDATA[Joint Accounts]]></category>
		<category><![CDATA[Joint Checking]]></category>
		<category><![CDATA[joint credit cards]]></category>
		<category><![CDATA[keep your finances separate]]></category>
		<category><![CDATA[Legal Protections]]></category>
		<category><![CDATA[Make estate planning a priority]]></category>
		<category><![CDATA[Married Couples]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Personal Expenses]]></category>
		<category><![CDATA[Personal Use]]></category>
		<category><![CDATA[Plague]]></category>
		<category><![CDATA[Plan for retirement]]></category>
		<category><![CDATA[Priorities]]></category>
		<category><![CDATA[protect your assets]]></category>
		<category><![CDATA[Sake]]></category>
		<category><![CDATA[Sign a domestic partner agreement]]></category>
		<category><![CDATA[Talk about your finances]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Unmarried Couple]]></category>
		<category><![CDATA[Unmarried Couples]]></category>
		<category><![CDATA[your partner as the beneficiary]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=553</guid>
		<description><![CDATA[Financial Tips for Unmarried Couples

If you are in a long-term, committed relationship, you have many of the same financial concerns as married couples. However, you lack many of the legal protections and advantages that married couples enjoy. Here are some tips that can help you and your partner stay on the road to financial security.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>529 Plans – Are They Right For You?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/24/529-plans-%e2%80%93-are-they-right-for-you/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/24/529-plans-%e2%80%93-are-they-right-for-you/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:38:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401 K Plans]]></category>
		<category><![CDATA[Beneficiary]]></category>
		<category><![CDATA[Business Job]]></category>
		<category><![CDATA[College Savings Plans]]></category>
		<category><![CDATA[college savings plans and prepaid tuition plans]]></category>
		<category><![CDATA[college savings plans are smart choices]]></category>
		<category><![CDATA[Coverdell Esa]]></category>
		<category><![CDATA[Custodial Account]]></category>
		<category><![CDATA[custodial accounts]]></category>
		<category><![CDATA[Economic Growth And Tax Relief Reconciliation Act]]></category>
		<category><![CDATA[Federal tax-free earnings]]></category>
		<category><![CDATA[Financial Institution]]></category>
		<category><![CDATA[High contribution limits]]></category>
		<category><![CDATA[how to save for college]]></category>
		<category><![CDATA[Internal Revenue Code]]></category>
		<category><![CDATA[Investment Account]]></category>
		<category><![CDATA[Investment flexibility]]></category>
		<category><![CDATA[Investment guarantees]]></category>
		<category><![CDATA[Investment options]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[Parents And Grandparents]]></category>
		<category><![CDATA[Pension Protection Act]]></category>
		<category><![CDATA[Professional money management]]></category>
		<category><![CDATA[Retirement Savings]]></category>
		<category><![CDATA[Saving For College]]></category>
		<category><![CDATA[Section 529 Plans]]></category>
		<category><![CDATA[Tax Relief Reconciliation Act]]></category>
		<category><![CDATA[Taxpayer Relief Act]]></category>
		<category><![CDATA[The history of 529 College plans]]></category>
		<category><![CDATA[Top Ways]]></category>
		<category><![CDATA[trusts]]></category>
		<category><![CDATA[Tuition Plans]]></category>
		<category><![CDATA[Tuition Programs]]></category>
		<category><![CDATA[What are the drawbacks of 529 plans?]]></category>
		<category><![CDATA[What exactly is a 529 plan?]]></category>
		<category><![CDATA[What's so special about 529 plans?]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=540</guid>
		<description><![CDATA[If you're already saving for college, you've probably heard about 529 plans. 529 plans are revolutionizing the way parents and grandparents save for college, similar to the way 401(k) plans revolutionized retirement savings. Americans are pouring billions of dollars into 529 plans, and contributions are expected to increase dramatically in the coming decade. Where did these plans come from, and what makes them so attractive?]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How Not To Go Broke with Kile Lewis of oXYGen Financial &#8211; 09/17/09</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/24/how-not-to-go-broke-with-kile-lewis-of-oxygen-financial-091709/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/24/how-not-to-go-broke-with-kile-lewis-of-oxygen-financial-091709/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 17:36:51 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Videos]]></category>
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		<category><![CDATA[How not to go Broke]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Oxygen]]></category>
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		<category><![CDATA[Thursday Morning]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=548</guid>
		<description><![CDATA[Enjoy this weeks

How Not To Go Broke with Kile Lewis of oXYGen Financial - 09/17/09
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calling All Students- Credit Card Last Call</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/23/calling-all-students-credit-card-last-call/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/23/calling-all-students-credit-card-last-call/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 13:31:17 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[child's credit card spending]]></category>
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		<category><![CDATA[College Students]]></category>
		<category><![CDATA[Columnist Block]]></category>
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		<category><![CDATA[Credit Card Application]]></category>
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		<category><![CDATA[credit card companies from offering gifts to college students]]></category>
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		<category><![CDATA[credit cards to individuals younger than 21]]></category>
		<category><![CDATA[credit mistake stays on your credit report for seven year]]></category>
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		<category><![CDATA[how can a college student build a credit history]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=533</guid>
		<description><![CDATA[In 2008, Sallie Mae reported that 84% of all students had a credit card.   The average balance on these cards skyrocketed from $2,169 in 2004 to $3,173 in 2008 according to Sallie Mae.   With so many credit card companies parking there tables on college campuses trying to sign kids up for credit cards it caused recent legislation to be enacted in May that will change the credit card game.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Save More For Retirement? &#8211; Think Again &#8211; 401(k) Limits</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/22/save-more-for-retirement-think-again-401k-limits/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/22/save-more-for-retirement-think-again-401k-limits/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 16:30:03 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
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		<category><![CDATA[financial advice to the X and Y Generation]]></category>
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		<category><![CDATA[Tax Management]]></category>
		<category><![CDATA[Ted Jenkin. oXYGenFinancial]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=527</guid>
		<description><![CDATA[In October, the IRS will go about announcing how much you can put in your 401(k) for 2010.   For 2009, the maximum contribution is $16,500 for people under 50 years old, and $22,000 for people who are over 50 years old.   Generally, the calculation is based upon the 3rd quarter inflation rate vs. the inflation rate one year ago.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>There is a reason 20% down should be required!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/21/there-is-a-reason-20-down-should-be-required/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/21/there-is-a-reason-20-down-should-be-required/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 11:02:52 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[1st home advice]]></category>
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		<category><![CDATA[buying a home advice]]></category>
		<category><![CDATA[Day Care]]></category>
		<category><![CDATA[Decade]]></category>
		<category><![CDATA[expenses that may occur when you own a home]]></category>
		<category><![CDATA[financial advisor]]></category>
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		<category><![CDATA[struggling with those mortgages]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Frame]]></category>
		<category><![CDATA[Young Families]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=522</guid>
		<description><![CDATA[For many years, the rule of thumb for first time homebuyers was to put 20% down when you bought your first house.   Over the past decade we saw that rule pretty much fade away.   Attracted by no money down loans, it was easy to qualify to get into a home that was likely to be several hundred thousand more in value than you could probably afford.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Active Trader: Time to Curb Your Enthusiasm</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/15/active-trader-time-to-curb-your-enthusiasm/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/15/active-trader-time-to-curb-your-enthusiasm/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 13:07:48 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Active Trader]]></category>
		<category><![CDATA[Cboe Volatility Index]]></category>
		<category><![CDATA[Curb Your Enthusiasm]]></category>
		<category><![CDATA[Dangerous Time]]></category>
		<category><![CDATA[Day Trading]]></category>
		<category><![CDATA[Don’t Let Mistakes Depress You]]></category>
		<category><![CDATA[double your money within two years]]></category>
		<category><![CDATA[Geniuses]]></category>
		<category><![CDATA[Getelementsbytagname]]></category>
		<category><![CDATA[Guage]]></category>
		<category><![CDATA[Handful]]></category>
		<category><![CDATA[How to Avoid Making Big Mistakes With Your Money]]></category>
		<category><![CDATA[Human Mentality]]></category>
		<category><![CDATA[Inflated Ego]]></category>
		<category><![CDATA[Internet Stocks]]></category>
		<category><![CDATA[Investment Research]]></category>
		<category><![CDATA[investors to believe they have become trading geniuses]]></category>
		<category><![CDATA[Mutual Fund Store]]></category>
		<category><![CDATA[O Brien]]></category>
		<category><![CDATA[professional investors]]></category>
		<category><![CDATA[S 500]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Schaeffer]]></category>
		<category><![CDATA[Senior Vice President]]></category>
		<category><![CDATA[sound investing decisions]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Stock Volatility]]></category>
		<category><![CDATA[Target]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[The CBOE Volatility Index]]></category>
		<category><![CDATA[Time Experts]]></category>
		<category><![CDATA[Time Horizon]]></category>
		<category><![CDATA[Todd Salamone]]></category>
		<category><![CDATA[Vix]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=507</guid>
		<description><![CDATA[But this is a dangerous time, experts say, because a trader’s inflated ego can get in the way of sound investing decisions. The thrill of buying a winning stock can keep them from selling that stock and locking in profits. “The human mentality is to want to have a winner,” says Todd Salamone, senior vice president of research for Schaeffer’s Investment Research. “It’s psychologically hard to admit you’re wrong.” Meanwhile volatility, after seemingly taking the summer off, has started to return to the stock market. The CBOE Volatility Index, known as the VIX and a commonly-used guage of the market’s volatility, was as low as 22 in mid-August, but popped up above 30 last week.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a Health Savings Account the best medical plan option for you?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/14/is-a-health-savings-account-the-best-medical-plan-option-for-you/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/14/is-a-health-savings-account-the-best-medical-plan-option-for-you/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 12:29:38 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Cafeteria Plan]]></category>
		<category><![CDATA[Coverage Costs]]></category>
		<category><![CDATA[Current Health]]></category>
		<category><![CDATA[Decisions on how to spend the money]]></category>
		<category><![CDATA[dental]]></category>
		<category><![CDATA[Employee Contributions]]></category>
		<category><![CDATA[Free Basis]]></category>
		<category><![CDATA[Government Intervention]]></category>
		<category><![CDATA[HDHP]]></category>
		<category><![CDATA[Health Care Coverage]]></category>
		<category><![CDATA[Health Expenses]]></category>
		<category><![CDATA[Health Insurance Choices]]></category>
		<category><![CDATA[Health Insurer]]></category>
		<category><![CDATA[Health Savings Account]]></category>
		<category><![CDATA[Health Savings Accounts Hsa]]></category>
		<category><![CDATA[High Deductible Health]]></category>
		<category><![CDATA[High Deductible Health Plan]]></category>
		<category><![CDATA[HSA Account]]></category>
		<category><![CDATA[maximum annual HSA contribution]]></category>
		<category><![CDATA[Medical Plan]]></category>
		<category><![CDATA[Medical Savings Accounts]]></category>
		<category><![CDATA[oXYGen Financial Insurance]]></category>
		<category><![CDATA[Plan Option]]></category>
		<category><![CDATA[PPO]]></category>
		<category><![CDATA[PPO/HOM]]></category>
		<category><![CDATA[Retiree Health]]></category>
		<category><![CDATA[Tax Basis]]></category>
		<category><![CDATA[tax-free basis can be medical]]></category>
		<category><![CDATA[The advantages of HSA’s]]></category>
		<category><![CDATA[Traditional Health Care]]></category>
		<category><![CDATA[traditional health care coverage costs]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=464</guid>
		<description><![CDATA[Health Savings Accounts (HSA’s) were approved by Congress in 2003—part of the largest expansion of government intervention in medicine in 40 years—and became law in January 2004.   Almost six years later, most American still don’t understand their health insurance choices.  You can’t overlook considering whether an HSA is right for your family.   Remember that an HSA is a different plan than the Medical Savings Accounts (MSA’s) which were introduced in 1996.]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What happens when the Unemployment Check runs out?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/12/what-happens-when-the-unemployment-check-runs-out/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/12/what-happens-when-the-unemployment-check-runs-out/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 12:54:58 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[1.5 million jobless Americans]]></category>
		<category><![CDATA[1930s]]></category>
		<category><![CDATA[5 Million]]></category>
		<category><![CDATA[applying for disability benefits]]></category>
		<category><![CDATA[August 1]]></category>
		<category><![CDATA[benefits from federal income tax]]></category>
		<category><![CDATA[Bulwark]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[create new jobs]]></category>
		<category><![CDATA[desperate job seekers]]></category>
		<category><![CDATA[Destitution]]></category>
		<category><![CDATA[dollars in the hands of the people]]></category>
		<category><![CDATA[employers pay into a state insurance fund]]></category>
		<category><![CDATA[Employment Law]]></category>
		<category><![CDATA[Erik Eckholm]]></category>
		<category><![CDATA[extend those unemployment benefits]]></category>
		<category><![CDATA[FL]]></category>
		<category><![CDATA[GA]]></category>
		<category><![CDATA[Half A Million]]></category>
		<category><![CDATA[how to reduce costs]]></category>
		<category><![CDATA[I can’t find a job]]></category>
		<category><![CDATA[IL]]></category>
		<category><![CDATA[IN]]></category>
		<category><![CDATA[Job Seekers]]></category>
		<category><![CDATA[Large Corporations]]></category>
		<category><![CDATA[lost your job]]></category>
		<category><![CDATA[MN]]></category>
		<category><![CDATA[MS]]></category>
		<category><![CDATA[National Employment Law Project]]></category>
		<category><![CDATA[NC]]></category>
		<category><![CDATA[New Jobs]]></category>
		<category><![CDATA[NY]]></category>
		<category><![CDATA[OH]]></category>
		<category><![CDATA[OR]]></category>
		<category><![CDATA[President Obama’s stimulus plan]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[SC]]></category>
		<category><![CDATA[Small Business Owner]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[subsidized Cobra health payments for the unemployed]]></category>
		<category><![CDATA[the National Employment Law Project]]></category>
		<category><![CDATA[the national unemployment rate]]></category>
		<category><![CDATA[Toil]]></category>
		<category><![CDATA[Unemployment Benefits]]></category>
		<category><![CDATA[Unemployment Check]]></category>
		<category><![CDATA[UNEMPLOYMENT CHECK RUNS OUT]]></category>
		<category><![CDATA[Unemployment Insurance Benefits]]></category>
		<category><![CDATA[Unemployment insurance gives income to families]]></category>
		<category><![CDATA[Unemployment Insurance Program]]></category>
		<category><![CDATA[you can’t survive if you don’t work]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=494</guid>
		<description><![CDATA[With almost 1.5 million people nearing their end of the unemployment check, the big questions will be what happens next?   If we are depending on the large corporations to create new jobs, then we will be waiting for a long time.   Big companies have been spending the last year figuring out how to reduce costs in order to meet the expectations of their shareholders.   After working 16 years for a large company, I learned restructuring is just another way to say cost cutting.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>DO YOU READ YOUR BILLS ANYMORE?   MAYBE IT IS TIME YOU SHOULD!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/11/do-you-read-your-bills-anymore-maybe-it-is-time-you-should/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/11/do-you-read-your-bills-anymore-maybe-it-is-time-you-should/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 12:26:24 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<category><![CDATA[Amherst Mass]]></category>
		<category><![CDATA[Bill Pay]]></category>
		<category><![CDATA[Circumstances]]></category>
		<category><![CDATA[Cirque Du]]></category>
		<category><![CDATA[Cirque Du Soleil]]></category>
		<category><![CDATA[Cirque du Soleil performance]]></category>
		<category><![CDATA[Cirque Soleil]]></category>
		<category><![CDATA[credit card information]]></category>
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		<category><![CDATA[E Mail]]></category>
		<category><![CDATA[Event Insurance]]></category>
		<category><![CDATA[Event Ticket]]></category>
		<category><![CDATA[Event ticket insurance]]></category>
		<category><![CDATA[Financial Sense]]></category>
		<category><![CDATA[Haggler]]></category>
		<category><![CDATA[How to save money]]></category>
		<category><![CDATA[Hurricanes]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Keith Urban]]></category>
		<category><![CDATA[Money Back]]></category>
		<category><![CDATA[offer of event insurance]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Reason]]></category>
		<category><![CDATA[rising costs on bills]]></category>
		<category><![CDATA[small fees and charges]]></category>
		<category><![CDATA[Spam Folder]]></category>
		<category><![CDATA[Strange Things]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Ticket Insurance]]></category>
		<category><![CDATA[Ticket Price]]></category>
		<category><![CDATA[Ticketmaster Surcharges]]></category>
		<category><![CDATA[Travel Insurance]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=488</guid>
		<description><![CDATA[Even if you on line bill pay, you better check your bills.  While all companies are needing to find ways to increase their revenues, small fees and charges may be on your monthly bills that you haven’t looked at yet.

IN this episode, another in our continuing series titled “Strange things charged online to my credit card that I didn’t ask for and can’t get refunded.”]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I need 3-D glasses to see the bill</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/10/i-need-3-d-glasses-to-see-the-bill/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/10/i-need-3-d-glasses-to-see-the-bill/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 12:00:21 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[adult movie ticket discounts]]></category>
		<category><![CDATA[Adult Ticket]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
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		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[free refills at the movies]]></category>
		<category><![CDATA[going to the movies]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Juice Boxes]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Movie Theater]]></category>
		<category><![CDATA[Movie Theaters]]></category>
		<category><![CDATA[movie ticket prices]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[save money going to the movies]]></category>
		<category><![CDATA[Ticket Office]]></category>
		<category><![CDATA[Y Generation]]></category>
		<category><![CDATA[Zip Lock Baggies]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=484</guid>
		<description><![CDATA[I recently took my family to go see one of the new animated movies. I didn’t realize that the main animation would be at the ticket office.  With the price being $13 for an adult ticket, and $11 for children, we were out roughly $60 before we even entered the theater. For some of you, that may be a weeks worth of groceries!]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Where are the bargains in September?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/09/where-are-the-bargains-in-september/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/09/where-are-the-bargains-in-september/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 12:55:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Atlanta Money]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[bargain deal]]></category>
		<category><![CDATA[bargain shopping in September]]></category>
		<category><![CDATA[being a smart investor]]></category>
		<category><![CDATA[Car Sales]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Dinnerware]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[family financial decisions]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Georgia Financial]]></category>
		<category><![CDATA[Heart And Soul]]></category>
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		<category><![CDATA[Income Statement]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Major Appliances]]></category>
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		<category><![CDATA[Outdoor Furniture]]></category>
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		<category><![CDATA[Polo Shirts]]></category>
		<category><![CDATA[Right Time]]></category>
		<category><![CDATA[Smart Investor]]></category>
		<category><![CDATA[Smart Shopper]]></category>
		<category><![CDATA[Summer Clothing]]></category>
		<category><![CDATA[Summer Fashion]]></category>
		<category><![CDATA[Ted Jenkin]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=480</guid>
		<description><![CDATA[To be a good CEO of your family finances, you need to begin thinking about having a quality financial plan.   Your income statement is one very key part of the heart and soul of your company.   We know that you will have to make purchases, and every month I’d like to bring you the items in that given month which should be on sale.    Since most of our family financial decisions are either reactive or impulsive, having a good list on your calendar about when to purchase an item may help you pocket additional money every year.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dollars and Sense Radio with Kile Lewis – oXYGen Financial – 09/03/2009</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/08/dollars-and-sense-radio-with-kile-lewis-%e2%80%93-oxygen-financial-%e2%80%93-09032009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/08/dollars-and-sense-radio-with-kile-lewis-%e2%80%93-oxygen-financial-%e2%80%93-09032009/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 20:27:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[In The Media]]></category>
		<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[Dollars And Sense]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Radio 5]]></category>
		<category><![CDATA[Radio Fm]]></category>
		<category><![CDATA[Thursday Morning]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=476</guid>
		<description><![CDATA[Enjoy this weeks Dollars and Sense with Kile Lewis from oXYGen Financial with the Regular Guys – Dollars and Sense Radio on 100.5 FM in Atlanta every Thursday Morning at 8 a.m – 09/30/2009]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What about the deal of the day? 1SaleADay.com</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/08/what-about-the-deal-of-the-day-1saleaday-com/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/08/what-about-the-deal-of-the-day-1saleaday-com/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 12:09:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Advisory Services Inc]]></category>
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		<category><![CDATA[bulk on line retailers]]></category>
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		<category><![CDATA[Crpc]]></category>
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		<category><![CDATA[Deal Of The Day]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Field And Stream]]></category>
		<category><![CDATA[Holiday Time]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Line Retailers]]></category>
		<category><![CDATA[looking for stocking stuffers]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Small Gifts]]></category>
		<category><![CDATA[small gifts for birthdays or holidays now]]></category>
		<category><![CDATA[Stocking Stuffers]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[www.1saleaday.com]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=335</guid>
		<description><![CDATA[It won’t be long before it is holiday time, and people will be looking for stocking stuffers and gifts to get for the family.   One great website I found and use is called www.1saleaday.com.  It is very simple as each day it only sells three items.   One item is in the wireless area, one in the watch arena, and one deal of the day that is randomly selected.    Recently, I purchased a Field and Stream men’s black rubber watch that typically retails for $34.99 for less than $10.  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Generation Y&#8217;s goal? Wealth and fame.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/07/generation-ys-goal-wealth-and-fame/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/07/generation-ys-goal-wealth-and-fame/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 12:37:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Blacksburg Va]]></category>
		<category><![CDATA[Britney And Paris]]></category>
		<category><![CDATA[Cameron Johnson]]></category>
		<category><![CDATA[Celebrity Magazine]]></category>
		<category><![CDATA[Common Person]]></category>
		<category><![CDATA[Concerned about finances]]></category>
		<category><![CDATA[David Morrison]]></category>
		<category><![CDATA[Eighty One]]></category>
		<category><![CDATA[Fame And Fortune]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[Glow And Glare]]></category>
		<category><![CDATA[Jessica And Nick]]></category>
		<category><![CDATA[Life Goal]]></category>
		<category><![CDATA[Life Goals]]></category>
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		<category><![CDATA[Millennial Generation]]></category>
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		<category><![CDATA[oXYGen Financial]]></category>
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		<category><![CDATA[Pressure to fit in]]></category>
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		<category><![CDATA[Sponsorship Deals]]></category>
		<category><![CDATA[Usa Today]]></category>
		<category><![CDATA[want to be rich and famous]]></category>
		<category><![CDATA[Wealth and fame]]></category>
		<category><![CDATA[X and Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=451</guid>
		<description><![CDATA[Generation Y's goal? Wealth and fame. Eighty-one percent of 18- to 25-year-olds surveyed in a Pew Research Center poll released today said getting rich is their generation's most important or second-most-important life goal; 51% said the same about being famous.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How about a little FIRE in your phone? Cellfire.com</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/04/how-about-a-little-fire-in-your-phone-cellfire-com/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/04/how-about-a-little-fire-in-your-phone-cellfire-com/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 08:02:55 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Blackberry]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cashier]]></category>
		<category><![CDATA[Cellfire]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Digital Coupon]]></category>
		<category><![CDATA[Endorsement]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Hollywood Video]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Kroger Grocery Stores]]></category>
		<category><![CDATA[Little Fire]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Pda Devices]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Sports Scores]]></category>
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		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=453</guid>
		<description><![CDATA[One great website I found and use is called www.cellfire.com.  It is a really cool digital coupon site that works geographically based upon your zip code.   Once you have downloaded the program from the internet, all you have to do is show the cashier the coupons, and it is easy as that.  Locally, large chains such as Kroger grocery stores and Hollywood Video are participants of the program.  In your area, there may be other local vendors that are on the network. ]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should you finance your company with a credit card?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/03/should-you-finance-your-company-with-a-credit-card/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/03/should-you-finance-your-company-with-a-credit-card/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 12:31:49 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[401(k) money to start  business]]></category>
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		<category><![CDATA[Bank Loan]]></category>
		<category><![CDATA[Christina Kelly]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card debt is very expensive]]></category>
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		<category><![CDATA[credit card to cover costs at your new business]]></category>
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		<category><![CDATA[Ewing Marion Kauffman]]></category>
		<category><![CDATA[Ewing Marion Kauffman Foundation]]></category>
		<category><![CDATA[finance your company]]></category>
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		<category><![CDATA[Hess School]]></category>
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		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[price to pay when you borrow debt]]></category>
		<category><![CDATA[relying on credit card debt can turn into a death spiral]]></category>
		<category><![CDATA[School Of Business]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Start Up Business]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[the Community Express loan guarantee]]></category>
		<category><![CDATA[Thomas Kelly]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=332</guid>
		<description><![CDATA[Should you finance your company with a credit card?
Haven’t we learned anything yet?  There is always a price to pay when you borrow debt.For every $1,000 in unpaid credit card debt, a start-up business increases the probability that it will close by 2.2% on average compared with having no such debt, economics researcher Robert H. Scott said in a report released this month.]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>9 financial tips for Generation Y</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/01/9-financial-tips-for-generation-y/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/01/9-financial-tips-for-generation-y/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 12:17:19 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[30 Somethings]]></category>
		<category><![CDATA[9 financial tips for Generation Y]]></category>
		<category><![CDATA[Assess your career]]></category>
		<category><![CDATA[Bankrate]]></category>
		<category><![CDATA[Capital Investment Advisors]]></category>
		<category><![CDATA[Card Nation]]></category>
		<category><![CDATA[Career Choices]]></category>
		<category><![CDATA[Cash Cushion]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[Consider housing options]]></category>
		<category><![CDATA[Conversations]]></category>
		<category><![CDATA[Credit Card Balances]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[discussing money with your significant other]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[Get insured]]></category>
		<category><![CDATA[Have the money talk]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Investment Adviser]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Living Paycheck To Paycheck]]></category>
		<category><![CDATA[Lunch Money]]></category>
		<category><![CDATA[Making a Budget]]></category>
		<category><![CDATA[Metlife]]></category>
		<category><![CDATA[Money Concerns]]></category>
		<category><![CDATA[Number Crunching]]></category>
		<category><![CDATA[Online Tools]]></category>
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		<category><![CDATA[Paycheck To Paycheck]]></category>
		<category><![CDATA[Personal Relationships]]></category>
		<category><![CDATA[Preparation For Marriage]]></category>
		<category><![CDATA[Probability]]></category>
		<category><![CDATA[Renters Insurance]]></category>
		<category><![CDATA[Renting An Apartment]]></category>
		<category><![CDATA[Respect debt]]></category>
		<category><![CDATA[Rethink education]]></category>
		<category><![CDATA[Robert Manning]]></category>
		<category><![CDATA[Roommates]]></category>
		<category><![CDATA[Sarah Young Fisher]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Saving For Retirement]]></category>
		<category><![CDATA[Savvy Investor]]></category>
		<category><![CDATA[Senior Vice President]]></category>
		<category><![CDATA[Shape Health]]></category>
		<category><![CDATA[sound financial start]]></category>
		<category><![CDATA[things that will impact your financial security]]></category>
		<category><![CDATA[Todd Katz]]></category>
		<category><![CDATA[Work Wardrobe]]></category>
		<category><![CDATA[you can build your savings]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=319</guid>
		<description><![CDATA[9 financial tips for Generation Y. Perhaps not surprisingly, more than half of employees between 21 and 32 say that they're living paycheck to paycheck, according to a recent survey by insurer Metlife. Nearly three-fourths of respondents are concerned about making ends meet.

Fortunately, you can get off to a sound financial start with these nine tips.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Join Ted Jenkin on 790 The Zone Sept 8th &#8211; 9:25am</title>
		<link>http://www.yoursmartmoneymoves.com/2009/09/01/join-ted-jenkin-on-790-the-zone-sept-8th-925am/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/09/01/join-ted-jenkin-on-790-the-zone-sept-8th-925am/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 11:23:26 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[In The Media]]></category>
		<category><![CDATA[790 The Zone]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Ted]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=469</guid>
		<description><![CDATA[Join Ted Jenkin, Co-CEO and Founder oXYGen Financial, Inc. - live September 8th on 790 The Zone - Click here to join in LIVE at 9:25 am]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Now The Right Time to Join a Country Club?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/31/is-now-the-right-time-to-join-a-country-club/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/31/is-now-the-right-time-to-join-a-country-club/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 12:13:52 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Athletic Club]]></category>
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		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Club Membership]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Country Clubs]]></category>
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		<category><![CDATA[Dealer Member]]></category>
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		<category><![CDATA[Initiation Fee]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Is Now The Right Time to Join a Country Club?]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Joining a country club]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Local Country]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Sport Club]]></category>
		<category><![CDATA[start saving today]]></category>
		<category><![CDATA[the X and Y Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=316</guid>
		<description><![CDATA[There has always been an allure about joining a local country club.  With how things are going in the overall economy these days, now may be the perfect opportunity to venture  into that country club that you always wanted to join, but thought that you could never afford.  Many of the upper-end country clubs today have either reduced or waived their overall initiation fee, which is the first hurdle for most people.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dollars and Sense Radio with Kile Lewis &#8211; oXYGen Financial &#8211; 08/27/2009</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/30/dollars-and-sense-radio-with-kile-lewis-oxygen-financial-08272009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/30/dollars-and-sense-radio-with-kile-lewis-oxygen-financial-08272009/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 14:27:11 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[100.5 FM in Atlanta]]></category>
		<category><![CDATA[Dollars And Sense]]></category>
		<category><![CDATA[Dollars and Sense Radio]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Radio 5]]></category>
		<category><![CDATA[Radio Fm]]></category>
		<category><![CDATA[The Regular Guys]]></category>
		<category><![CDATA[Thursday Morning]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=322</guid>
		<description><![CDATA[Enjoy this weeks Dollars and Sense with Kile Lewis from oXYGen Financial with the Regular Guys - Dollars and Sense Radio on 100.5 FM in Atlanta every Thursday Morning at 8 a.m - 08/27/2009]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Important Things You Should Know About the Future of Credit Card Legislation</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/28/10-important-things-you-should-know-about-the-future-of-credit-card-legislation/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/28/10-important-things-you-should-know-about-the-future-of-credit-card-legislation/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 11:45:34 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[45 days notice before increasing interest rates and fees]]></category>
		<category><![CDATA[Accountability]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[College Students]]></category>
		<category><![CDATA[credit card accountability responsibility and disclosure act]]></category>
		<category><![CDATA[Credit Card Balance]]></category>
		<category><![CDATA[Credit Card Companies]]></category>
		<category><![CDATA[Credit card Rates and Fees]]></category>
		<category><![CDATA[Credit Card Teaser Rates]]></category>
		<category><![CDATA[Disclosure Act]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Having a co-signer for a credit card]]></category>
		<category><![CDATA[Hectic Lives]]></category>
		<category><![CDATA[How to save money]]></category>
		<category><![CDATA[Important Things]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Issuers]]></category>
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		<category><![CDATA[Time 2]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=312</guid>
		<description><![CDATA[Beginning this month in August and future months going forward, the credit card accountability responsibility and disclosure act will go into effect and it phases in over roughly the next 13 months.  There are many different mandates, but I wanted to share 10 with you that I thought would be of significance as you plan your personal finances.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2009: Housing Bust or Housing Boom &#8211; Should you buy a second home?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/27/2009-housing-bust-or-housing-boom-should-you-buy-a-second-home/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/27/2009-housing-bust-or-housing-boom-should-you-buy-a-second-home/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 16:04:26 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[$8000 first-time home buyer tax credit]]></category>
		<category><![CDATA[All-Time record for single family home sales]]></category>
		<category><![CDATA[Bargain Prices]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[chance at building wealth]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[First Time Home Buyer Tax Credit]]></category>
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		<category><![CDATA[First time home buyers cash in]]></category>
		<category><![CDATA[home buyers are trying to cash in]]></category>
		<category><![CDATA[International Attention]]></category>
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		<category><![CDATA[Investing in Real Estate]]></category>
		<category><![CDATA[investor recognizes bargains]]></category>
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		<category><![CDATA[Nd Qtr]]></category>
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		<category><![CDATA[Personal Residence]]></category>
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		<category><![CDATA[Single Family Home Sales]]></category>
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		<category><![CDATA[Wide Margin]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=309</guid>
		<description><![CDATA[Its official, the 2nd Qtr of 2009 set the All-Time record for single family home sales, eclipsing the 2nd Qtr of 2005 by a wide margin.  Many people don’t realize that the 1st Qtr of 2009 also set the All-Time home sales record, and the 4th Qtr of 2008 was nearly a record.  Home sales in June were up 137% over 2008, a trend we’re seeing regularly throughout SW Florida.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Regular Guys &#8211; Dollars and Sense with Kile Lewis of Oxygen Financial –  08/20/09</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/26/the-regular-guys-dollars-and-sense-with-kile-lewis-of-oxygen-financial-%e2%80%93-082009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/26/the-regular-guys-dollars-and-sense-with-kile-lewis-of-oxygen-financial-%e2%80%93-082009/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 16:12:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Video Learning / Media]]></category>
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		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dollar]]></category>
		<category><![CDATA[Dollars And Sense]]></category>
		<category><![CDATA[Financial Radio Show]]></category>
		<category><![CDATA[Kile]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Lewis Co]]></category>
		<category><![CDATA[Money Help]]></category>
		<category><![CDATA[Money Talk Radio]]></category>
		<category><![CDATA[Morning Radio Program]]></category>
		<category><![CDATA[Oxygen]]></category>
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		<category><![CDATA[The Regular Guys]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=298</guid>
		<description><![CDATA[Kile Lewis, Founder and co-CEO of oXYGen Financial on the popular morning radio program The Regular Guys at 7:30 a.m. every Thursday on 100.5 FM in Atlanta. Dollars and Sense with Kile Lewis of Oxygen Financial]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2009/08/26/the-regular-guys-dollars-and-sense-with-kile-lewis-of-oxygen-financial-%e2%80%93-082009/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Top 10 First Time Homebuyer Mistakes!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/26/top-10-first-time-homebuyer-mistakes/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/26/top-10-first-time-homebuyer-mistakes/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 13:41:56 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
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		<category><![CDATA[Adjustable Rate Mortgages]]></category>
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		<category><![CDATA[Ball Park]]></category>
		<category><![CDATA[Buying House]]></category>
		<category><![CDATA[Buying more house than you can afford]]></category>
		<category><![CDATA[Consequences]]></category>
		<category><![CDATA[Debt Payments]]></category>
		<category><![CDATA[Disclosure]]></category>
		<category><![CDATA[First House]]></category>
		<category><![CDATA[fixed rate mortgages]]></category>
		<category><![CDATA[Habit]]></category>
		<category><![CDATA[Hud]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[interest only mortgages]]></category>
		<category><![CDATA[Making a Budget]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Payment]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Not being at the home inspection]]></category>
		<category><![CDATA[Not having the right real estate agent]]></category>
		<category><![CDATA[Not knowing the ‘real’ bills of the home you are buying]]></category>
		<category><![CDATA[Not picking the right mortgage]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[OxygenFinancial]]></category>
		<category><![CDATA[Paying PMI]]></category>
		<category><![CDATA[Pool]]></category>
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		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Time Homebuyer]]></category>
		<category><![CDATA[Top 10 First Time Homebuyer Mistakes]]></category>
		<category><![CDATA[Unexpected Bills]]></category>
		<category><![CDATA[Unnecessary Insurance]]></category>
		<category><![CDATA[Upkeep]]></category>
		<category><![CDATA[Writing the contract without a contingency offer]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=302</guid>
		<description><![CDATA[Top 10 First Time Homebuyer Mistakes! 1.Buying more house than you can afford. Typically, you don’t want your mortgage payment to be more than 28% to 34% of your monthly income.  For example, if your monthly income is $5,000, a total mortgage payment of $1,500 will be in the ball park.  Of course, you need to include all of your overall debt payments which should never be more than 40% to 45% of your overall bills.
]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>Top 10 Ten reasons NOT to buy bottled water &#8211; oXYGen Financial</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/22/top-10-ten-reasons-not-to-buy-bottled-water-oxygen-financial/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/22/top-10-ten-reasons-not-to-buy-bottled-water-oxygen-financial/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 16:32:05 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
		<category><![CDATA[1 Liter]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Bottled Water]]></category>
		<category><![CDATA[Contaminants]]></category>
		<category><![CDATA[Dental Problems]]></category>
		<category><![CDATA[Landfills]]></category>
		<category><![CDATA[Liters]]></category>
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		<category><![CDATA[Tap Water]]></category>
		<category><![CDATA[Top 10 Reasons]]></category>
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		<category><![CDATA[Top Ten reasons NOT to buy bottled water]]></category>
		<category><![CDATA[Waste Water]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=295</guid>
		<description><![CDATA[Top Ten reasons NOT to buy bottled water - oXYGen Financial]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Regular Guys Dollars and Sense with Kile Lewis of Oxygen Financial &#8211; 08132009</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/21/the-regular-guys-dollars-and-sense-with-kile-lewis-of-oxygen-financial-08132009/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/21/the-regular-guys-dollars-and-sense-with-kile-lewis-of-oxygen-financial-08132009/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 13:59:41 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[oXYGenFinancial Videos]]></category>
		<category><![CDATA[100.5 FM in Atlanta]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dollar]]></category>
		<category><![CDATA[Dollars And Sense]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[how you can save money]]></category>
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		<category><![CDATA[popular morning radio program]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=291</guid>
		<description><![CDATA[Listen every Thursday morning at 8am for Dollar$ and Sen$e with The Regular Guys.
Kile Lewis, Co-CEO and Founder of, oXYGen Financial  has financial tips on how you can save money and help you Breathe Easier®.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is it Worth Having a Gym Membership?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/20/is-it-worth-having-a-gym-membership/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/20/is-it-worth-having-a-gym-membership/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 12:50:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Atlanta Area]]></category>
		<category><![CDATA[Cancel Membership]]></category>
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		<category><![CDATA[Cristina Briboneria]]></category>
		<category><![CDATA[Dollar A Day]]></category>
		<category><![CDATA[Financial Fitness]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Fresh Air]]></category>
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		<category><![CDATA[Is it Worth Having a Gym Membership]]></category>
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		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Stretches]]></category>
		<category><![CDATA[Tax Dollars]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[thinking of canceling my gym membership]]></category>
		<category><![CDATA[utilize the recreational parks in your community save money]]></category>
		<category><![CDATA[Workout Buddy]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=234</guid>
		<description><![CDATA[Lately, I've been thinking of canceling my gym membership. What I've found is that most people do not use their gym membership to its full capacity, especially for as much as we all pay for it. My membership is a dollar a day, which is approximately $35 dollars a month including taxes. How often do you go to the gym in a month? Is it worth $35 a month? I haven't been to the gym for about two months and I usually go once every other month and I know for a fact that I have not use it like I should. If you do use your gym membership—that is awesome, you are definitely getting your money’s worth!]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>My Beautiful Car and Its Insurance</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/19/my-beautiful-car-and-its-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/19/my-beautiful-car-and-its-insurance/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 12:45:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Accidents]]></category>
		<category><![CDATA[Beautiful Car]]></category>
		<category><![CDATA[Body Shop]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Cfo]]></category>
		<category><![CDATA[Citation]]></category>
		<category><![CDATA[different body shop than what your insurance company]]></category>
		<category><![CDATA[diminished value claim]]></category>
		<category><![CDATA[Do you have car insurance]]></category>
		<category><![CDATA[Estim]]></category>
		<category><![CDATA[file the claim with insurance company]]></category>
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		<category><![CDATA[other insurance company provide you with a rental car]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Parking Lot]]></category>
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		<category><![CDATA[Wreckless]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=231</guid>
		<description><![CDATA[Cristina Briboneria Private CFO™ oXYGen Financial, Inc.
 
Request a FREE consultation: www.oxygenfinancial.net
Have you ever been in an accident? Do you have car insurance?
Last Friday, I was in an accident in a Kroger’s Parking Lot. The ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which person are you? I Say Spend. You Say No.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/18/which-person-are-you-i-say-spend-you-say-no/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/18/which-person-are-you-i-say-spend-you-say-no/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 16:41:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
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		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Feather Flock]]></category>
		<category><![CDATA[Financial choices i a relationship]]></category>
		<category><![CDATA[love and money]]></category>
		<category><![CDATA[Married Couple]]></category>
		<category><![CDATA[Money Issues in Relationships]]></category>
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		<category><![CDATA[oXYGen Financial is the Solution]]></category>
		<category><![CDATA[Pennies]]></category>
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		<category><![CDATA[Selected Group]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=227</guid>
		<description><![CDATA[Despite the old saying “opposites attract,” scholars have found that in almost every way imaginable, people tend to choose mates who look, sound and act as they do. But in the area perhaps most fraught with potential conflict — money — somehow, some way, people gravitate toward their polar opposite, a new study says.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top Ten Late Night Cheap Eats</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/17/top-ten-late-night-cheap-eats/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/17/top-ten-late-night-cheap-eats/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 12:27:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
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		<category><![CDATA[Chili]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Fridge]]></category>
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		<category><![CDATA[Pancakes]]></category>
		<category><![CDATA[Pecan Pie]]></category>
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		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=223</guid>
		<description><![CDATA[Top Ten Late Night Cheap Eats ]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Top 10 Estate Planning Mistakes!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/14/top-10-estate-planning-mistakes/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/14/top-10-estate-planning-mistakes/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 13:08:15 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
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		<category><![CDATA[how the unified credit works]]></category>
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		<category><![CDATA[Top 10 Estate Planning Mistakes]]></category>
		<category><![CDATA[Where to leave your assets]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=219</guid>
		<description><![CDATA[Top 10 Estate Planning Mistakes! At oXYGenFinancial - We help our clients Breathe Easier® about their financial future by being their Private CFO™]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Craigslist Shopping &#8211; Money Saving Tips by Cristina Briboneria</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/13/craigslist-shopping-money-saving-tips-by-cristina-briboneria/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/13/craigslist-shopping-money-saving-tips-by-cristina-briboneria/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 12:44:09 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Alpharetta Georgia]]></category>
		<category><![CDATA[Bargain]]></category>
		<category><![CDATA[buy for a bargain]]></category>
		<category><![CDATA[Consultation]]></category>
		<category><![CDATA[Craigslist]]></category>
		<category><![CDATA[Cristina]]></category>
		<category><![CDATA[Cristina Briboneria]]></category>
		<category><![CDATA[financial advice to the X and Y Generation]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Happy Hunting]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Making a Budget]]></category>
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		<category><![CDATA[right financial decisions]]></category>
		<category><![CDATA[Shopping Online]]></category>
		<category><![CDATA[Xbox]]></category>
		<category><![CDATA[Xbox 360]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=214</guid>
		<description><![CDATA[It’s important that you have someone there to help you determine if what you want is something you should purchase at the store or on Craigslist so that you know you’ve made the right financial decisions. Click here to Visit or Call Oxygen Financial at 678-551-7955 for a consultation to learn more so you don’t feel overwhelmed while you’re shopping online! Happy hunting!!]]></description>
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		</item>
		<item>
		<title>Ted Jenkin on 790 The Zone &#8211; Mayhem in the AM</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/11/ted-jenkin-on-790-the-zone-mayhem-in-the-am/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/11/ted-jenkin-on-790-the-zone-mayhem-in-the-am/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 12:37:10 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Video Learning / Media]]></category>
		<category><![CDATA[790 The Zone]]></category>
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		<category><![CDATA[Business Expert]]></category>
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		<category><![CDATA[Financial Future]]></category>
		<category><![CDATA[Financial Radio Show]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Mayhem]]></category>
		<category><![CDATA[Mayhem in the AM]]></category>
		<category><![CDATA[Money Decisions]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Personal Finances]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=209</guid>
		<description><![CDATA[Join oXYGenFinancial -  TUESDAYS 9:25 A.M. on 790 THE ZONE ON MAYHEM IN THE A.M.

Ted Jenkin, Founder and co-CEO of oXYGen Financial will be on Mayhem in the A.M. on 790 the Zone http://www.790TheZone.com (790 AM) on Tuesday’s at 9:25 A.M. as the resident business expert on improving your financial future.]]></description>
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		<title>Have you shopped your gas bill lately?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/11/have-you-shopped-your-gas-bill-lately/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/11/have-you-shopped-your-gas-bill-lately/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 12:30:04 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Commodities]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Differentials]]></category>
		<category><![CDATA[fixed gas rates and prices]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Good Time]]></category>
		<category><![CDATA[hidden fees]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[lock in the best natural gas price]]></category>
		<category><![CDATA[Natural Gas Price]]></category>
		<category><![CDATA[Natural Gas Prices]]></category>
		<category><![CDATA[Oil Price]]></category>
		<category><![CDATA[Opportune Time]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Professional Financial Advice]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Save money on your Gas bill]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[X and Y Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=206</guid>
		<description><![CDATA[I don't know if you've noticed, but the natural gas price to oil price is at an all-time low when you look at the spread differentials between natural gas and oil.  Many of the gas companies will lock your overall gas rate on your bill from anywhere from 12 to 18 months on a fixed rate dependent on your local gas company. ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Top Ten Reasons To Buy A Used Car vs. A New Car</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/10/top-ten-reasons-to-buy-a-used-car-vs-a-new-car/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/10/top-ten-reasons-to-buy-a-used-car-vs-a-new-car/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 12:26:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[oXYGenFinancial Top Tens]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Car Warranty]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Dealer Certification Programs]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[Financing is cheap right now]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[New Car Smell]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Shelf Life]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Top Ten Reasons]]></category>
		<category><![CDATA[Top Ten Reasons To Buy A Used Car]]></category>
		<category><![CDATA[Warranty]]></category>
		<category><![CDATA[Warranty Programs]]></category>
		<category><![CDATA[Worry]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=203</guid>
		<description><![CDATA[Top Ten Reasons To Buy A Used Car vs. A New Car

Someone else pays for your depreciation
Auto insurance is cheaper
Monthly payments are lower
You could buy a car for cash
Less worry about having to buy extras
Dealer ...]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>oXYGen Financial Customers Save with Gas South by Kevin Greiner, President and CEO, Gas South</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/07/oxygen-financial-customers-save-with-gas-south-by-kevin-greiner-president-and-ceo-gas-south/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/07/oxygen-financial-customers-save-with-gas-south-by-kevin-greiner-president-and-ceo-gas-south/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 12:59:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[big budget saver]]></category>
		<category><![CDATA[Carbon Content]]></category>
		<category><![CDATA[Consternation]]></category>
		<category><![CDATA[Current Gas Prices]]></category>
		<category><![CDATA[Drilling Methods]]></category>
		<category><![CDATA[Gas Promotion Code]]></category>
		<category><![CDATA[Gas South discount]]></category>
		<category><![CDATA[Good Friends]]></category>
		<category><![CDATA[Greiner]]></category>
		<category><![CDATA[Horizontal Drilling]]></category>
		<category><![CDATA[How to Save money on Energy Bills]]></category>
		<category><![CDATA[Industrial Users]]></category>
		<category><![CDATA[lowest fixed rates available in Georgia]]></category>
		<category><![CDATA[Mild Weather]]></category>
		<category><![CDATA[Natural Gas Bills]]></category>
		<category><![CDATA[Natural Gas Consumers]]></category>
		<category><![CDATA[Natural Gas Prices]]></category>
		<category><![CDATA[Natural Gas Production]]></category>
		<category><![CDATA[Natural Gas Promotion Code]]></category>
		<category><![CDATA[Natural Gas Rates]]></category>
		<category><![CDATA[Natural gas rates in Georgia]]></category>
		<category><![CDATA[Natural Gas Suppliers]]></category>
		<category><![CDATA[Natural Gas: Time to Lock In]]></category>
		<category><![CDATA[New Discoveries]]></category>
		<category><![CDATA[Power Plants]]></category>
		<category><![CDATA[Price Swings]]></category>
		<category><![CDATA[Save money on Gas]]></category>
		<category><![CDATA[Shale Formations]]></category>
		<category><![CDATA[Technological Breakthroughs]]></category>
		<category><![CDATA[Wholesale Natural Gas]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=166</guid>
		<description><![CDATA[Gas South would like to help you manage your natural gas bills.  We’re a locally owned and operated natural gas supplier that serves over 225,000 customers throughout Georgia.  We pride ourselves on offering simple and very competitive rate plans, great customer service, and an easy-to-use website that allows you to enroll and pay your bills online.  To make your decision even easier, we are offering oXYGen Financial customers our “Friends and Family” rates which provide a two-cent per therm discount off of all of our rate plans.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Feeling Confused About Investing? It’s fight or flight</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/05/feeling-confused-about-investing-it%e2%80%99s-fight-or-flight/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/05/feeling-confused-about-investing-it%e2%80%99s-fight-or-flight/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 21:17:44 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Confused Mind]]></category>
		<category><![CDATA[Confusion]]></category>
		<category><![CDATA[Consultation]]></category>
		<category><![CDATA[Consumer Advocate]]></category>
		<category><![CDATA[Emotions]]></category>
		<category><![CDATA[Feelings]]></category>
		<category><![CDATA[Financial Decision]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Haunted House]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[looking at insurance]]></category>
		<category><![CDATA[making financial decisions]]></category>
		<category><![CDATA[Notion]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Right Decision]]></category>
		<category><![CDATA[Right Time]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[what type of insurance you're going to buy]]></category>
		<category><![CDATA[where you're going to invest]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=197</guid>
		<description><![CDATA[One of the worst feelings you could possibly have as a consumer is that notion of being confused about where you're going to invest your money, what type of insurance you're going to buy, or just making a major purchase to your house.   It seems the more information you get, the more confused you can become about what is the right decision.   Most people say a confused mind says no.]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Make Sure To “Beta” Test Your Portfolio</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/04/make-sure-to-%e2%80%9cbeta%e2%80%9d-test-your-portfolio/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/04/make-sure-to-%e2%80%9cbeta%e2%80%9d-test-your-portfolio/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 13:48:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Alpharetta Georgia]]></category>
		<category><![CDATA[Beta Test]]></category>
		<category><![CDATA[Beta Testing]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[how much risk you are taking]]></category>
		<category><![CDATA[how risky your portfolio is]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Test Projects]]></category>
		<category><![CDATA[Test Your Portfolio]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=163</guid>
		<description><![CDATA[Beta is one measure of risk your portfolio is taking. Generally, what it measures is how risky your portfolio is to the market as a whole. For example, a portfolio that has a beta of more than one is generally going to be more risky than the stock market as a whole, and a portfolio that has a beta of less than one is going to be less risky than the stock market as a whole.]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Even the Orthodontist offers coupons!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/08/03/even-the-orthodontist-offers-coupons/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/08/03/even-the-orthodontist-offers-coupons/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 12:46:07 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ask Question]]></category>
		<category><![CDATA[Braces]]></category>
		<category><![CDATA[Cfo]]></category>
		<category><![CDATA[Child Dentist]]></category>
		<category><![CDATA[Company Insurance]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[Dentist coupons]]></category>
		<category><![CDATA[Diagnostic Fee]]></category>
		<category><![CDATA[Gross Fee]]></category>
		<category><![CDATA[How to Save money on Braces]]></category>
		<category><![CDATA[How to SAVE more Money]]></category>
		<category><![CDATA[Installments]]></category>
		<category><![CDATA[Insurance Cover]]></category>
		<category><![CDATA[Insurance Plans]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Lump Sum]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Mouths]]></category>
		<category><![CDATA[Orthodontist]]></category>
		<category><![CDATA[Orthodontist Coupons]]></category>
		<category><![CDATA[Orthodontists]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Personal Cash Flow]]></category>
		<category><![CDATA[Retainers]]></category>
		<category><![CDATA[Shape]]></category>
		<category><![CDATA[Sum Program]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Teeth]]></category>
		<category><![CDATA[X Rays]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=158</guid>
		<description><![CDATA[When you start taking your child to the dentist, life is pretty good . . . until their teeth grow into their mouths. I know technology has made everything smaller today, but is it possible that they have made our kid’s mouths smaller? I have three kid’s and it turns out the dentist ‘recommends’ they all get braces in some way, shape, or form.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance by Arthur Benz</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/29/health-insurance-by-arthur-benz/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/29/health-insurance-by-arthur-benz/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 12:33:20 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Alpharetta]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Arthur Benz]]></category>
		<category><![CDATA[Bad Decision]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Cobra Coverage]]></category>
		<category><![CDATA[Current Health]]></category>
		<category><![CDATA[Financial Insurance]]></category>
		<category><![CDATA[Getting Health Care]]></category>
		<category><![CDATA[Health Conditions]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Coverage]]></category>
		<category><![CDATA[Health Related Issues]]></category>
		<category><![CDATA[High Blood Pressure]]></category>
		<category><![CDATA[Insurance Agency]]></category>
		<category><![CDATA[Insurance Carriers]]></category>
		<category><![CDATA[Layoffs]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial Insurance]]></category>
		<category><![CDATA[Pre Existing Conditions]]></category>
		<category><![CDATA[Premiums]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[Wrong Answer]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=147</guid>
		<description><![CDATA[There are announcements almost every day of layoffs across the country. With roughly 10 percent unemployment across the United States people are concerned about their health insurance coverage. One of the things that we've been hearing is that people simply do not know whether to utilize COBRA coverage or purchase their own separate policies. written by Arthur Benz
President, oXYGen Financial Insurance, Inc.
Insurance Agency]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IF YOU CAN’T EXPLAIN IT ON ONE PAGE . . . DON’T DO IT!!</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/28/if-you-can%e2%80%99t-explain-it-on-one-page-don%e2%80%99t-do-it/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/28/if-you-can%e2%80%99t-explain-it-on-one-page-don%e2%80%99t-do-it/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 13:48:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[13 Years]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Atlanta Georgia Money]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Electrical Engineering]]></category>
		<category><![CDATA[Empire State Building]]></category>
		<category><![CDATA[future of health insurance in our country]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Plan]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Investors Business Daily]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Little Bit]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Page Don]]></category>
		<category><![CDATA[Proposals]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[X Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=143</guid>
		<description><![CDATA[Over this past week, I've been watching many different proposals around health insurance in the United States.  In one magazine, Investors Business Daily, they had a flow chart of what the health insurance plan would look like.  It looked more like an electrical engineering chart of the Empire State Building than it did a health insurance plan.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Focus on the purchase price . . . not the payment.</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/27/focus-on-the-purchase-price-not-the-payment/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 13:05:00 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Best Of Luck]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[buying your car]]></category>
		<category><![CDATA[Car Dealer]]></category>
		<category><![CDATA[Car Financing]]></category>
		<category><![CDATA[Car Price]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Future Value]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[negotiate the price of the car]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Present Value]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[shopping for a car]]></category>
		<category><![CDATA[Ted]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=138</guid>
		<description><![CDATA[The other day, my mom called me up from New Jersey and she was shopping for a car. She told me over the phone what she thought was she could afford on a monthly basis for a payment.  That’s when I stopped her and said, “Never tell the dealership what you want your monthly payment to be when you negotiate a car price.”   If you talk about monthly payments at the car dealer, that is when you get yourself in a trap. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Three Legged Stool Is Now A Pogo Stick?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/24/your-three-legged-stool-is-now-a-pogo-stick/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/24/your-three-legged-stool-is-now-a-pogo-stick/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 17:24:54 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Cash Value Life Insurance]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Death Protection]]></category>
		<category><![CDATA[Expectation]]></category>
		<category><![CDATA[Generation X and Generation Y]]></category>
		<category><![CDATA[Grandparents]]></category>
		<category><![CDATA[investment portfolio]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pension Plan]]></category>
		<category><![CDATA[Pension Savings]]></category>
		<category><![CDATA[Personal Investments]]></category>
		<category><![CDATA[Personal Savings]]></category>
		<category><![CDATA[Pogo Stick]]></category>
		<category><![CDATA[Private Companies]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Risk Tolerances]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Supplemental Income]]></category>
		<category><![CDATA[Tax Bracket]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Third Leg]]></category>
		<category><![CDATA[Thought Process]]></category>
		<category><![CDATA[Three Legged Stool]]></category>
		<category><![CDATA[Traditional Sense]]></category>
		<category><![CDATA[using of cash value life insurance]]></category>
		<category><![CDATA[Wage Earner]]></category>
		<category><![CDATA[Where has my money gone]]></category>
		<category><![CDATA[Work Pension]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=135</guid>
		<description><![CDATA[It used to be that when most people talked about their retirement, the expectation was to have a three legged stool for deriving income when you actually retired. So, where is your pension coming from in retirement? Without a pension, you’ll have to hop that pogo stick of personal savings and investments to your retirement dreams.]]></description>
		<wfw:commentRss>http://www.yoursmartmoneymoves.com/2009/07/24/your-three-legged-stool-is-now-a-pogo-stick/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Could Your Blackberry Make You Money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/07/17/could-your-blackberry-make-you-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/07/17/could-your-blackberry-make-you-money/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 12:30:32 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Advisory Services Inc]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Blackberry]]></category>
		<category><![CDATA[Broker Dealer]]></category>
		<category><![CDATA[Cellfire]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Coupon Clipping]]></category>
		<category><![CDATA[Coupons on Your Blackberry]]></category>
		<category><![CDATA[Coupons on Your Iphone]]></category>
		<category><![CDATA[Dealer Member]]></category>
		<category><![CDATA[Express Oil Change]]></category>
		<category><![CDATA[Greater Atlanta]]></category>
		<category><![CDATA[Hollywood Video]]></category>
		<category><![CDATA[Investacorp]]></category>
		<category><![CDATA[Iphone]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Kroger Grocery Store]]></category>
		<category><![CDATA[Metro Atlanta]]></category>
		<category><![CDATA[Oil Change Shop]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Save money with your Blackberry]]></category>
		<category><![CDATA[Save money with your Iphone]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tight Economic Times]]></category>
		<category><![CDATA[X Generation]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=115</guid>
		<description><![CDATA[Could your Blackberry or iPhone actually save you money?  Whatever type of PDA device you use, there are more and more websites out there now that give you ability to download coupons right into your phone.  Two of the web sites I wanted to mention you should take a look at if you are trying to save money overall while you are going out shopping is...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can your local school district help you save money?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/06/25/can-your-local-school-district-help-you-save-money/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 12:19:02 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[At The Workplace]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Auto Body Shop]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Coupon Book]]></category>
		<category><![CDATA[Free Hair]]></category>
		<category><![CDATA[Free Oil Change]]></category>
		<category><![CDATA[Hair Salons]]></category>
		<category><![CDATA[High Schools]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Local Area]]></category>
		<category><![CDATA[Local Bands]]></category>
		<category><![CDATA[Local Community]]></category>
		<category><![CDATA[Local School District]]></category>
		<category><![CDATA[Oil Express]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Pizza Parlors]]></category>
		<category><![CDATA[Saving Money on School]]></category>
		<category><![CDATA[School Supplies]]></category>
		<category><![CDATA[Smoothie]]></category>
		<category><![CDATA[Sports Teams]]></category>
		<category><![CDATA[State Of Georgia]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[Tight Times]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=111</guid>
		<description><![CDATA[Right here in the state of Georgia, it's almost time for school again.  We're roughly one month away.  One of the things to look for as you're trying to save money in these tight times is to see what your local school may be able to do for you.  There are two quick things that you should look at in your research in saving money.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Should A GenXer Do During These Turbulent Times?</title>
		<link>http://www.yoursmartmoneymoves.com/2009/04/01/what-should-a-genxer-do-during-these-turbulent-times/</link>
		<comments>http://www.yoursmartmoneymoves.com/2009/04/01/what-should-a-genxer-do-during-these-turbulent-times/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 21:28:31 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[401k still gives you the best value]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[build up your emergency reserve]]></category>
		<category><![CDATA[Building an Emergency Money Reserve]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[College Education]]></category>
		<category><![CDATA[College Savings Plan]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Debt To Income Ratio]]></category>
		<category><![CDATA[Downturn]]></category>
		<category><![CDATA[Education Degrees]]></category>
		<category><![CDATA[Education Savings]]></category>
		<category><![CDATA[Emergency Reserve]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Generation X Money]]></category>
		<category><![CDATA[Genxers]]></category>
		<category><![CDATA[get free money from your company]]></category>
		<category><![CDATA[Income Statement]]></category>
		<category><![CDATA[investment objectives]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Long Haul]]></category>
		<category><![CDATA[Mbas]]></category>
		<category><![CDATA[overall risk tolerance]]></category>
		<category><![CDATA[prioritizing your retirement savings]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Term Survival]]></category>
		<category><![CDATA[time frames]]></category>
		<category><![CDATA[Turbulent Times]]></category>
		<category><![CDATA[ultimate financial security]]></category>
		<category><![CDATA[Video Game]]></category>

		<gui